Price
No data yet.
Social Signal Score
Analyst Ratings
5 analystsRevenue
$82.49M-35.15%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Bennett Bradford Martz
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Employees
- 68
- Beta
- -0.48
- Country
- US
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- 1.06
Financials
Revenue
$82.49M-35.2%Net Income
$21.90M+539.7%EBITDA
$31.50M+238.3%Free Cash Flow
$58.26M+59.8%EPS (diluted)
$0.44+175.0%Shares Outstanding (diluted)
49.30M+127.8%Operating Expenses
$8.13MCash & Debt
$328.04MReturn of Capital
$14.44MDividend per Share
$0.75Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $335.44M | $106.84M | $2.20 |
| 2024 | $296.66M | $75.72M | $1.58 |
| 2023 | $263.68M | $309.91M | $7.11 |
| 2022 | $220.78M | $-469.86M | $-10.87 |
| 2021 | $228.69M | $-57.92M | $-1.35 |
| 2020 | $846.66M | $-96.45M | $-2.25 |
| 2019 | $825.12M | $-29.87M | $-0.70 |
| 2018 | $723.94M | $290.0K | $0.01 |
| 2017 | $654.42M | $10.14M | $0.27 |
| 2016 | $487.12M | $5.70M | $0.27 |
| 2015 | $357.57M | $27.36M | $1.29 |
| 2014 | $280.23M | $41.01M | $2.06 |
| 2013 | $208.08M | $20.34M | $1.26 |
| 2012 | $131.23M | $9.71M | $0.91 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from ACIC's reported EPS growth of 7.0% a year over 13 years.
- EPS in 5 years
- $3.09
- Implied price
- $18.55
- Return from $10.63
- 11.8% a year
To earn 15.0% a year on these assumptions you'd need to buy at $9.22 — -13.3% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 2 | 4 | 6 | 8 | 10 |
|---|---|---|---|---|---|
| -3.0% | -18.7% | -6.6% | 1.3% | 7.3% | 12.2% |
| 2.0% | -14.5% | -1.7% | 6.6% | 12.9% | 18.0% |
| 7.0% | -10.3% | 3.1% | 11.8% | 18.4% | 23.8% |
| 12.0% | -6.1% | 7.9% | 17.0% | 23.9% | 29.6% |
| 17.0% | -1.9% | 12.7% | 22.2% | 29.5% | 35.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
160+220.00%Social Signal Score
Mentions (5)
- Newsseekingalpha.com·19h ago·Positive
American Coastal Insurance Corporation (ACIC) Discusses Specialty Insurance Business Model and Growth Strategy in Florida Property Market Transcript American Coastal Insurance Corporation (ACIC) Discusses Specialty Insurance Business Model and Growth Strategy in Florida Property Market Transcript
View source ↗ - Newsmarketbeat.com·20h ago·Neutral
American Coastal Eyes $200M Premium Opportunity With E&S Expansion American Coastal Insurance NASDAQ: ACIC outlined plans to expand beyond its Florida condominium insurance business through its excess and surplus, or E&S, platform, while management said its underwriting discipline and catastrophe reinsurance program remain central to its strategy.
View source ↗ - Newsglobenewswire.com·7d ago·Neutral
American Coastal Insurance Corporation to Host Investor Webcast on October 13, 2026 ST. PETERSBURG, Fla., Oct. 06, 2026 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of American Coastal Insurance Company (“AmCoastal”), today announced that it will host an investor webcast presentation on Tuesday, October 13, 2026, at 2:00 p.m. Eastern Time.
View source ↗ - Newsglobenewswire.com·29d ago·Negative
American Coastal Insurance Corporation Announces Restructured Exclusive Managing Agency Agreement with AmRisc, LLC Agreement Removes Fixed Expiration Date and Requires 48 Months' Advance Notice to Terminate, Providing a Minimum Four-Year Term at All Times Agreement Removes Fixed Expiration Date and Requires 48 Months' Advance Notice to Terminate, Providing a Minimum Four-Year Term at All Times
View source ↗ - Newsmarketbeat.com·45d ago·Neutral
American Coastal Maps E&S Expansion as Florida Insurance Pricing Softens American Coastal Insurance NASDAQ: ACIC outlined its strategy for navigating a softer Florida commercial residential insurance market, emphasizing underwriting discipline, reinsurance protection and planned expansion into the excess-and-surplus, or E&S, market during a Midwest IDEAS Investor Conference presentation.
View source ↗
Earnings
Wed, Nov 4(in 3 weeks)
Consensus estimate $0.10 per share
Typical surprise +5.0% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Aug 5$0.33 vs $0.42miss
- Tue, May 5$0.39 vs $0.44miss
- Thu, Feb 19$0.51 vs $0.42beat
- Wed, Nov 5$0.61 vs $0.39beat
- Wed, Aug 6$0.54 vs $0.38beat
- Thu, May 8$0.42 vs $0.40beat
Estimates and results for ACIC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by ACIC officers and directors.
- Bought
- $92k
- Sold
- $584k
1 trade
3 trades
- Adler Brookesold
- Martz Bradbought
- Griffith Christophersold
- Griffith Christophersold
96 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in ACIC.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.