Price
No data yet.
Social Signal Score
Revenue
$22.14M+59.73%Company Profile
- CEO
- Philip R. Wahl
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 258
- Beta
- 0.35
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- 0.15
Financials
Revenue
$22.14M+59.7%Net Income
$4.11M-11.6%EBITDA
$4.94M-24.3%Free Cash Flow
$0.00-100.0%EPS (diluted)
$1.19-16.8%Shares Outstanding (diluted)
3.10M-4.7%Operating Expenses
$0.00Cash & Debt
$0.00Return of Capital
$0.00Dividend per Share
$0.16Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $90.14M | $13.67M | $3.82 |
| 2024 | $85.99M | $9.81M | $2.77 |
| 2023 | $72.93M | $10.19M | $3.14 |
| 2022 | $50.92M | $10.23M | $3.14 |
| 2021 | $48.55M | $12.77M | $3.93 |
| 2020 | $47.46M | $7.05M | $2.19 |
| 2019 | $45.12M | $7.79M | $2.64 |
| 2018 | $41.10M | $7.21M | $2.32 |
| 2017 | $37.13M | $5.92M | $2.01 |
| 2016 | $34.79M | $5.92M | $2.09 |
| 2015 | $34.91M | $6.12M | $1.93 |
| 2014 | $35.64M | $5.81M | $1.82 |
| 2013 | $37.34M | $3.79M | $1.14 |
| 2012 | $25.52M | $1.94M | $0.66 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from SFDL's reported EPS growth of 14.5% a year over 13 years.
- EPS in 5 years
- $8.56
- Implied price
- $77.01
- Return from $42.50
- 12.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $38.29 — -9.9% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 5 | 7 | 9 | 11 | 13 |
|---|---|---|---|---|---|
| 4.5% | -8.6% | -2.3% | 2.8% | 7.0% | 10.6% |
| 9.5% | -4.2% | 2.4% | 7.7% | 12.1% | 15.9% |
| 14.5% | 0.1% | 7.1% | 12.6% | 17.2% | 21.2% |
| 19.5% | 4.5% | 11.8% | 17.5% | 22.4% | 26.5% |
| 24.5% | 8.9% | 16.5% | 22.5% | 27.5% | 31.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100Social Signal Score
Mentions (1)
- Newsglobenewswire.com·5h ago·Neutral
Security Federal Announces Cash Dividend AIKEN, S.C., Aug. 19, 2026 (GLOBE NEWSWIRE) -- Security Federal Corporation, parent company of Security Federal Bank, is pleased to announce that a quarterly dividend of $0.16 per share will be paid on or about September 15, 2026, to shareholders of record as of August 31, 2026.
View source ↗
Insider trading
Open-market buys and sells by SFDL officers and directors.
- Bought
- $99k
- Sold
- —
12 trades
0 trades
- Verenes Chris Jbought
- Verenes Chris Jbought
- Verenes Chris Jbought
- Toole Gasper L Iiibought
- Thomas Frank Mbought
- Harmon Richard Tbought
- Alexander Robert Ebought
- Alexander Robert Ebought
88 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.