Price
No data yet.
Social Signal Score
Revenue
$507.46M+105.74%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Curtis J. Myers
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 3,400
- Beta
- 0.80
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- -0.48
Financials
Revenue
$507.46M+105.7%Net Income
$102.41M+35.5%EBITDA
$127.71M+31.8%Free Cash Flow
$93.62M+14.3%EPS (diluted)
$0.52+15.6%Shares Outstanding (diluted)
187.38M+14.6%Operating Expenses
$165.26MCash & Debt
$6.39BReturn of Capital
$57.22MRevenue by Segment (annual)
$259.02MDividend per Share
$0.19Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.89B | $391.61M | $2.10 |
| 2024 | $1.80B | $288.74M | $1.59 |
| 2023 | $1.50B | $284.28M | $1.66 |
| 2022 | $1.09B | $286.98M | $1.69 |
| 2021 | $997.16M | $275.50M | $1.63 |
| 2020 | $972.27M | $178.04M | $1.08 |
| 2019 | $1.04B | $226.34M | $1.39 |
| 2018 | $954.04M | $208.39M | $1.19 |
| 2017 | $871.74M | $171.75M | $0.98 |
| 2016 | $793.28M | $161.63M | $0.93 |
| 2015 | $765.63M | $149.50M | $0.85 |
| 2014 | $763.46M | $157.89M | $0.85 |
| 2013 | $797.35M | $161.84M | $0.84 |
| 2012 | $863.91M | $159.84M | $0.80 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from FULT's reported EPS growth of 7.7% a year over 13 years.
- EPS in 5 years
- $3.10
- Implied price
- $27.86
- Return from $23.64
- 3.3% a year
To earn 15.0% a year on these assumptions you'd need to buy at $13.85 — -41.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 5 | 7 | 9 | 11 | 13 |
|---|---|---|---|---|---|
| -2.3% | -16.7% | -10.8% | -6.3% | -2.4% | 0.9% |
| 2.7% | -12.4% | -6.3% | -1.5% | 2.6% | 6.1% |
| 7.7% | -8.1% | -1.7% | 3.3% | 7.6% | 11.2% |
| 12.7% | -3.9% | 2.8% | 8.1% | 12.6% | 16.4% |
| 17.7% | 0.4% | 7.4% | 12.9% | 17.6% | 21.6% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
96Social Signal Score
Mentions (1)
- News (RSS)zerohedge·5h ago·Neutral
Remember The Names Remember The Names Authored by James Howard Kunstler, “. . . it’s subversion and nothing about it is accidental. it’s a well worn playbook to use the democratic institutions of a high trust state to destroy a civilization.” - El Gato Malo on Substack An eerie quiet masks the panic rising among the many players in the long-running train of crimes carried out under color-of-law against the people of this country that goes roughly under the clunky name of The Grand Conspiracy. Wh
View source ↗
Earnings
Tue, Oct 20(in 8 weeks)
Consensus estimate $0.55 per share
Typical surprise +17.4% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 22$0.52 vs $0.41beat
- Wed, Apr 22$0.55 vs $0.47beat
- Wed, Jan 21$0.55 vs $0.52beat
- Tue, Oct 21$0.55 vs $0.49beat
- Tue, Jul 15$0.55 vs $0.42beat
- Tue, Apr 15$0.52 vs $0.41beat
Estimates and results for FULT via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by FULT officers and directors.
- Bought
- $15k
- Sold
- $1.6m
4 trades
9 trades
- Crutchfield Lisasold
- Sargent Angela Msold
- Wenger E Philipsold
- Myers Curtis Jsold
- Wenger E Philipsold
- Wenger E Philipsold
- Wenger E Philipsold
- Taylor Bernadette Mbought
87 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.