Price
No data yet.
Signal Score (90d)
120Revenue
$126.93M+114.66%Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $487.40M | $112.64M | $3.06 |
| 2024 | $315.38M | $83.81M | $2.83 |
| 2023 | $316.92M | $85.89M | $2.91 |
| 2022 | $278.06M | $81.83M | $2.78 |
| 2021 | $229.84M | $84.14M | $3.17 |
Social Signal Score
Earnings
Mon, Oct 26(in 2 months)
Consensus estimate $1.00 per share
Typical surprise +7.0% (median, so one quarter with a near-zero estimate can't distort it)
- Mon, Jul 27$1.02 vs $0.92beat
- Mon, Apr 27$0.88 vs $0.90miss
- Mon, Jan 26$0.96 vs $0.90beat
- Mon, Oct 27$0.92 vs $0.86beat
- Mon, Jul 28$0.86 vs $0.83beat
- Mon, Apr 28$0.79 vs $0.72beat
Estimates and results for GABC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by GABC officers and directors.
- Bought
- $398k
- Sold
- —
46 trades
0 trades
- Ryan Christina Mbought
- Bawel Zachary Wbought
- Seger Andrew Mbought
- Stokes Ronnie Rbought
- Kelly Jason Mbought
- Bawel Zachary Wbought
- Seger Andrew Mbought
- Ryan Christina Mbought
54 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Valuation
Project earnings forward and see what return today's price implies.
Seeded from GABC's reported EPS growth of -0.9% a year over 4 years.
- EPS in 5 years
- $2.93
- Implied price
- $38.03
- Return from $50.95
- -5.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $18.91 — -62.9% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 9 | 11 | 13 | 15 | 17 |
|---|---|---|---|---|---|
| -10.9% | -21.2% | -18.0% | -15.2% | -12.7% | -10.5% |
| -5.9% | -16.8% | -13.4% | -10.4% | -7.8% | -5.5% |
| -0.9% | -12.4% | -8.8% | -5.7% | -2.9% | -0.5% |
| 4.1% | -7.9% | -4.2% | -0.9% | 2.0% | 4.5% |
| 9.1% | -3.5% | 0.4% | 3.8% | 6.9% | 9.6% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (1)
- Newszacks.com·6h ago·Positive
German American Bancorp (GABC) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does German American Bancorp (GABC) have what it takes?
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