Price
$121.07-0.75%Social Signal Score
Analyst Ratings
32 analystsRevenue
$4.08B-28.37%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Daniel Paul Amos
- Sector
- Financial Services
- Industry
- Insurance - Life
- Employees
- 12,716
- Beta
- 0.58
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 2.39
Financials
Revenue
$4.08B-28.4%Net Income
$825.00M+31.2%EBITDA
$1.06B+10.0%Free Cash Flow
$112.00M-91.2%EPS (diluted)
$1.63+111.7%Shares Outstanding (diluted)
505.58M-38.5%Operating Expenses
$0.00Cash & Debt
$93.65BReturn of Capital
$1.28BRevenue by Segment (annual)
$17.54BDividend per Share
$0.61Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $17.44B | $3.65B | $6.86 |
| 2024 | $19.13B | $5.44B | $9.68 |
| 2023 | $18.84B | $4.66B | $7.81 |
| 2022 | $19.15B | $4.42B | $6.96 |
| 2021 | $21.55B | $4.23B | $6.42 |
| 2020 | $22.26B | $4.78B | $6.69 |
| 2019 | $22.24B | $3.30B | $4.45 |
| 2018 | $21.71B | $2.92B | $3.79 |
| 2017 | $21.60B | $4.60B | $5.52 |
| 2016 | $22.49B | $2.66B | $3.23 |
| 2015 | $20.81B | $2.53B | $2.94 |
| 2014 | $22.61B | $2.95B | $3.27 |
| 2013 | $23.83B | $3.16B | $3.40 |
| 2012 | $25.27B | $2.87B | $3.07 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from AFL's reported EPS growth of 6.4% a year over 13 years.
- EPS in 5 years
- $9.38
- Implied price
- $150.08
- Return from $111.54
- 6.1% a year
To earn 15.0% a year on these assumptions you'd need to buy at $74.62 — -33.1% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 14 | 16 | 18 | 20 |
|---|---|---|---|---|---|
| -3.6% | -9.2% | -6.4% | -3.9% | -1.6% | 0.5% |
| 1.4% | -4.5% | -1.5% | 1.1% | 3.5% | 5.7% |
| 6.4% | 0.2% | 3.3% | 6.1% | 8.6% | 11.0% |
| 11.4% | 4.9% | 8.2% | 11.1% | 13.8% | 16.2% |
| 16.4% | 9.6% | 13.0% | 16.1% | 18.9% | 21.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
50+0.00%Social Signal Score
Mentions (30)
- Newsprnewswire.com·5d ago·Neutral
Aflac Incorporated to Release Third Quarter Results and CFO Video Update on November 4, 2026 and Host Webcast on November 5, 2026 COLUMBUS, Ga., Sept. 30, 2026 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that it will release third quarter 2026 financial results after the market closes on Wednesday, November 4, 2026.
View source ↗ - News (RSS)zerohedge·6d ago·Neutral
…workers from people who knowingly impersonate unions to spread misinformation or interfere with lawful union activity. Mario Cilento, president of the New York State AFL-CIO, praised the law for "holding individuals accountable for fraudulently claiming to be union representatives." In court, the state is likely to press that framing and argue that the First Amendment has never protected fraud. States can generally bar people from impersonating others to deceive, and courts have upheld injunctio…
View source ↗ - News (RSS)guardian·7d ago·Positive
…n that it just raised interest rates.“It’s bluster, it’s gaslighting for him to say the economy is the greatest ever,” said Darrick Hamilton, chief economist for the AFL-CIO, the nation’s main union federation. “The economy is trending down by many measures. A lot of that has been caused by Trump’s unforced errors.” Continue reading...
