Price
No data yet.
Social Signal Score
Analyst Ratings
8 analystsRevenue
$126.93M+261.43%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- D. Neil Dauby
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 984
- Beta
- 0.57
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.39
Financials
Revenue
$126.93M+261.4%Net Income
$38.17M+274.8%EBITDA
$48.07M+211.5%Free Cash Flow
$55.26M+1779.0%EPS (diluted)
$1.02+126.7%Shares Outstanding (diluted)
37.56M+64.1%Operating Expenses
$32.32MCash & Debt
$94.16MReturn of Capital
$11.59MRevenue by Segment (annual)
$51.49MDividend per Share
$0.31Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $487.40M | $112.64M | $3.06 |
| 2024 | $315.38M | $83.81M | $2.83 |
| 2023 | $316.92M | $85.89M | $2.91 |
| 2022 | $278.06M | $81.83M | $2.78 |
| 2021 | $229.84M | $84.14M | $3.17 |
| 2020 | $228.84M | $62.21M | $2.34 |
| 2019 | $221.97M | $59.22M | $2.29 |
| 2018 | $170.82M | $46.53M | $1.99 |
| 2017 | $142.88M | $40.68M | $1.77 |
| 2016 | $135.38M | $35.18M | $1.57 |
| 2015 | $109.06M | $30.06M | $1.51 |
| 2014 | $104.32M | $28.34M | $1.43 |
| 2013 | $99.29M | $25.41M | $1.33 |
| 2012 | $98.97M | $24.05M | $1.27 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from GABC's reported EPS growth of 7.0% a year over 13 years.
- EPS in 5 years
- $4.29
- Implied price
- $55.81
- Return from $48.36
- 2.9% a year
To earn 15.0% a year on these assumptions you'd need to buy at $27.75 — -42.6% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 9 | 11 | 13 | 15 | 17 |
|---|---|---|---|---|---|
| -3.0% | -13.3% | -9.8% | -6.7% | -4.0% | -1.6% |
| 2.0% | -8.9% | -5.1% | -1.9% | 0.9% | 3.5% |
| 7.0% | -4.4% | -0.5% | 2.9% | 5.9% | 8.6% |
| 12.0% | 0.1% | 4.2% | 7.7% | 10.8% | 13.7% |
| 17.0% | 4.5% | 8.8% | 12.5% | 15.8% | 18.7% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+0.00%Social Signal Score
Mentions (3)
- Newszacks.com·5h ago·Positive
German American Bancorp (GABC) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does German American Bancorp (GABC) have what it takes?
View source ↗ - Newszacks.com·35d ago·Positive
Why German American Bancorp (GABC) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does German American Bancorp (GABC) have what it takes?
View source ↗ - Newszacks.com·51d ago·Positive
German American Bancorp (GABC) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does German American Bancorp (GABC) have what it takes?
View source ↗
Earnings
Mon, Oct 26(in 3 weeks)
Consensus estimate $1.01 per share
Typical surprise +6.7% (median, so one quarter with a near-zero estimate can't distort it)
- Mon, Jul 27$1.02 vs $0.92beat
- Mon, Apr 27$0.88 vs $0.90miss
- Mon, Jan 26$0.96 vs $0.90beat
- Mon, Oct 27$0.92 vs $0.86beat
- Mon, Jul 28$0.86 vs $0.83beat
- Mon, Apr 28$0.30 vs $0.72miss
Estimates and results for GABC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by GABC officers and directors.
- Bought
- $493k
- Sold
- —
52 trades
0 trades
- Ryan Christina Mbought
- Bawel Zachary Wbought
- Seger Andrew Mbought
- Seger Andrew Mbought
- Ryan Christina Mbought
- Bawel Zachary Wbought
- Kelly Jason Mbought
- Ryan Christina Mbought
48 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in GABC.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.