Price (90d)
$121.07Signal Score (90d)
70Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $17.44B | $3.65B | $6.86 |
| 2024 | $19.13B | $5.44B | $9.68 |
| 2023 | $18.84B | $4.66B | $7.81 |
| 2022 | $19.15B | $4.42B | $6.96 |
| 2021 | $21.55B | $4.23B | $6.42 |
Social Signal Score
Earnings
Wed, Nov 4(in 3 months)
Consensus estimate $1.80 per share
Typical surprise -0.6% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Aug 6$1.75 vs $1.76miss
- Wed, Apr 29$1.75 vs $1.79miss
- Wed, Feb 4$1.57 vs $1.69miss
- Tue, Nov 4$2.49 vs $1.77beat
- Tue, Aug 5$1.78 vs $1.70beat
- Wed, Apr 30$1.66 vs $1.67miss
Estimates and results for AFL via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Valuation
Project earnings forward and see what return today's price implies.
Seeded from AFL's reported EPS growth of 1.7% a year over 4 years.
- EPS in 5 years
- $7.48
- Implied price
- $119.74
- Return from $121.45
- -0.3% a year
To earn 15.0% a year on these assumptions you'd need to buy at $59.53 — -51.0% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 14 | 16 | 18 | 20 |
|---|---|---|---|---|---|
| -8.3% | -15.1% | -12.5% | -10.1% | -7.9% | -6.0% |
| -3.3% | -10.5% | -7.7% | -5.2% | -2.9% | -0.9% |
| 1.7% | -5.9% | -2.9% | -0.3% | 2.1% | 4.3% |
| 6.7% | -1.2% | 1.9% | 4.6% | 7.1% | 9.4% |
| 11.7% | 3.4% | 6.6% | 9.5% | 12.1% | 14.5% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (7)
- Newszacks.com·1d ago·Positive
Here's Why Investors Should Stay Invested in Aflac Stock for Now AFL's growth in Japan and the U.S., disciplined expenses and strong premium persistency support the case for retaining the stock.
View source ↗ - News (RSS)economictimes·1d ago·Neutral
Average pay of CEOs of S&P 500 companies rose to record $22.8 million following Elon Musk's nearly $1 trillion compensation, AFL-CIO finds Elon Musk's compensation is setting new benchmarks for S&P 500 executive pay. Average CEO pay rose significantly, even as employee wages are facing pressure from artificial intelligence and labor board policies. Shareholder support for special executive awards is showing signs of decline.
View source ↗ - Newszacks.com·3d ago·Neutral
4 Accident & Health Insurers to Watch Amid Elevated Healthcare Costs Accident and Health Insurance stocks like AFL, GL, TRUP and EIG are set to gain from rising underwriting exposure and accelerated digitalization. However, pricing pressure is a concern given rising medical costs and inflation.
View source ↗ - Newsbusinesswire.com·4d ago·Neutral
AFL Rebrands Network Services as AFL Integria™, Reflecting Expanded Vision for North American Connectivity SPARTANBURG, S.C.--(BUSINESS WIRE)-- #WeAreAFL--AFL, an industry-leading manufacturer of fiber optic cables, connectivity, equipment and related services announces the launch of AFL Integria, a division dedicated to delivering integrated infrastructure solutions across Canada. With more than 1.25 million Canadian homes connected through its work, AFL Integria is the country's end-to-end con
View source ↗ - Newsprnewswire.com·4d ago·Positive
Aflac along with renowned educator Ron Clark and DonorsChoose embark on project to teach children social-emotional skills Company recently launched book, "Beyond Words," leads learning initiative designed to promote kindness and compassion through reading Aflac is expanding its support for children with cancer and blood disorders through social-emotional learning resources. Aflac is providing free books for educators and matching donations to support social-emotional learning-focused classroom p
View source ↗ - Newsseekingalpha.com·6d ago·Neutral
Aflac: Reliable Dividend Compounder, Premium Justified, But Meaningful Upside Unlikely Aflac remains a quality dividend compounder, but its premium valuation suggests potential near-term underperformance. Recent earnings showed slowing growth, with revenue and EPS both declining year-over-year, primarily due to headwinds in Japan. AFL continues to deliver strong shareholder returns through dividends and aggressive share repurchases, supported by a robust balance sheet and low leverage.
View source ↗ - Newsmarketbeat.com·7d ago·Neutral
Aflac Q2 Earnings Call Highlights Aflac NYSE: AFL reported second-quarter 2026 net earnings of $1.63 per diluted share and adjusted earnings of $1.75 per diluted share, as the insurer cited continued sales momentum in Japan and growth in its U.S. group insurance operations. Chief Financial Officer Max Brodén said adjusted earnings increased 1.1% year over year to $1.80 per diluted share excluding foreign-currency effects.
View source ↗