View source ↗ - News (RSS)zerohedge·9d ago·Positive
… Virginia Schools Of Falsifying Ideology Of 911 Terrorists Authored by Naveen Athrappully via The Epoch Times, Conservative legal advocacy group America First Legal (AFL) has announced it is investigating the Fairfax County Public Schools school district in Virginia, accusing Fairfax of issuing a teacher's guide that seeks to falsify the ideological underpinnings of the 9/11 attacks. The guide omits key historical details, while instructing teachers to obfuscate 9/11 facts, AFL said in a Sept. 2…
View source ↗ - News (RSS)channelnewsasia·10d ago·Neutral
Australian Rules-Brisbane deny Fremantle in Grand Final thriller to win third straight AFL premiership
View source ↗ - News (RSS)ft·11d ago·Negative
Australia’s rival football giants kick off global growth push ‘Aussie rules’ targets India ahead of Saturday’s AFL grand final in Melbourne as rugby league eyes UK expansion
View source ↗ - News247wallst.com·12d ago·Neutral
4 Insurance Stocks With Two Big Profit Engines Backing the Dividend Most retirees overlook insurance stocks entirely, but a select group of insurers collect a paycheck twice before writing a single dividend check. Here is why that double engine makes all the difference for income durability.
View source ↗ - Newsprnewswire.com·13d ago·Positive
Former baseball and football star Brian Jordan and Aflac President Virgil Miller join forces to show love and care to children and families at SSM Health Cardinal Glennon Children's Hospital in St. Louis Legendary athlete and children's book author read his book for patients and helped deliver My Special Aflac Duck ® to children with cancer and sickle cell disease ST. LOUIS, Sept.
View source ↗ - Newsprnewswire.com·14d ago·Neutral
Aflac + Rachel Zoe make bold fashion statement to prompt Americans to Check for Cancer Rachel Zoe's unique designed jacket features a checked pattern scannable code to drive increase in cancer screenings COLUMBUS, Ga., Sept. 22, 2026 /PRNewswire/ -- A pioneer in cancer insurance, Aflac has spent seven decades helping people manage the emotional and financial burden of a cancer diagnosis.
View source ↗ - News (RSS)zerohedge·14d ago·Neutral
…may find itself obligated to give out the remaining nearly $7 billion in solar promotion subsidies from the Biden era. Patrick Crowley, president of the Rhode Island AFL-CIO, one of the parties that brought suit, told The Epoch Times that he was "very pleased with the ruling." The union president said he did not "think the federal government should appeal," as the ruling makes "very clear that this program should never have been stopped by the EPA in the first place." Carolyn Holran, a spokesper…
View source ↗ - News (RSS)yahoo·16d ago·Neutral
Aflac’s (AFL) Net Earnings Jumped 37.7%, Yet Adjusted Earnings Actually Fell
View source ↗ - News (RSS)cityam·17d ago·Positive
China’s EV brands are all over sport in the west. Why? Electric vehicle brands from China are snapping up sport sponsorship opportunities across the west. Matt Hardy asks why. The automotive sector has long had an association with sports sponsorships: think the century-old deal between Ford and AFL side the Geelong Cats, or Volkswagen’s enduring patronage of Bundesliga side Wolfsburg, originally a works team from its [...]
View source ↗ - Newsbusinesswire.com·20d ago·Neutral
AFL and Alcyon Photonics Collaborate to Advance Next-Generation Fiber to PIC Coupling for AI Infrastructure SPARTANBURG, S.C. & MADRID--(BUSINESS WIRE)-- #WeAreAFL--AFL, an industry-leading manufacturer of fiber optic cables, connectivity, equipment and related services, and Alcyon Photonics, a leader in photonic integrated IP (intellectual property) and design, today announced a strategic collaboration to develop advanced, high-efficiency optical coupling solutions for next-generation fiber-to-…
View source ↗ - Newsseekingalpha.com·25d ago·Positive
Aflac Incorporated (AFL) Presents at KBW Insurance Conference 2026 Transcript Aflac Incorporated (AFL) Presents at KBW Insurance Conference 2026 Transcript
View source ↗ - News (RSS)fortune·25d ago·Neutral
Aflac President: why AI shouldn’t drive your healthcare Among Gen Z adults, 76% turn to AI before seeing a doctor. Among millennials, it's 63%.
