Price
No data yet.
Social Signal Score
Revenue
$15.07B+46.51%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Bogdan Benczak
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Employees
- 38,655
- Beta
- 0.32
- Country
- PL
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- 0.31
Financials
Revenue
$15.07B+46.5%Net Income
$1.36B+80.6%EBITDA
$5.86B+172.2%Free Cash Flow
$3.90BEPS (diluted)
$1.58+81.6%Shares Outstanding (diluted)
863.32M-0.0%Operating Expenses
$65.00MCash & Debt
$73.93BReturn of Capital
$0.00Dividend per Share
$0.96Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $64.70B | $6.70B | $7.76 |
| 2024 | $55.37B | $5.34B | $6.19 |
| 2023 | $55.13B | $5.77B | $6.68 |
| 2022 | $41.72B | $3.78B | $4.38 |
| 2021 | $40.84B | $3.34B | $6.29 |
| 2020 | $40.23B | $1.91B | $2.21 |
| 2019 | $41.93B | $3.29B | $6.01 |
| 2018 | $39.26B | $3.21B | $3.72 |
| 2017 | $34.39B | $2.90B | $3.35 |
| 2016 | $23.80B | $1.94B | $2.24 |
| 2015 | $20.20B | $2.34B | $2.71 |
| 2014 | $19.77B | $2.97B | $3.44 |
| 2013 | $19.43B | $3.29B | $3.81 |
| 2012 | $20.20B | $3.26B | $3.77 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from PZAKY's reported EPS growth of 5.7% a year over 13 years.
- EPS in 5 years
- $10.24
- Implied price
- $81.88
- Return from $21.00
- 31.3% a year
To earn 15.0% a year on these assumptions you'd need to buy at $40.71 — today's price is already 48.4% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 4 | 6 | 8 | 10 | 12 |
|---|---|---|---|---|---|
| -4.3% | 3.5% | 12.2% | 18.9% | 24.3% | 28.9% |
| 0.7% | 8.9% | 18.1% | 25.1% | 30.8% | 35.6% |
| 5.7% | 14.3% | 23.9% | 31.3% | 37.3% | 42.4% |
| 10.7% | 19.7% | 29.8% | 37.5% | 43.8% | 49.1% |
| 15.7% | 25.1% | 35.7% | 43.7% | 50.3% | 55.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120Social Signal Score
Mentions (1)
- Newsseekingalpha.com·5h ago·Positive
Powszechny Zaklad Ubezpieczen SA (PZAKY) Q2 2026 Press Conference Call Transcript Powszechny Zaklad Ubezpieczen SA (PZAKY) Q2 2026 Press Conference Call Transcript
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