SVBT logo

SVBT SVB & T Corporation

Other OTC · Banks - Regional · Financial Services

$73.25
+0.00 (+0.00%)

SVB & T Corporation operates as a financial holding company for Springs Valley Bank & Trust Company, providing banking, financial, and wealth management services to families and businesses in Dubois, Daviess, Gibson, Orange, and surrounding counties in southern Indiana. The company offers checking, savings, and club accounts, certificates of deposit, individual retirement accounts, health savings …

Market Cap: $80.81Mwww.svbt.bank

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

80
80
Aug 13Aug 13

Quote

Day Range
$73.25 – $73.25
52-Week Range
$45.00 – $73.33
Volume
$100.00
Market Cap
$80.81M
50-Day Avg
$67.74
200-Day Avg
$61.91
Prev Close
$73.25
Open
$73.25

Valuation & Ratios

P/E Ratio
7.36
EPS
$8.02
P/B Ratio
0.88
P/S Ratio
1.42
Debt/Equity
0.00
Current Ratio
1041.94
Dividend Yield
+1.5%
Gross Margin
+66.4%

Returns & Efficiency

Return on Equity
+12.0%
Return on Assets
+1.4%
FCF Yield
+12.0%
EV/EBITDA
4.60

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$45.76M$8.82M$8.02
2024$44.03M$6.11M$5.55
2023$38.04M$5.65M$5.12
2022$30.20M$6.35M$5.76
2021$29.30M$7.38M$6.68

Social Signal Score

30
5d
30
1 mentions
30d
30
1 mentions
60d
30
1 mentions
90d
30
1 mentions
news: 1

Valuation

Project earnings forward and see what return today's price implies.

Seeded from SVBT's reported EPS growth of 4.7% a year over 4 years.

EPS in 5 years
$10.09
Implied price
$70.66
Return from $73.25
-0.7% a year

To earn 15.0% a year on these assumptions you'd need to buy at $35.13 -52.0% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E357911
-5.3%-24.2%-16.0%-10.2%-5.6%-1.7%
-0.3%-20.2%-11.6%-5.5%-0.6%3.5%
4.7%-16.2%-7.2%-0.7%4.4%8.7%
9.7%-12.2%-2.7%4.0%9.4%13.9%
14.7%-8.2%1.7%8.8%14.4%19.1%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsaccessnewswire.com·2d ago·Negative

    … Springs Valley Bank & Trust Company, Reports 2026 Second Quarter and Year to Date Earnings JASPER, IN / ACCESS Newswire / August 13, 2026 / SVB&T Corporation (OTCQX:SVBT), parent company of Springs Valley Bank & Trust Company, today announced 2026 second quarter unaudited earnings of $3.04 million or $2.75 basic earnings per share (EPS), a 41.75% increase over the same prior year period earnings on a per share basis. This 2026 second quarter performance translates to a return on average assets …

    View source ↗