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CBFV CB Financial Services, Inc.

NASDAQ Global Market · Banks - Regional · Financial Services

$37.95
+0.76 (+2.04%)

CB Financial Services, Inc. functions as the parent company for Community Bank, delivering a broad spectrum of banking solutions and financial services to individuals and businesses. Its operational footprint spans southwestern Pennsylvania, West Virginia, and Ohio. The bank's core deposit offerings include checking accounts (comprising both demand and NOW accounts), money market accounts, savings…

Market Cap: $192.51Mwww.cb.bank

Price

No data yet.

Signal Score (90d)

120
120
Aug 17Aug 17

Revenue

$21.88M+91.73%
$8.45M$12.92M$17.40M$21.88M
Sep 2021Jun 2026

Quote

Day Range
$37.20 – $37.95
52-Week Range
$30.06 – $38.86
Volume
$2.9K
Market Cap
$192.51M
50-Day Avg
$36.88
200-Day Avg
$35.40
Prev Close
$37.19
Open
$37.20

Valuation & Ratios

P/E Ratio
35.94
EPS
$0.97
P/B Ratio
1.11
P/S Ratio
2.56
Debt/Equity
0.22
Current Ratio
0.02
Dividend Yield
+2.9%
Gross Margin
+62.5%

Returns & Efficiency

Return on Equity
+3.1%
Return on Assets
+0.3%
FCF Yield
+9.8%
EV/EBITDA
25.13

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$68.64M$4.90M$0.97
2024$79.20M$12.59M$2.45
2023$60.03M$22.55M$4.41
2022$54.74M$11.25M$2.19
2021$50.06M$11.57M$2.15

Social Signal Score

70
5d
71
1 mentions
30d
70
1 mentions
60d
70
1 mentions
90d
70
1 mentions
news: 1

Earnings

Thu, Oct 22(in 2 months)

Consensus estimate $0.83 per share

5of 7 quarters beat consensus

Typical surprise +12.1% (median, so one quarter with a near-zero estimate can't distort it)

  • Mon, Jul 27$0.81 vs $0.72beat
  • Wed, Apr 22$0.72 vs $0.71beat
  • Tue, Jan 27$0.72 vs $0.81miss
  • Thu, Oct 23$0.74 vs $0.66beat
  • Tue, Jul 22$0.74 vs $0.40beat
  • Thu, Apr 24$0.50 vs $0.43beat

Estimates and results for CBFV via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Insider trading

Open-market buys and sells by CBFV officers and directors.

Bought
$67k

2 trades

Sold
$567k

42 trades

  • Swiatek Johnsold
    director·1,000 @ $37.06·$37k·Aug 14, 2026·filing
  • Cobain Stephensold
    Chief Credit Officer·1,176 @ $37.06·$44k·Aug 14, 2026·filing
  • Cobain Stephensold
    Chief Credit Officer·316 @ $37.25·$12k·Aug 14, 2026·filing
  • Cobain Stephensold
    Chief Credit Officer·8 @ $37.40·$299·Aug 14, 2026·filing
  • Cobain Stephensold
    Chief Credit Officer·1,285 @ $34.51·$44k·Mar 5, 2026·filing
  • Cobain Stephensold
    Chief Credit Officer·23 @ $34.52·$794·Mar 5, 2026·filing
  • Cobain Stephensold
    Chief Credit Officer·26 @ $34.62·$900·Mar 5, 2026·filing
  • Cobain Stephensold
    Chief Credit Officer·2 @ $34.63·$69·Mar 5, 2026·filing

56 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from CBFV's reported EPS growth of -18.0% a year over 4 years. Historical EPS growth of -18% would project the company towards zero. Floored at -15% as a starting point.

EPS in 5 years
$0.43
Implied price
$15.55
Return from $37.95
-16.3% a year

To earn 15.0% a year on these assumptions you'd need to buy at $7.73 -79.6% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E2631364146
-25.0%-30.8%-28.4%-26.2%-24.2%-22.5%
-20.0%-26.2%-23.6%-21.3%-19.2%-17.3%
-15.0%-21.6%-18.8%-16.3%-14.1%-12.1%
-10.0%-17.0%-14.0%-11.4%-9.1%-7.0%
-5.0%-12.4%-9.3%-6.5%-4.0%-1.8%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newszacks.com·6h ago·Positive

    Why CB Financial Services (CBFV) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does CB Financial Services (CBFV) have what it takes?

    View source ↗