Price
No data yet.
Social Signal Score
Revenue
$23.90M+301.85%Company Profile
- CEO
- Abel L. Iglesias
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 200
- Beta
- 0.00
- Country
- US
Financials
Revenue
$23.90M+301.8%Net Income
$4.26M+709.5%EBITDA
$13.65M+10584.8%Free Cash Flow
—EPS (diluted)
$0.30+411.1%Shares Outstanding (diluted)
14.35M+60.0%Operating Expenses
$8.22MCash & Debt
$321.73MReturn of Capital
$0.00Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2022 | $93.93M | $22.15M | $1.59 |
| 2021 | $78.50M | $21.36M | $1.59 |
| 2020 | $64.36M | $8.30M | $0.62 |
| 2019 | $30.85M | $2.34M | $0.40 |
| 2018 | $23.79M | $2.11M | $0.23 |
| 2017 | $17.77M | $1.81M | $0.20 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from PFHD's reported EPS growth of 51.4% a year over 5 years. Historical EPS growth of 51% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.
- EPS in 5 years
- $5.92
- Implied price
- $100.57
- Return from $28.65
- 28.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $50.00 — today's price is already 42.7% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 11 | 14 | 17 | 20 | 23 |
|---|---|---|---|---|---|
| 20.0% | 8.8% | 14.1% | 18.7% | 22.6% | 26.1% |
| 25.0% | 13.3% | 18.9% | 23.6% | 27.7% | 31.3% |
| 30.0% | 17.8% | 23.7% | 28.5% | 32.8% | 36.6% |
| 35.0% | 22.4% | 28.4% | 33.5% | 37.9% | 41.8% |
| 40.0% | 26.9% | 33.2% | 38.4% | 43.0% | 47.1% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
80Social Signal Score
Mentions (1)
- Newsbusinesswire.com·1d ago·Negative
ALPS Corporation Goes Live on OneShield Market Solutions to Power Lawyers' Professional Liability Operations for LawyerCare MARLBOROUGH, Mass.--(BUSINESS WIRE)-- #AI--OneShield, a provider of modern, AI powered systems for commercial property & specialty insurers and MGAs, today announced that ALPS Property & Casualty Insurance Company (ALPS), the nation's largest direct writer of lawyers' malpractice insurance, has gone live on OneShield Market Solutions (OMS) for policy administration of its L
View source ↗
Earnings
Typical surprise -3.8% (median, so one quarter with a near-zero estimate can't distort it)
- Fri, Jan 27$0.29 vs $0.58miss
- Fri, Oct 28$0.60 vs $0.57beat
- Thu, Jul 28$0.50 vs $0.38beat
- Fri, Apr 29$0.17 vs $0.34miss
- Thu, Jan 27$0.29 vs $0.38miss
- Thu, Oct 28$0.45 vs $0.42beat
Estimates and results for PFHD via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by PFHD officers and directors.
- Bought
- —
- Sold
- $1.4m
0 trades
26 trades
- Schimmel Lawrencesold
- Schimmel Lawrencesold
- Schimmel Lawrencesold
- Schimmel Lawrencesold
- Digasbarro Rolandosold
- Garcia Carlos M.sold
- Garcia Carlos M.sold
- Garcia Carlos M.sold
74 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.