Price
No data yet.
Signal Score (90d)
120Revenue
$576.97M+67.03%Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $2.92B | $648.56M | $10.02 |
| 2024 | $2.85B | $582.54M | $8.88 |
| 2023 | $2.65B | $597.97M | $9.11 |
| 2022 | $1.88B | $579.15M | $8.84 |
| 2021 | $1.40B | $443.08M | $6.79 |
Social Signal Score
Earnings
Thu, Oct 29(in 2 months)
Consensus estimate $2.73 per share
Typical surprise +6.5% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 30$2.70 vs $2.55beat
- Thu, Apr 30$2.65 vs $2.48beat
- Thu, Jan 29$2.57 vs $2.47beat
- Thu, Oct 30$2.67 vs $2.38beat
- Thu, Jul 31$2.39 vs $2.28beat
- Thu, May 1$2.30 vs $2.16beat
Estimates and results for CFR via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by CFR officers and directors.
- Bought
- $32k
- Sold
- $350k
1 trade
4 trades
- Severyn Carol Jeansold
- Berman Bobbysold
- Pullin Ericka Lynnsold
- Rhodes Coolidge E Jrsold
- Henson Matthew Bradleybought
95 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Valuation
Project earnings forward and see what return today's price implies.
Seeded from CFR's reported EPS growth of 10.2% a year over 4 years.
- EPS in 5 years
- $16.46
- Implied price
- $213.92
- Return from $167.73
- 5.0% a year
To earn 15.0% a year on these assumptions you'd need to buy at $106.36 — -36.6% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 9 | 11 | 13 | 15 | 17 |
|---|---|---|---|---|---|
| 0.2% | -11.3% | -7.7% | -4.5% | -1.8% | 0.7% |
| 5.2% | -6.9% | -3.1% | 0.2% | 3.1% | 5.7% |
| 10.2% | -2.5% | 1.5% | 5.0% | 8.0% | 10.8% |
| 15.2% | 2.0% | 6.1% | 9.7% | 12.9% | 15.8% |
| 20.2% | 6.4% | 10.7% | 14.5% | 17.8% | 20.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (1)
- Newszacks.com·6h ago·Positive
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cullen/Frost (CFR) have what it takes?
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