Price
$70.77-15.53%Social Signal Score
Analyst Ratings
38 analysts52-week range
- Last close
- $70.77
- Off 52w high
- -17.5%
- 200-day average
- $66.78
- vs 200-day
- +6.0%
Revenue
$1.09B+1139.01%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Max Rafailovych Levchin
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 2,358
- Beta
- 3.61
- Country
- US
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- 1.94
Financials
Revenue
$1.09B+1139.0%Net Income
$1.62BEBITDA
$375.01MFree Cash Flow
$229.50MEPS (diluted)
$4.62Shares Outstanding (diluted)
349.73M+66.6%Operating Expenses
$239.25MCash & Debt
$2.60BReturn of Capital
$0.00Revenue by Segment (annual)
$4.26BQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2026 | $3.95B | $1.93B | $5.76 |
| 2025 | $3.22B | $52.19M | $0.16 |
| 2024 | $2.32B | $-517.76M | $-1.67 |
| 2023 | $1.59B | $-985.35M | $-3.34 |
| 2022 | $1.35B | $-707.42M | $-2.51 |
| 2021 | $870.46M | $-441.03M | $-1.64 |
| 2020 | $509.53M | $-112.60M | $-0.44 |
| 2019 | $264.37M | $-120.45M | $-0.47 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $8.46
- Implied price
- $118.44
- Return from $70.77
- 10.8% a year
To earn 15.0% a year on these assumptions you'd need to buy at $58.89 — -16.8% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 10 | 12 | 14 | 16 | 18 |
|---|---|---|---|---|---|
| -2.0% | -6.0% | -2.5% | 0.6% | 3.3% | 5.8% |
| 3.0% | -1.2% | 2.5% | 5.7% | 8.6% | 11.2% |
| 8.0% | 3.6% | 7.5% | 10.8% | 13.8% | 16.6% |
| 13.0% | 8.4% | 12.5% | 16.0% | 19.1% | 22.0% |
| 18.0% | 13.2% | 17.4% | 21.1% | 24.4% | 27.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
76+34.44%Social Signal Score
Mentions (98)
- Newsbusinesswire.com·18h ago·Neutral
Affirm to announce first quarter fiscal year 2027 results on November 5, 2026 SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) today announced it will publish its first quarter fiscal year 2027 shareholder letter, including its financial results, on its investor relations website at https://investors.affirm.com/ on Thursday, November 5, 2026, after market close. The Company will host a conference call and webcast at 2:00pm PT that same day. Hosting the call will be Max Levchi…
View source ↗ - News247wallst.com·21h ago·Positive
Affirm Climbs 5% as Buy Now Pay Later Group Rallies Together; Klarna Rises 5%, PayPal Ticks Up Buy now pay later lenders are rallying as a group, and Affirm Holdings (NASDAQ:AFRM | AFRM Price Prediction) leads a cohort climbing in step while the wider financials sector barely moves. Affirm stock is changing hands at $74.
View source ↗ - Newszacks.com·23h ago·Positive
Is It Worth Investing in Affirm Holdings (AFRM) Based on Wall Street's Bullish Views? When deciding whether to buy, sell, or hold a stock, investors often rely on analyst recommendations. Media reports about rating changes by these brokerage-firm-employed (or sell-side) analysts often influence a stock's price, but are they really important?
View source ↗ - Newszacks.com·1d ago·Neutral
Here is What to Know Beyond Why Affirm Holdings, Inc. (AFRM) is a Trending Stock Affirm Holdings (AFRM) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
View source ↗ - Newsyoutube.com·2d ago·Positive
Affirm lands MAJOR Crate & Barrel deal Affirm co-founder and CEO Max Levchin joins ‘The Claman Countdown' to discuss the buy now, pay later company's new partnership with Crate & Barrel. #fox #media #breakingnews #us #usa #new #news #breaking #foxbusiness #theclamancountdown #affirm #maxlevchin #levchin #maxlevchin #crateandbarrel #buynowpaylater #bnpl #fintech #payments #finance #consumerfinance #retail #shopping #business #partnership #ecommerce
View source ↗ - Newszacks.com·4d ago·Positive
Affirm Holdings (AFRM) Outperforms Broader Market: What You Need to Know Affirm Holdings (AFRM) concluded the recent trading session at $70.44, signifying a +1.75% move from its prior day's close.
