Price
No data yet.
Social Signal Score
Revenue
$62.37M-89.64%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Graham A. Fleming
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 783
- Beta
- 1.69
- Country
- US
- Piotroski score
- 2 / 9 (Weak)
- Altman Z-score
- -0.01
Financials
Revenue
$62.37M-89.6%Net Income
$2.05M-90.4%EBITDA
$386.38M+443.9%Free Cash Flow
$-183.26MEPS (diluted)
$0.26-88.2%Shares Outstanding (diluted)
7.89M-58.7%Operating Expenses
$31.12MCash & Debt
$85.28BReturn of Capital
$1.13MRevenue by Segment (annual)
$582.48MQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $2.13B | $45.23M | $4.72 |
| 2024 | $1.95B | $15.49M | $1.57 |
| 2023 | $1.57B | $-80.09M | $-9.77 |
| 2022 | $686.96M | $-190.68M | $-30.61 |
| 2021 | $1.32B | $-251.94M | $-41.79 |
| 2020 | $2.39B | $518.39M | $86.57 |
| 2019 | $1.51B | $54.41M | $23.69 |
| 2018 | $789.26M | $32.06M | $8.92 |
| 2017 | $778.47M | $52.67M | $14.66 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from FOA's reported EPS growth of -13.2% a year over 8 years.
- EPS in 5 years
- $2.34
- Implied price
- $11.68
- Return from $20.85
- -10.9% a year
To earn 15.0% a year on these assumptions you'd need to buy at $5.81 — -72.1% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 1 | 3 | 5 | 7 | 9 |
|---|---|---|---|---|---|
| -23.2% | -42.9% | -28.9% | -21.2% | -15.7% | -11.4% |
| -18.2% | -39.2% | -24.2% | -16.1% | -10.2% | -5.6% |
| -13.2% | -35.4% | -19.6% | -10.9% | -4.7% | 0.2% |
| -8.2% | -31.7% | -15.0% | -5.8% | 0.8% | 5.9% |
| -3.2% | -28.0% | -10.3% | -0.7% | 6.2% | 11.7% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
80Social Signal Score
Mentions (1)
- Newsbusinesswire.com·23h ago·Negative
…f America Earns 2026 Great Place To Work CertificationTM PLANO, Texas--(BUSINESS WIRE)--Finance of America Reverse LLC (“Finance of America” or the “Company”) (NYSE: FOA), the nation's leading provider of home equity-based retirement solutions, today announced it has been CertifiedTM by Great Place To Work®. The prestigious award is based entirely on what current employees say about their experience working at Finance of America. This year, 90% of FOA employees said it's a great place to work, c…
View source ↗
Earnings
Tue, Nov 3(in 3 months)
Consensus estimate $1.26 per share
Typical surprise +6.6% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Aug 4$0.84 vs $1.09miss
- Tue, May 5$1.10 vs $0.84beat
- Tue, Mar 10$0.69 vs $0.65beat
- Tue, Nov 4$1.33 vs $0.65beat
- Tue, Aug 5$0.55 vs $0.61miss
- Tue, May 6$0.52 vs $0.42beat
Estimates and results for FOA via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by FOA officers and directors.
- Bought
- $2.3m
- Sold
- $25.6m
4 trades
21 trades
- Prahm Jeremysold
- Prahm Jeremysold
- Sieffert Kristen Nsold
- Prahm Jeremysold
- Sieffert Kristen Nsold
- Prahm Jeremysold
- Prahm Jeremysold
- Prahm Jeremysold
75 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.