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FINS Angel Oak Financial Strategies Income Term Trust

New York Stock Exchange · Asset Management - Income · Financial Services

$12.67
-0.01 (-0.08%)

The Angel Oak Financial Strategies Income Term Trust operates as a closed-end investment vehicle, with a primary objective of delivering current income and a secondary focus on achieving overall capital appreciation. This Trust employs an investment methodology predominantly centered on debt instruments within the banking sector, a strategy historically known for its limited correlation with other…

Market Cap: $317.47Mwww.angeloakcapital.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

95
95
Aug 13Aug 13

Quote

Day Range
$12.65 – $12.70
52-Week Range
$12.38 – $13.55
Volume
$44.9K
Market Cap
$317.47M
50-Day Avg
$12.68
200-Day Avg
$12.91
Prev Close
$12.68
Open
$12.68

Valuation & Ratios

P/E Ratio
9.46
EPS
$1.40
P/B Ratio
0.95
P/S Ratio
8.54
Debt/Equity
0.27
Current Ratio
0.01
Dividend Yield
+9.3%
Gross Margin
+90.9%

Returns & Efficiency

Return on Equity
+10.1%
Return on Assets
+7.9%
FCF Yield
-13.2%
EV/EBITDA
12.11

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$51.86M$46.91M$1.40
2024$40.39M$39.39M$1.56
2023$8.53M$7.58M$0.30
2022$29.42M$-37.99M$-1.64
2021$22.31M$16.71M$1.10

Social Signal Score

45
5d
45
1 mentions
30d
45
1 mentions
60d
45
1 mentions
90d
45
1 mentions
news: 1

Valuation

Project earnings forward and see what return today's price implies.

Seeded from FINS's reported EPS growth of 6.2% a year over 4 years.

EPS in 5 years
$1.90
Implied price
$17.07
Return from $12.67
6.1% a year

To earn 15.0% a year on these assumptions you'd need to buy at $8.49 -33.0% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E5791113
-3.8%-14.5%-8.6%-3.9%0.1%3.5%
1.2%-10.1%-3.8%1.1%5.3%8.9%
6.2%-5.6%0.9%6.1%10.5%14.2%
11.2%-1.2%5.7%11.1%15.7%19.6%
16.2%3.3%10.4%16.1%20.9%25.0%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsseekingalpha.com·2d ago·Neutral

    FINS: Discounted And High Distribution Rate, But Not Enough Angel Oak Financial Strategies Income Term Trust offers unique exposure to investment-grade, floating-rate community bank debt, with a current 6.51% discount. FINS delivers a high 10.39% distribution yield, but coverage is weak, and return of capital is destructive, raising sustainability concerns for the long term. Leverage and discount/premium mechanics add volatility, making FINS less attractive than passive peers like FLTR for risk-…

    View source ↗