Price
No data yet.
Social Signal Score
Analyst Ratings
20 analystsRevenue
$187.89M+441.11%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Adam S. Pollitzer
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- Employees
- 225
- Beta
- 0.53
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 2.68
Financials
Revenue
$187.89M+441.1%Net Income
$105.79M+1613.2%EBITDA
$149.02M+1139.0%Free Cash Flow
$140.25M+526.6%EPS (diluted)
$1.38+1280.0%Shares Outstanding (diluted)
76.58M+27.0%Operating Expenses
$0.00Cash & Debt
$72.12MReturn of Capital
$32.29MQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $705.58M | $388.93M | $5.01 |
| 2024 | $650.97M | $360.11M | $4.51 |
| 2023 | $579.00M | $322.11M | $3.91 |
| 2022 | $524.46M | $292.90M | $3.45 |
| 2021 | $485.64M | $231.13M | $2.70 |
| 2020 | $436.19M | $171.57M | $2.20 |
| 2019 | $370.11M | $171.96M | $2.54 |
| 2018 | $273.63M | $107.93M | $1.66 |
| 2017 | $178.64M | $22.05M | $0.37 |
| 2016 | $121.92M | $64.00M | $1.11 |
| 2015 | $55.51M | $-27.79M | $-0.47 |
| 2014 | $22.21M | $-48.91M | $-0.84 |
| 2013 | $5.56M | $-55.18M | $-0.99 |
| 2012 | $284.0K | $-27.49M | $-0.73 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $7.36
- Implied price
- $58.89
- Return from $38.83
- 8.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $29.28 — -24.6% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 4 | 6 | 8 | 10 | 12 |
|---|---|---|---|---|---|
| -2.0% | -14.1% | -6.9% | -1.4% | 3.1% | 7.0% |
| 3.0% | -9.8% | -2.1% | 3.7% | 8.4% | 12.4% |
| 8.0% | -5.4% | 2.6% | 8.7% | 13.6% | 17.9% |
| 13.0% | -1.0% | 7.4% | 13.7% | 18.9% | 23.3% |
| 18.0% | 3.4% | 12.1% | 18.8% | 24.2% | 28.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
92-18.22%Social Signal Score
Mentions (4)
- Newszacks.com·10d ago·Negative
After Plunging 7.2% in 4 Weeks, Here's Why the Trend Might Reverse for NMI Holdings (NMIH) NMI Holdings (NMIH) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings estimates higher, indicates a potential trend reversal for the stock in the near term.
View source ↗ - Newszacks.com·11d ago·Neutral
NMI Holdings Near 52-Week High: Time to Buy, Sell or Hold the Stock? NMIH's strong insurance growth, improving credit performance and capital position support premium growth and shareholder returns.
View source ↗ - Newszacks.com·20d ago·Positive
NMI Holdings' Strong IIF Growth: Can It Drive Future Earnings? NMIH's strong IIF and NIW growth expand its mortgage insurance portfolio, while improving underwriting supports future earnings.
View source ↗ - Newszacks.com·46d ago·Positive
NMIH Gains 20.9% in Three Months: What Investors Should Know? NMI Holdings' strong insurance growth, credit performance and capital position support earnings, with buybacks adding to shareholder value.
View source ↗
Earnings
Tue, Nov 3(in 4 weeks)
Consensus estimate $1.29 per share
Typical surprise +4.9% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 30$1.38 vs $1.28beat
- Thu, Apr 30$1.28 vs $1.22beat
- Tue, Feb 10$1.20 vs $1.17beat
- Tue, Nov 4$1.21 vs $1.21beat
- Tue, Jul 29$1.22 vs $1.16beat
- Tue, Apr 29$1.28 vs $1.10beat
Estimates and results for NMIH via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by NMIH officers and directors.
- Bought
- —
- Sold
- $20.2m
0 trades
19 trades
- Pollitzer Adamsold
- Swithenbank Aurorasold
- Smith Robert Owensold
- Montgomery Michael Currysold
- Shuster Bradley Msold
- Shuster Bradley Msold
- Shuster Bradley Msold
- Shuster Bradley Msold
81 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Susie Leehouse · NV03 · disclosed Sep 3, 2020 (50d later)Sell$1,001 - $15,000
- Susie Leehouse · NV03 · disclosed Jul 10, 2020 (35d later)Buy$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.