Price (90d)
$1.56Signal Score (90d)
120Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $605.60M | $8.70M | $0.03 |
| 2024 | $458.50M | $-119.30M | $-0.47 |
| 2023 | $599.20M | $-6.00M | $-0.02 |
| 2022 | $417.40M | $77.40M | $0.31 |
| 2021 | $431.20M | $-32.10M | $-0.13 |
Social Signal Score
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $0.04
- Implied price
- $1.23
- Return from $1.56
- -4.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $0.61 — -60.7% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 23 | 28 | 33 | 38 | 43 |
|---|---|---|---|---|---|
| -2.0% | -19.5% | -16.2% | -13.4% | -11.0% | -8.7% |
| 3.0% | -15.4% | -12.0% | -9.0% | -6.4% | -4.1% |
| 8.0% | -11.3% | -7.7% | -4.6% | -1.9% | 0.6% |
| 13.0% | -7.2% | -3.4% | -0.2% | 2.7% | 5.2% |
| 18.0% | -3.0% | 0.8% | 4.2% | 7.2% | 9.9% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (1)
- Newsseekingalpha.com·7d ago·Positive
Vanquis Banking Group plc (FPLPF) Q2 2026 Earnings Call Transcript Vanquis Banking Group plc (FPLPF) Q2 2026 Earnings Call Transcript
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