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ACNB ACNB Corporation

NASDAQ Capital Market · Banks - Regional · Financial Services

$64.93
+0.04 (+0.06%)

ACNB Corporation operates as a financial holding company, offering a comprehensive suite of banking, insurance, and financial services to a diverse clientele including individuals, businesses, and government entities across the United States. Its banking segment provides a range of deposit products such as checking, savings, money market, and time accounts, along with debit cards. The company is a…

Market Cap: $663.07Mwww.acnb.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

120
120
Aug 12Aug 12

Quote

Day Range
$64.40 – $65.03
52-Week Range
$42.52 – $65.94
Volume
$32.2K
Market Cap
$663.07M
50-Day Avg
$60.51
200-Day Avg
$52.52
Prev Close
$64.89
Open
$64.88

Valuation & Ratios

P/E Ratio
13.39
EPS
$3.61
P/B Ratio
1.18
P/S Ratio
2.91
Debt/Equity
0.78
Current Ratio
0.32
Dividend Yield
+2.9%
Gross Margin
+73.7%

Returns & Efficiency

Return on Equity
+8.8%
Return on Assets
+1.1%
FCF Yield
+10.6%
EV/EBITDA
15.12

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$170.38M$37.05M$3.61
2024$132.19M$31.85M$3.75
2023$114.75M$31.69M$3.72
2022$108.44M$35.75M$4.15
2021$100.94M$27.83M$3.19

Social Signal Score

70
5d
70
1 mentions
30d
70
1 mentions
60d
70
1 mentions
90d
70
1 mentions
news: 1

Earnings

Thu, Oct 22(in 2 months)

Consensus estimate $1.48 per share

5of 7 quarters beat consensus

Typical surprise +7.1% (median, so one quarter with a near-zero estimate can't distort it)

  • Thu, Jul 23$1.49 vs $1.38beat
  • Thu, Apr 23$1.32 vs $1.26beat
  • Thu, Jan 22$1.35 vs $1.26beat
  • Thu, Oct 23$1.42 vs $1.20beat
  • Thu, Jul 24$1.11 vs $1.14miss
  • Thu, Apr 24$1.03 vs $0.94beat

Estimates and results for ACNB via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from ACNB's reported EPS growth of 3.1% a year over 4 years.

EPS in 5 years
$4.21
Implied price
$54.69
Return from $64.93
-3.4% a year

To earn 15.0% a year on these assumptions you'd need to buy at $27.19 -58.1% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E911131517
-6.9%-18.9%-15.6%-12.7%-10.2%-7.9%
-1.9%-14.6%-11.1%-8.1%-5.4%-3.0%
3.1%-10.2%-6.5%-3.4%-0.6%2.0%
8.1%-5.9%-2.0%1.3%4.3%6.9%
13.1%-1.5%2.5%6.0%9.1%11.8%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newszacks.com·3d ago·Positive

    ACNB (ACNB) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does ACNB (ACNB) have what it takes?

    View source ↗