Price
No data yet.
Social Signal Score
Revenue
$17.83M+78.00%Company Profile
- CEO
- Michael Chris Frederick
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 176
- Beta
- 0.74
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- -0.17
Financials
Revenue
$17.83M+78.0%Net Income
$4.76M+62.2%EBITDA
$6.01M+57.5%Free Cash Flow
$4.74M-23.1%EPS (diluted)
$1.43+62.5%Shares Outstanding (diluted)
3.34M-0.3%Operating Expenses
$0.00Cash & Debt
$563.73MReturn of Capital
$1.06MRevenue by Segment (annual)
$7.17MDividend per Share
$0.31Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $65.31M | $16.37M | $4.89 |
| 2024 | $58.13M | $11.94M | $3.57 |
| 2023 | $51.24M | $12.79M | $3.82 |
| 2022 | $41.87M | $11.90M | $3.55 |
| 2021 | $39.01M | $11.42M | $3.41 |
| 2020 | $38.23M | $10.13M | $3.03 |
| 2019 | $38.68M | $10.32M | $3.10 |
| 2018 | $34.58M | $9.25M | $2.78 |
| 2017 | $32.80M | $7.44M | $2.24 |
| 2016 | $31.12M | $6.86M | $2.05 |
| 2015 | $23.68M | $5.20M | $1.87 |
| 2014 | $23.34M | $5.59M | $2.03 |
| 2013 | $23.05M | $5.07M | $1.82 |
| 2012 | $23.34M | $3.92M | $1.41 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from FCAP's reported EPS growth of 10.0% a year over 13 years.
- EPS in 5 years
- $7.88
- Implied price
- $94.54
- Return from $62.65
- 8.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $47.01 — -25.0% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 8 | 10 | 12 | 14 | 16 |
|---|---|---|---|---|---|
| 0.0% | -9.0% | -4.8% | -1.3% | 1.8% | 4.6% |
| 5.0% | -4.4% | -0.1% | 3.6% | 6.9% | 9.8% |
| 10.0% | 0.1% | 4.7% | 8.6% | 12.0% | 15.0% |
| 15.0% | 4.7% | 9.4% | 13.5% | 17.1% | 20.2% |
| 20.0% | 9.2% | 14.2% | 18.4% | 22.2% | 25.5% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
80Social Signal Score
Mentions (1)
- Newsglobenewswire.com·6h ago·Negative
First Capital, Inc. Announces Quarterly Dividend CORYDON, Ind., Aug. 19, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of First Capital, Inc. (NASDAQ: FCAP) has declared a quarterly cash dividend of $0.32 (thirty-two cents) per share of common stock, according to Michael C.
View source ↗
Earnings
Fri, Oct 23(in 2 months)
Estimates and results for FCAP via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by FCAP officers and directors.
- Bought
- $406k
- Sold
- $31k
27 trades
1 trade
- Ernstberger Kathybought
- Stevens Joshua Paulbought
- Frederick Chrisbought
- Kraft Pamela Gbought
- Kraft Pamela Gbought
- Shireman Johnbought
- Shireman Johnbought
- Shireman Johnbought
72 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.