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ACT Enact Holdings Inc.

NASDAQ · Insurance - Property & Casualty · Financial Services

$49.94
+0.16 (+0.32%)

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance produc…

Market Cap: $6.97Bwww.enactmi.com

Price (90d)

$48.96
$40.57$43.37$46.16$48.96
Apr 29Aug 7

Signal Score (90d)

100
100
Jul 17Aug 14

Quote

Day Range
$49.66 – $50.26
52-Week Range
$34.64 – $50.26
Volume
$175.7K
Market Cap
$6.97B
50-Day Avg
$45.54
200-Day Avg
$41.85
Prev Close
$49.78
Open
$49.66

Valuation & Ratios

P/E Ratio
8.73
EPS
$4.54
P/B Ratio
1.10
P/S Ratio
4.78
Debt/Equity
0.14
Current Ratio
6.86
Dividend Yield
+2.1%
Gross Margin
+91.1%

Returns & Efficiency

Return on Equity
+12.6%
Return on Assets
+9.8%
FCF Yield
+12.3%
EV/EBITDA
6.65

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$1.23B$674.24M$4.54
2024$1.20B$688.07M$4.40
2023$1.15B$665.51M$4.14
2022$1.09B$704.16M$4.32
2021$1.12B$546.68M$3.36

Social Signal Score

51
5d
50
1 mentions
+0.0%
30d
51
3 mentions
+5.2%
60d
51
3 mentions
+13.5%
90d
51
3 mentions
+13.8%
4chan: 2 · news: 1

Earnings

Wed, Nov 4(in 3 months)

Consensus estimate $1.21 per share

6of 7 quarters beat consensus

Typical surprise +3.6% (median, so one quarter with a near-zero estimate can't distort it)

  • Wed, Aug 5$1.26 vs $1.19beat
  • Tue, May 5$1.21 vs $1.21beat
  • Tue, Feb 3$1.23 vs $1.09beat
  • Wed, Nov 5$1.12 vs $1.12beat
  • Wed, Jul 30$1.15 vs $1.11beat
  • Wed, Apr 30$1.10 vs $1.12miss

Estimates and results for ACT via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from ACT's reported EPS growth of 7.8% a year over 4 years.

EPS in 5 years
$6.62
Implied price
$59.54
Return from $49.94
3.6% a year

To earn 15.0% a year on these assumptions you'd need to buy at $29.60 -40.7% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E5791113
-2.2%-16.5%-10.6%-6.0%-2.2%1.1%
2.8%-12.2%-6.1%-1.2%2.8%6.3%
7.8%-7.9%-1.5%3.6%7.8%11.5%
12.8%-3.6%3.1%8.4%12.8%16.7%
17.8%0.6%7.6%13.2%17.8%21.8%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (3)

  • Newsseekingalpha.com·20h ago·Neutral

    Dividend Champion, Contender, And Challenger Highlights: Week August 16 A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.

    View source ↗
  • 4chan /biz/biz·5d ago·Neutral

    >>62579105 what the fuck are you talking about? What did you score on the ACT reading/comprehension section?

    View source ↗
  • 4chan /biz/biz·29d ago·Neutral

    CHAINLINK!!! PASS THE CLARITY ACT!!!

    View source ↗