View source ↗ - News (RSS)guardian·26d ago·Positive
Electronic shelf labels likely to cost jobs and drive up grocery prices, US report warns AFL-CIO calls for ban on such labels to protect consumers and workers from surveillance pricing and job cutsThe universal adoption of electronic shelf labels in grocery stores across the US could cost tens of thousands of jobs and billions of dollars in lost wages while further driving up grocery costs, according to a report released on Tuesday.An analysis by the AFL-CIO Tech Institute of the label manufactu…
View source ↗ - Newsprnewswire.com·27d ago·Positive
Aflac commemorates National Childhood Cancer and Sickle Cell Disease Awareness Month Company's 30-plus-year commitment results in major milestone, surpassing $200 million in contributions for treatment and research COLUMBUS, Ga., Sept. 9, 2026 /PRNewswire/ -- Aflac, a leading provider of supplemental health insurance and long-term supporter of families facing childhood cancer and blood disorders, is honoring National Childhood Cancer and Sickle Cell Disease Awareness Month by announcing that the…
View source ↗ - News (RSS)zerohedge·28d ago·Neutral
…to staff for that, and automation, which is one answer to the staffing problem. Recent Union Gains Drawing on the same government data as Cartwright and Philips, the AFL-CIO trumpeted the recent achievements of organized labor as a whole. "Union representation grew by 463,000 in 2025, bringing the total number of workers represented by union contracts to 16.5 million," the union said in a news release earlier this year celebrating results that were the "highest in 16 years." The AFL-CIO noted "s…
View source ↗ - News (RSS)forbes·30d ago·Positive
The Aflac Kickoff Game Spent Millions on NIL Deals With Auburn Athletes Two dozen Auburn football athletes received NIL deals to promote their upcoming game against Baylor in Atlanta for the Aflac Kickoff Game.
View source ↗ - Newsprnewswire.com·31d ago·Positive
Affleck and Aflac. It was only a matter of time. The long-awaited partnership brings Ben Affleck and the Aflac Duck together on screen for the first time in a series of advertisement spots directed by Affleck. COLUMBUS, Ga.
View source ↗ - Newsprnewswire.com·33d ago·Neutral
Aflac Incorporated to Present at the 2026 KBW Insurance Conference COLUMBUS, Ga., Sept. 2, 2026 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that Senior Executive Vice President and Aflac Incorporated Chief Financial Officer Max K.
View source ↗ - Newsbusinesswire.com·38d ago·Neutral
AFL's Fujikura 100S Splicer Earns Platinum Recognition in 2026 ISE Network Innovators' Awards SPARTANBURG, S.C.--(BUSINESS WIRE)-- #WeAreAFL--AFL, a global manufacturer of fiber optic cable and connectivity solutions, today announced that its Fujikura 100S Core Alignment Splicer has been named a Platinum Honoree in the 2026 ISE Network Innovators' Awards. The 100S earned the recognition for features that cut splice preparation time and help technicians build skill on the job, including a dual-fi…
View source ↗ - News247wallst.com·39d ago·Positive
5 Dividend Aristocrats That Belong in Every Income Portfolio Dividend Aristocrats have long served as staple for income-oriented portfolios: S&P 500 members that have raised their payouts for at least 25 consecutive years. But not every Aristocrat is created equal in 2026.
View source ↗ - Newszacks.com·52d ago·Positive
Here's Why Investors Should Stay Invested in Aflac Stock for Now AFL's growth in Japan and the U.S., disciplined expenses and strong premium persistency support the case for retaining the stock.
View source ↗ - News (RSS)economictimes·53d ago·Neutral
Average pay of CEOs of S&P 500 companies rose to record $22.8 million following Elon Musk's nearly $1 trillion compensation, AFL-CIO finds Elon Musk's compensation is setting new benchmarks for S&P 500 executive pay. Average CEO pay rose significantly, even as employee wages are facing pressure from artificial intelligence and labor board policies. Shareholder support for special executive awards is showing signs of decline.
View source ↗ - Newszacks.com·55d ago·Neutral
4 Accident & Health Insurers to Watch Amid Elevated Healthcare Costs Accident and Health Insurance stocks like AFL, GL, TRUP and EIG are set to gain from rising underwriting exposure and accelerated digitalization. However, pricing pressure is a concern given rising medical costs and inflation.
