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OFED Oconee Federal Financial Corp.

Other OTC · Banks - Regional · Financial Services

$21.50
+0.00 (+0.00%)

Oconee Federal Financial Corp. acts as the parent company for Oconee Federal Savings and Loan Association, providing a comprehensive range of banking solutions and financial services. Its operational footprint spans the Oconee County area of northwestern South Carolina and the northeast region of Georgia. The institution offers diverse deposit products, including checking accounts (demand and NOW)…

Market Cap: $125.13Mwww.oconeefederal.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

100
100
Aug 14Aug 14

Quote

Day Range
$18.00 – $21.50
52-Week Range
$12.90 – $21.50
Volume
$2.00
Market Cap
$125.13M
50-Day Avg
$19.48
200-Day Avg
$16.85
Prev Close
$21.50
Open
$18.00

Valuation & Ratios

P/E Ratio
16.58
EPS
$0.73
P/B Ratio
0.84
P/S Ratio
2.39
Debt/Equity
0.42
Current Ratio
0.23
Dividend Yield
+3.3%
Gross Margin
+58.6%

Returns & Efficiency

Return on Equity
+5.0%
Return on Assets
+0.6%
FCF Yield
+5.2%
EV/EBITDA
14.47

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$29.59M$4.24M$0.73
2024$25.48M$6.25M$1.10
2023$20.58M$3.35M$0.60
2022$17.70M$4.10M$0.73
2021$18.36M$4.07M$0.73

Social Signal Score

50
5d
50
1 mentions
30d
50
1 mentions
60d
50
1 mentions
90d
50
1 mentions
news: 1

Valuation

Project earnings forward and see what return today's price implies.

Seeded from OFED's reported EPS growth of 0.0% a year over 4 years.

EPS in 5 years
$0.73
Implied price
$12.35
Return from $21.50
-10.5% a year

To earn 15.0% a year on these assumptions you'd need to buy at $6.14 -71.4% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E1114172023
-10.0%-26.2%-22.5%-19.4%-16.8%-14.4%
-5.0%-22.1%-18.2%-15.0%-12.2%-9.7%
0.0%-18.0%-13.9%-10.5%-7.5%-4.9%
5.0%-13.8%-9.6%-6.0%-2.9%-0.2%
10.0%-9.7%-5.3%-1.5%1.7%4.6%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsbusinesswire.com·1d ago·Neutral

    Oconee Federal Financial Corp. Announces Annual Financial Results SENECA, S.C.--(BUSINESS WIRE)--Oconee Federal Financial Corp. (OTCQX: OFED) (the “Company”), the holding company for Oconee Federal Savings and Loan Association (“Oconee Federal”), announced today net income of $4.9 million, or $0.84 per diluted share, for the year ended June 30, 2026, which was more than the net income of $4.2 million, or $0.73 per diluted share, for the year ended June 30, 2025. June 30, 2026 Year End Summary: F…

    View source ↗