View source ↗ - Newszacks.com·4d ago·Neutral
How Is Affirm Card Reshaping AFRM's Direct-to-Consumer Growth? AFRM Card is expanding AFRM's direct-to-consumer reach, boosting engagement and transactions while creating room for further adoption.
View source ↗ - News247wallst.com·5d ago·Positive
Which Buy Now Pay Later Stock Dominated in September: Klarna, Affirm, or Sezzle? Affirm Holdings (NASDAQ:AFRM | AFRM Price Prediction) stock was September's relative winner among the three buy now, pay later names, even after falling 10.5% to $69.61. Klarna Group (NYSE:KLAR) stock declined 12.5% to $12.42, while Sezzle (NASDAQ:SEZL) stock fell 13.
View source ↗ - 4chan /biz/biz·5d ago·Neutral
>>62740380 How many of them are paying for the cruises on Affirm and Klarna? Kek. >Spayent 20k on mah Carnivul Cruise Package >Only pay $180 and dey lemme on da boat >YURRR
View source ↗ - Newszacks.com·5d ago·Neutral
Can Affirm's Crate & Barrel Deal Expand Its Home-Furnishing Reach? AFRM's Crate & Barrel partnership expands its pay-over-time reach across major home-furnishing brands in the US and Canada.
View source ↗ - Newszacks.com·7d ago·Neutral
Here's Why Affirm Holdings (AFRM) Fell More Than Broader Market The latest trading day saw Affirm Holdings (AFRM) settling at $67.21, representing a -6.03% change from its previous close.
View source ↗ - Newsschaeffersresearch.com·7d ago·Neutral
Signal: Fintech Firm Fit to Resume Run Higher Popular fintech name Affirm Holdings Inc (NYSE:AFRM) is moving 3.5% lower to trade at $68.96 at last check.
View source ↗ - Newszacks.com·11d ago·Neutral
Can Affirm Sustain Profitability Amid Funding Cost Pressures? AFRM has entered fiscal 2027 with strong GMV growth and improving margins, but funding costs and credit performance will test its path to sustained profitability.
View source ↗ - News247wallst.com·11d ago·Negative
Klarna Falls 3% as Selling Persists Weeks After Its Guidance Cut; Affirm Advances 2% Klarna is facing continued selling pressure weeks after its latest earnings report raised concerns about the company's outlook. Klarna (NYSE:KLAR | KLAR Price Prediction) stock is down 3% to $12.52, while Affirm Holdings (NASDAQ:AFRM) stock is advancing 2% to $69.
View source ↗ - 4chan /biz/biz·12d ago·Neutral
>>62718975 Delinquency rates on personal loans are up from last year though. I think Klarna & Affirm both adequately reflect that currently, will become bullish from black friday til late december then crash again.
View source ↗ - Newspymnts.com·12d ago·Neutral
Amazon Expands UK BNPL Footprint With Affirm Partnership Amazon is teaming with Affirm to offer installment payment options to its U.K. customers. The partnership, announced Wednesday (Sept.
View source ↗ - Newszacks.com·14d ago·Neutral
Affirm Holdings, Inc. (AFRM) is Attracting Investor Attention: Here is What You Should Know Affirm Holdings (AFRM) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
View source ↗ - Newspymnts.com·15d ago·Negative
Affirm Bets on Where Borrowers Are Headed Watch more: Monday Conversation With Affirm's Libor Michalek Picture someone who had a bad year. A few bills went unpaid, and their credit score took the hit.
View source ↗ - News (RSS)yahoo·17d ago·Positive
Is Affirm Holdings, Inc. (AFRM) Stock a Buy After Goldman Sachs Raised Its Price Target?
View source ↗ - Newsyoutube.com·17d ago·Neutral
Never had to cut staff to buy more AI tokens, says Affirm CEO as it rolls out AI underwriting Max Levchin, Affirm CEO, joins 'Closing Bell Overtime' to talk its new AI underwriting system, his optimism around the technology, why he says Affirm has not had to cut staff to implement AI, and more.
