Price
No data yet.
Social Signal Score
Revenue
$82.49M-35.15%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Bennett Bradford Martz
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Employees
- 68
- Beta
- -0.46
- Country
- US
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- 1.02
Financials
Revenue
$82.49M-35.2%Net Income
$21.90M+539.7%EBITDA
$31.50M+238.3%Free Cash Flow
$58.26M+59.8%EPS (diluted)
$0.44+175.0%Shares Outstanding (diluted)
49.30M+127.8%Operating Expenses
$8.13MCash & Debt
$328.04MReturn of Capital
$14.44MDividend per Share
$0.75Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $335.44M | $106.84M | $2.20 |
| 2024 | $296.66M | $75.72M | $1.58 |
| 2023 | $263.68M | $309.91M | $7.11 |
| 2022 | $220.78M | $-469.86M | $-10.87 |
| 2021 | $228.69M | $-57.92M | $-1.35 |
| 2020 | $846.66M | $-96.45M | $-2.25 |
| 2019 | $825.12M | $-29.87M | $-0.70 |
| 2018 | $723.94M | $290.0K | $0.01 |
| 2017 | $654.42M | $10.14M | $0.27 |
| 2016 | $487.12M | $5.70M | $0.27 |
| 2015 | $357.57M | $27.36M | $1.29 |
| 2014 | $280.23M | $41.01M | $2.06 |
| 2013 | $208.08M | $20.34M | $1.26 |
| 2012 | $131.23M | $9.71M | $0.91 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from ACIC's reported EPS growth of 7.0% a year over 13 years.
- EPS in 5 years
- $3.09
- Implied price
- $18.55
- Return from $9.50
- 14.3% a year
To earn 15.0% a year on these assumptions you'd need to buy at $9.22 — -2.9% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 2 | 4 | 6 | 8 | 10 |
|---|---|---|---|---|---|
| -3.0% | -16.8% | -4.4% | 3.6% | 9.8% | 14.8% |
| 2.0% | -12.5% | 0.5% | 9.0% | 15.4% | 20.7% |
| 7.0% | -8.2% | 5.4% | 14.3% | 21.1% | 26.6% |
| 12.0% | -3.9% | 10.3% | 19.7% | 26.7% | 32.5% |
| 17.0% | 0.3% | 15.3% | 25.0% | 32.4% | 38.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100Social Signal Score
Mentions (1)
- Newsmarketbeat.com·5h ago·Neutral
American Coastal Maps E&S Expansion as Florida Insurance Pricing Softens American Coastal Insurance NASDAQ: ACIC outlined its strategy for navigating a softer Florida commercial residential insurance market, emphasizing underwriting discipline, reinsurance protection and planned expansion into the excess-and-surplus, or E&S, market during a Midwest IDEAS Investor Conference presentation.
View source ↗
Earnings
Wed, Nov 4(in 2 months)
Consensus estimate $0.03 per share
Typical surprise +5.0% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Aug 5$0.33 vs $0.42miss
- Tue, May 5$0.39 vs $0.44miss
- Thu, Feb 19$0.51 vs $0.42beat
- Wed, Nov 5$0.61 vs $0.39beat
- Wed, Aug 6$0.54 vs $0.38beat
- Thu, May 8$0.42 vs $0.40beat
Estimates and results for ACIC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by ACIC officers and directors.
- Bought
- —
- Sold
- $392k
0 trades
2 trades
- Griffith Christophersold
- Griffith Christophersold
98 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.