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MSADY MS&AD Insurance Group Holdings, Inc.

Other OTC · Insurance - Property & Casualty · Financial Services

$30.89
+0.55 (+1.81%)

MS&AD Insurance Group Holdings, Inc. functions as an insurance holding company, extending its insurance and financial solutions globally. The firm's diverse portfolio includes numerous non-life insurance offerings such as coverage for fire and allied perils, marine risks, personal accidents, and both voluntary and legally required automobile liability policies. Furthermore, it provides life insura…

Market Cap: $44.82Bwww.ms-ad-hd.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

120
120
Aug 15Aug 15

Quote

Day Range
$30.34 – $32.00
52-Week Range
$19.85 – $32.53
Volume
$13.8K
Market Cap
$44.82B
50-Day Avg
$28.75
200-Day Avg
$25.86
Prev Close
$30.34
Open
$32.00

Valuation & Ratios

P/E Ratio
7.33
EPS
$560.77
P/B Ratio
1.28
P/S Ratio
0.80
Debt/Equity
0.21
Current Ratio
0.00
Dividend Yield
+3.9%
Gross Margin
+56.1%

Returns & Efficiency

Return on Equity
+17.4%
Return on Assets
+2.9%
FCF Yield
+12.7%
EV/EBITDA
1.75

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2026$7.64T$834.82B$560.83
2025$6.35T$691.66B$445.53
2024$6.34T$369.27B$231.83
2023$5.06T$211.01B$99.93
2022$5.01T$262.80B$158.17

Social Signal Score

70
5d
70
1 mentions
30d
70
1 mentions
60d
70
1 mentions
90d
70
1 mentions
news: 1

Earnings

Wed, Nov 18(in 3 months)

Consensus estimate $0.47 per share

2of 3 quarters beat consensus

Typical surprise +90.7% (median, so one quarter with a near-zero estimate can't distort it)

  • Fri, Aug 14$1.42 vs $0.47beat
  • Wed, May 20$0.57 vs $0.64miss
  • Fri, Feb 13$0.73 vs $0.38beat

Estimates and results for MSADY via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from MSADY's reported EPS growth of 37.2% a year over 4 years. Historical EPS growth of 37% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.

EPS in 5 years
$2,082
Implied price
$14,575
Return from $30.89
242.6% a year

To earn 15.0% a year on these assumptions you'd need to buy at $7,246 — today's price is already 99.6% below that.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E357911
20.0%166.9%195.6%216.2%232.5%246.1%
25.0%178.1%208.0%229.4%246.4%260.6%
30.0%189.2%220.3%242.6%260.2%275.0%
35.0%200.3%232.6%255.8%274.1%289.4%
40.0%211.4%244.9%268.9%287.9%303.8%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsseekingalpha.com·16h ago·Positive

    MS&AD Insurance Group Holdings, Inc. (MSADY) Q1 2027 Earnings Call Transcript MS&AD Insurance Group Holdings, Inc. (MSADY) Q1 2027 Earnings Call Transcript

    View source ↗