Price
No data yet.
Social Signal Score
Analyst Ratings
3 analystsRevenue
$21.88M+136.19%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- John H. Montgomery
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 169
- Beta
- 0.27
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 0.22
Financials
Revenue
$21.88M+136.2%Net Income
$4.30M+173.1%EBITDA
$5.10M+87.3%Free Cash Flow
$7.31M+805.2%EPS (diluted)
$0.80+110.5%Shares Outstanding (diluted)
5.35M+31.0%Operating Expenses
$7.10MCash & Debt
$76.09MReturn of Capital
$1.43MRevenue by Segment (annual)
$2.44MDividend per Share
$0.28Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $68.64M | $4.90M | $0.97 |
| 2024 | $79.20M | $12.59M | $2.45 |
| 2023 | $60.03M | $22.55M | $4.41 |
| 2022 | $54.74M | $11.25M | $2.19 |
| 2021 | $50.06M | $11.57M | $2.15 |
| 2020 | $54.49M | $-10.64M | $-1.97 |
| 2019 | $57.70M | $14.33M | $2.64 |
| 2018 | $50.78M | $7.05M | $1.42 |
| 2017 | $39.29M | $6.94M | $1.70 |
| 2016 | $38.44M | $7.58M | $1.86 |
| 2015 | $38.56M | $8.42M | $2.07 |
| 2014 | $23.95M | $4.29M | $1.63 |
| 2013 | $20.77M | $4.26M | $1.73 |
| 2012 | $21.73M | $4.22M | $1.73 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from CBFV's reported EPS growth of -4.4% a year over 13 years.
- EPS in 5 years
- $0.78
- Implied price
- $27.98
- Return from $36.85
- -5.4% a year
To earn 15.0% a year on these assumptions you'd need to buy at $13.91 — -62.2% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 26 | 31 | 36 | 41 | 46 |
|---|---|---|---|---|---|
| -14.4% | -20.6% | -17.8% | -15.3% | -13.0% | -11.0% |
| -9.4% | -16.0% | -12.9% | -10.3% | -7.9% | -5.8% |
| -4.4% | -11.3% | -8.1% | -5.4% | -2.9% | -0.6% |
| 0.6% | -6.7% | -3.3% | -0.4% | 2.2% | 4.6% |
| 5.6% | -2.0% | 1.5% | 4.5% | 7.3% | 9.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+0.00%Social Signal Score
Mentions (4)
- Newszacks.com·21h ago·Positive
CB Financial Services (CBFV) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does CB Financial Services (CBFV) have what it takes?
View source ↗ - Newszacks.com·17d ago·Positive
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does CB Financial Services (CBFV) have what it takes?
View source ↗ - Newszacks.com·33d ago·Positive
Why CB Financial Services (CBFV) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does CB Financial Services (CBFV) have what it takes?
View source ↗ - Newszacks.com·49d ago·Positive
Why CB Financial Services (CBFV) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does CB Financial Services (CBFV) have what it takes?
View source ↗
Earnings
Thu, Oct 22(in 2 weeks)
Consensus estimate $0.81 per share
Typical surprise +12.1% (median, so one quarter with a near-zero estimate can't distort it)
- Mon, Jul 27$0.81 vs $0.72beat
- Wed, Apr 22$0.72 vs $0.71beat
- Tue, Jan 27$0.72 vs $0.81miss
- Thu, Oct 23$0.74 vs $0.66beat
- Tue, Jul 22$0.74 vs $0.40beat
- Thu, Apr 24$0.50 vs $0.43beat
Estimates and results for CBFV via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by CBFV officers and directors.
- Bought
- $67k
- Sold
- $567k
2 trades
42 trades
- Swiatek Johnsold
- Cobain Stephensold
- Cobain Stephensold
- Cobain Stephensold
- Cobain Stephensold
- Cobain Stephensold
- Cobain Stephensold
- Cobain Stephensold
56 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in CBFV.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.