Price
No data yet.
Social Signal Score
Revenue
$69.96M+51.67%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Edward F. Barry
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 447
- Beta
- 0.52
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- 0.33
Financials
Revenue
$69.96M+51.7%Net Income
$14.25M+27.5%EBITDA
$4.09M-72.9%Free Cash Flow
$-5.58M-120.8%EPS (diluted)
$0.87+10.1%Shares Outstanding (diluted)
16.37M+15.1%Operating Expenses
$24.01MCash & Debt
$244.72MReturn of Capital
$2.00MRevenue by Segment (annual)
$26.15MDividend per Share
$0.14Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $303.63M | $57.17M | $3.45 |
| 2024 | $242.28M | $30.97M | $2.12 |
| 2023 | $206.55M | $35.87M | $2.56 |
| 2022 | $180.02M | $41.80M | $2.98 |
| 2021 | $173.88M | $39.98M | $2.90 |
| 2020 | $147.40M | $25.82M | $1.87 |
| 2019 | $107.87M | $16.89M | $1.23 |
| 2018 | $85.53M | $12.77M | $1.05 |
| 2017 | $71.89M | $7.11M | $0.54 |
| 2016 | $69.72M | $9.44M | $0.72 |
| 2015 | $53.21M | $7.49M | $0.57 |
| 2006 | $39.95M | $4.18M | $0.31 |
| 2005 | $28.99M | $3.22M | $0.24 |
| 2004 | $19.88M | $3.37M | $0.25 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from CBNK's reported EPS growth of 22.4% a year over 13 years.
- EPS in 5 years
- $9.52
- Implied price
- $76.18
- Return from $36.52
- 15.8% a year
To earn 15.0% a year on these assumptions you'd need to buy at $37.88 — today's price is already 3.6% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 4 | 6 | 8 | 10 | 12 |
|---|---|---|---|---|---|
| 12.4% | -7.4% | 0.4% | 6.4% | 11.2% | 15.4% |
| 17.4% | -3.3% | 4.9% | 11.1% | 16.2% | 20.5% |
| 22.4% | 0.8% | 9.4% | 15.8% | 21.1% | 25.6% |
| 27.4% | 5.0% | 13.8% | 20.6% | 26.1% | 30.8% |
| 32.4% | 9.1% | 18.3% | 25.3% | 31.0% | 35.9% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120Social Signal Score
Mentions (1)
- Newszacks.com·6h ago·Positive
Should Value Investors Buy Capital Bancorp (CBNK) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
View source ↗
Earnings
Mon, Oct 26(in 2 months)
Consensus estimate $0.91 per share
Typical surprise +5.6% (median, so one quarter with a near-zero estimate can't distort it)
- Mon, Jul 27$0.87 vs $0.82beat
- Mon, Apr 27$0.73 vs $0.78miss
- Mon, Jan 26$0.91 vs $0.79beat
- Mon, Oct 27$0.72 vs $0.88miss
- Mon, Jul 28$0.85 vs $0.89miss
- Mon, Apr 28$0.88 vs $0.67beat
Estimates and results for CBNK via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by CBNK officers and directors.
No open-market trades in the recent filings. All 100 recent Form 4 entries were share awards, option exercises or tax withholding — pay, not decisions to buy or sell.
100 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.