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FIHL Fidelis Insurance Holdings Limited

New York Stock Exchange · Insurance - Diversified · Financial Services

$23.06
-0.19 (-0.82%)

Fidelis Insurance Holdings Limited, operating alongside its subsidiaries, delivers insurance and reinsurance solutions across Bermuda, Ireland, and the United Kingdom. Its operations are structured into three distinct divisions: Specialty, Reinsurance, and Bespoke. The Specialty division provides coverage for various risks including aviation and aerospace, energy, marine, direct and facultative pr…

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

80
80
Aug 13Aug 13

Quote

Day Range
$22.78 – $23.22
52-Week Range
$14.80 – $23.46
Volume
$553.9K
Market Cap
$2.45B
50-Day Avg
$19.82
200-Day Avg
$18.80
Prev Close
$23.25
Open
$23.06

Valuation & Ratios

P/E Ratio
9.23
EPS
$2.12
P/B Ratio
0.87
P/S Ratio
0.83
Debt/Equity
0.35
Current Ratio
0.00
Dividend Yield
+2.5%
Gross Margin
+56.4%

Returns & Efficiency

Return on Equity
+9.4%
Return on Assets
+2.4%
FCF Yield
-19.7%
EV/EBITDA
5.18

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$2.50B$225.50M$2.12
2024$2.42B$113.30M$0.98
2023$3.59B$2.13B$18.65
2022$1.52B$52.60M$0.27
2021$1.19B$68.30M$0.35

Social Signal Score

30
5d
30
1 mentions
30d
30
1 mentions
60d
30
1 mentions
90d
30
1 mentions
news: 1

Earnings

6of 7 quarters beat consensus

Typical surprise +2.8% (median, so one quarter with a near-zero estimate can't distort it)

  • Wed, May 13$-0.41 vs $0.75miss
  • Wed, Feb 25$1.09 vs $1.06beat
  • Wed, Nov 12$1.21 vs $1.21beat
  • Wed, Aug 13$0.12 vs $-0.12beat
  • Wed, May 14$-0.41 vs $-0.43beat
  • Tue, Feb 25$-1.05 vs $-1.08beat

Estimates and results for FIHL via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from FIHL's reported EPS growth of 56.9% a year over 4 years. Historical EPS growth of 57% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.

EPS in 5 years
$7.89
Implied price
$70.98
Return from $23.06
25.2% a year

To earn 15.0% a year on these assumptions you'd need to buy at $35.29 — today's price is already 34.7% below that.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E5791113
20.0%2.8%9.9%15.6%20.3%24.4%
25.0%7.0%14.5%20.4%25.3%29.6%
30.0%11.3%19.1%25.2%30.3%34.8%
35.0%15.6%23.7%30.0%35.4%40.0%
40.0%19.9%28.2%34.8%40.4%45.1%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsmarketbeat.com·1d ago·Negative

    Fidelis Insurance Q2 Earnings Call Highlights Fidelis Insurance NYSE: FIHL, operating as Pelagos Insurance Capital, reported second-quarter operating net income of $29 million, or $0.34 per diluted common share, as higher large-loss activity pushed its quarterly combined ratio to 99.5%.

    View source ↗