Price
No data yet.
Social Signal Score
Analyst Ratings
2 analystsRevenue
$52.50M+289.43%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- James Helt
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 519
- Beta
- 0.86
- Country
- US
- Piotroski score
- 9 / 9 (Strong)
- Altman Z-score
- 0.35
Financials
Revenue
$52.50M+289.4%Net Income
$15.21M+449.6%EBITDA
$19.25M+363.0%Free Cash Flow
$-3.96M-387.9%EPS (diluted)
$1.49+223.9%Shares Outstanding (diluted)
10.21M+68.6%Operating Expenses
$17.52MCash & Debt
$28.00MReturn of Capital
$18.25MRevenue by Segment (annual)
$18.14MDividend per Share
$0.42Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $170.38M | $37.05M | $3.61 |
| 2024 | $132.19M | $31.85M | $3.75 |
| 2023 | $114.75M | $31.69M | $3.72 |
| 2022 | $108.44M | $35.75M | $4.15 |
| 2021 | $100.94M | $27.83M | $3.19 |
| 2020 | $105.38M | $18.39M | $2.13 |
| 2019 | $87.73M | $23.72M | $3.36 |
| 2018 | $80.44M | $21.75M | $3.09 |
| 2017 | $65.93M | $9.79M | $1.50 |
| 2016 | $53.26M | $10.87M | $1.80 |
| 2015 | $51.87M | $11.02M | $1.83 |
| 2014 | $49.43M | $10.29M | $1.71 |
| 2013 | $49.30M | $9.31M | $1.56 |
| 2012 | $52.31M | $8.89M | $1.49 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from ACNB's reported EPS growth of 7.0% a year over 13 years.
- EPS in 5 years
- $5.07
- Implied price
- $65.85
- Return from $63.78
- 0.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $32.74 — -48.7% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 9 | 11 | 13 | 15 | 17 |
|---|---|---|---|---|---|
| -3.0% | -15.2% | -11.8% | -8.8% | -6.1% | -3.7% |
| 2.0% | -10.9% | -7.2% | -4.1% | -1.3% | 1.2% |
| 7.0% | -6.5% | -2.7% | 0.6% | 3.6% | 6.2% |
| 12.0% | -2.1% | 1.9% | 5.3% | 8.4% | 11.1% |
| 17.0% | 2.2% | 6.4% | 10.0% | 13.2% | 16.1% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+0.00%Social Signal Score
Mentions (4)
- Newszacks.com·5d ago·Positive
Why ACNB (ACNB) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does ACNB (ACNB) have what it takes?
View source ↗ - Newszacks.com·21d ago·Positive
ACNB (ACNB) is a Top Dividend Stock Right Now: Should You Buy? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does ACNB (ACNB) have what it takes?
View source ↗ - Newszacks.com·38d ago·Positive
This is Why ACNB (ACNB) is a Great Dividend Stock Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does ACNB (ACNB) have what it takes?
View source ↗ - Newszacks.com·54d ago·Positive
ACNB (ACNB) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does ACNB (ACNB) have what it takes?
View source ↗
Earnings
Thu, Oct 22(in 2 weeks)
Consensus estimate $1.47 per share
Typical surprise +7.1% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 23$1.49 vs $1.38beat
- Thu, Apr 23$1.32 vs $1.26beat
- Thu, Jan 22$1.35 vs $1.26beat
- Thu, Oct 23$1.42 vs $1.20beat
- Thu, Jul 24$1.11 vs $1.14miss
- Thu, Apr 24$1.03 vs $0.94beat
Estimates and results for ACNB via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by ACNB officers and directors.
- Bought
- $17k
- Sold
- $607k
5 trades
5 trades
- Elsner Frank Iiibought
- Seibel Donald Arthur Jrsold
- Elsner Frank Iiibought
- Hayes Kevin Jsold
- Fulk Brett Dsold
- Fulk Brett Dsold
- Elsner Frank Iiibought
- Seibel Donald Arthur Jrsold
90 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in ACNB.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.