View source ↗ - News (RSS)investing·18d ago·Neutral
Affirm stock surges on new AI model for loan approvals
View source ↗ - Newspymnts.com·19d ago·Negative
EXCLUSIVE: Affirm Rebuilds Underwriting to Approve Borrowers a Credit Score Can't See Affirm has started using a new real-time underwriting model at U.S. checkouts that approves consumers its previous models would have declined, including shoppers with limited credit histories and no FICO score at all. The transformer-based model is now live, according to a Thursday (Sept.
View source ↗ - Newsbusinesswire.com·19d ago·Neutral
Affirm launches transformer-based machine learning model for real-time underwriting SAN FRANCISCO--(BUSINESS WIRE)--For 14 years, Affirm (NASDAQ: AFRM) has underwritten every purchase individually, in real time, using machine learning models built in-house. That approach is central to what Affirm promises the people who use it: every purchase gets its own decision, based on what a person can responsibly repay that day, with no late or hidden fees.Today, Affirm announced the latest advancement of…
View source ↗ - Newsreuters.com·20d ago·Neutral
Bitcoin and crypto stocks remain down after US senate fails to advance regulatory bill Bitcoin and crypto-related stocks remained lower on Tuesday after the U.S. Senate failed to advance comprehensive cryptocurrency legislation in a major blow for digital asset companies and Republicans who had championed the bill for months.
View source ↗ - Newszacks.com·21d ago·Neutral
Affirm Holdings (AFRM) Rises As Market Takes a Dip: Key Facts In the latest trading session, Affirm Holdings (AFRM) closed at $73.55, marking a +2.95% move from the previous day.
View source ↗ - News (RSS)yahoo·23d ago·Positive
Goldman Sachs Is Bullish. Here Are 3 Reasons AFRM Stock Could Climb 69%.
View source ↗ - News (RSS)yahoo·23d ago·Positive
Why It’s Time to Buy the Dip in Affirm Stock
View source ↗ - News (RSS)yahoo·24d ago·Positive
Jim Cramer Highlights Affirm (AFRM) and Its Strong Merchant Network
View source ↗ - News247wallst.com·24d ago·Negative
Affirm Rallies 5% as Midweek Selloff Unwinds, Klarna and PayPal Tick Up Affirm Holdings (NASDAQ:AFRM | AFRM Price Prediction) stock is up 5% to $71.11 midday Friday, clawing back some of the ground lost earlier in the week.
View source ↗ - Newszacks.com·25d ago·Neutral
Affirm Holdings, Inc. (AFRM) Is a Trending Stock: Facts to Know Before Betting on It Affirm Holdings (AFRM) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
View source ↗ - 4chan /biz/biz·25d ago·Positive
>Flex Dental Solutions Launches Buy Now, Pay Later with Affirm and Klarna, and Surcharging, Inside FlexPayments
View source ↗ - 4chan /biz/biz·25d ago·Positive
>Flex Dental Solutions Launches Buy Now, Pay Later with Affirm and Klarna, and Surcharging, Inside FlexPayments
View source ↗ - News247wallst.com·25d ago·Negative
AI Agents Are About to Start Spending Your Money. 5 Stocks Sitting in the Line of Fire. AI agents can already pick your next purchase, but they still can't pull the trigger without your permission. Five companies are quietly building the infrastructure that changes that, and they are not all the obvious names.
View source ↗ - Newsseekingalpha.com·27d ago·Positive
Affirm Holdings, Inc. (AFRM) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript Affirm Holdings, Inc. (AFRM) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript
View source ↗ - News (RSS)seekingalpha·27d ago·Neutral
Affirm: The Affirm Card Engine Is Kicking Off
View source ↗ - Newsseekingalpha.com·28d ago·Positive
Affirm: The Affirm Card Engine Is Kicking Off Affirm maintained strong double-digit growth in gross merchandise volume and active users in Q4, driven by robust BNPL adoption and rapid Affirm Card uptake. Affirm is benefiting from massive Affirm Card GMV growth, with the Visa debit card now representing 20% of total GMV. Rising inflation and geopolitical tensions have shifted rate expectations, making near-term Fed rate cuts unlikely and pressuring rate-sensitive fintech valuations.
View source ↗ - 4chan /biz/biz·31d ago·Neutral
>>62660520 Is AFRM just too pricey? Im surprised more Klarna people didnt hop on that after last week...