View source ↗ - Newsbusinesswire.com·55d ago·Neutral
AFL Rebrands Network Services as AFL Integria™, Reflecting Expanded Vision for North American Connectivity SPARTANBURG, S.C.--(BUSINESS WIRE)-- #WeAreAFL--AFL, an industry-leading manufacturer of fiber optic cables, connectivity, equipment and related services announces the launch of AFL Integria, a division dedicated to delivering integrated infrastructure solutions across Canada. With more than 1.25 million Canadian homes connected through its work, AFL Integria is the country's end-to-end con
View source ↗ - Newsprnewswire.com·56d ago·Positive
Aflac along with renowned educator Ron Clark and DonorsChoose embark on project to teach children social-emotional skills Company recently launched book, "Beyond Words," leads learning initiative designed to promote kindness and compassion through reading Aflac is expanding its support for children with cancer and blood disorders through social-emotional learning resources. Aflac is providing free books for educators and matching donations to support social-emotional learning-focused classroom p
View source ↗ - Newsseekingalpha.com·58d ago·Neutral
Aflac: Reliable Dividend Compounder, Premium Justified, But Meaningful Upside Unlikely Aflac remains a quality dividend compounder, but its premium valuation suggests potential near-term underperformance. Recent earnings showed slowing growth, with revenue and EPS both declining year-over-year, primarily due to headwinds in Japan. AFL continues to deliver strong shareholder returns through dividends and aggressive share repurchases, supported by a robust balance sheet and low leverage.
View source ↗ - Newsmarketbeat.com·59d ago·Neutral
Aflac Q2 Earnings Call Highlights Aflac NYSE: AFL reported second-quarter 2026 net earnings of $1.63 per diluted share and adjusted earnings of $1.75 per diluted share, as the insurer cited continued sales momentum in Japan and growth in its U.S. group insurance operations. Chief Financial Officer Max Brodén said adjusted earnings increased 1.1% year over year to $1.80 per diluted share excluding foreign-currency effects.
View source ↗
Earnings
Wed, Nov 4(in 4 weeks)
Consensus estimate $1.81 per share
Typical surprise -0.6% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Aug 6$1.75 vs $1.76miss
- Wed, Apr 29$1.75 vs $1.79miss
- Wed, Feb 4$1.57 vs $1.69miss
- Tue, Nov 4$2.49 vs $1.77beat
- Tue, Aug 5$1.78 vs $1.70beat
- Wed, Apr 30$1.66 vs $1.67miss
Estimates and results for AFL via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by AFL officers and directors.
- Bought
- —
- Sold
- $95.2m
0 trades
94 trades
- Japan Post Holdings Co., Ltd.sold
- Japan Post Holdings Co., Ltd.sold
- Japan Post Holdings Co., Ltd.sold
- Japan Post Holdings Co., Ltd.sold
- Japan Post Holdings Co., Ltd.sold
- Japan Post Holdings Co., Ltd.sold
- Japan Post Holdings Co., Ltd.sold
- Japan Post Holdings Co., Ltd.sold
6 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Ro Khannahouse · CA17 · disclosed Sep 7, 2026 (28d later)Sell$1,001 - $15,000
- Alan Armstrongsenate · disclosed Jul 21, 2026 (116d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Feb 10, 2026 (12d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Aug 8, 2025 (14d later)Buy$1,001 - $15,000
- Shelley Moore Capitosenate · WV · disclosed Aug 4, 2025 (17d later)Sell$1,001 - $15,000
- Carol Devine Millerhouse · WV01 · disclosed Apr 11, 2025 (32d later)Buy$1,001 - $15,000
- Shelley Moore Capitosenate · WV · disclosed Feb 13, 2025 (27d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Feb 5, 2024 (26d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Nov 8, 2023 (8d later)Sell$15,001 - $50,000
- Ro Khannahouse · CA17 · disclosed Nov 8, 2023 (29d later)Buy$15,001 - $50,000
- Shelley Moore Capitosenate · WV · disclosed Sep 15, 2023 (44d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Sep 6, 2023 (34d later)Sell$15,001 - $50,000
- Ro Khannahouse · CA17 · disclosed Feb 7, 2023 (27d later)Sell$1,001 - $15,000
- Shelley Moore Capitosenate · WV · disclosed Nov 13, 2022 (27d later)Sell$1,001 - $15,000
- Shelley Moore Capitosenate · WV · disclosed Nov 13, 2022 (27d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Oct 7, 2022 (8d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Sep 8, 2022 (38d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Aug 9, 2022 (21d later)Buy$15,001 - $50,000
- Ro Khannahouse · CA17 · disclosed Jun 10, 2022 (18d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Jun 10, 2022 (31d later)Buy$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.