View source ↗ - Newszacks.com·31d ago·Negative
Consumer Pressure Rises, but So Does Demand for Affirm's Services AFRM sees rising demand for installment payments as inflation and gas costs pressure consumers, while disciplined underwriting helps manage credit risk.
View source ↗ - 4chan /biz/biz·32d ago·Negative
>>62655188 nothing too anomalous but higher is better since shorts have to cover KLAR % is about 3x AFRM
View source ↗ - 4chan /biz/biz·33d ago·Neutral
klarna bros why does AFRM mog us
View source ↗ - News247wallst.com·33d ago·Positive
Affirm Rallies 6% on $104 Price Target From BofA, Sezzle Climbs 4%, PayPal Rises 3% Installment-lending stocks are running well ahead of the broad market at midday Wednesday as Treasury yields retreat and a fresh price-target raise on the group's largest name pulls peers along with it.
View source ↗ - News (RSS)thestreet·33d ago·Neutral
Affirm CEO delivers bad news for U.S. consumers as demand spikes Every consumer watching gas prices should hear this warning from the Affirm CEO after its strong earnings report.
View source ↗ - News (RSS)yahoo·35d ago·Neutral
Affirm’s (AFRM) Next Chapter Bets Big On The Card
View source ↗ - Newszacks.com·35d ago·Neutral
Affirm Q4 Earnings Beat on Strong GMV Growth, Rising Card Adoption AFRM's Q4 earnings beat is driven by 36% GMV growth, rising transactions and card adoption, while credit losses and expenses increase.
View source ↗ - News247wallst.com·35d ago·Neutral
Affirm Drops 4% as Post-Earnings Rally Unwinds Despite 36% GMV Growth Shares of Affirm Holdings (NASDAQ:AFRM | AFRM Price Prediction) are unwinding a sharp post-earnings rally to open the week, handing back much of the gain built on Thursday's fiscal fourth-quarter report.
View source ↗ - News (RSS)yahoo·36d ago·Neutral
What Affirm’s (AFRM) Blowout Quarter and Cautious CEO Say About the Consumer
View source ↗ - Newspymnts.com·36d ago·Positive
Affirm CEO Sees Greater BNPL Demand as Gas Prices Climb The head of buy now, pay later provider Affirm says gas prices are weighing on consumers. “The U.S. consumer undoubtedly sees the higher gas prices, so can't, can't ignore that,” Max Levchin said in an interview with CNBC's “Squawk Box” Friday (Aug. 28).
View source ↗ - News (RSS)seekingalpha·37d ago·Neutral
Affirm Holdings, Inc. 2026 Q4 - Results - Earnings Call Presentation
View source ↗ - Newsseekingalpha.com·37d ago·Positive
…gs - Premium Already Baked-In Offline retail through Affirm Card, new verticals across professional services/elective medical, and international expansion underscore AFRM's multi-pronged growth strategy. These have fed into the expanding merchant base, growing funding capacity, strong Affirm Card adoption, and higher transaction frequencies. AFRM's conservative FY2027 guidance may be revised upwards, as observed in the thrice raised FY2026 guidance and robust GMV growth.
View source ↗ - Newsdefenseworld.net·38d ago·Positive
Affirm Q4 Earnings Call Highlights Affirm (NASDAQ: AFRM) said its fiscal fourth quarter was its most profitable ever, excluding the release of a tax valuation allowance, as the buy now, pay later company pointed to continued momentum in its core business and outlined product, merchant and international expansion priorities. Founder and Chief Executive Officer Max Levchin also announced leadership changes intended
View source ↗ - News (Marketaux)gurufocus.com·38d ago·Positive
Affirm (AFRM) Reports Strong Q4 Earnings Amid Rising Consumer Inflation Pressure On August 28, 2026, Affirm [+275 characters]
View source ↗ - News (RSS)fool·38d ago·Positive
Affirm Stock: Follow Now and Buy Later or Buy Right Now? There is never a shortage of people who want to borrow money.
View source ↗ - Newsfool.com·38d ago·Positive
Affirm Stock: Follow Now and Buy Later or Buy Right Now? The lending company is experiencing significant top-line growth.
View source ↗ - News (RSS)yahoo·38d ago·Neutral
Stock Market Today: Dow Rises As Warsh Speech Starts; Marvell, Affirm, PayPal Are Big Movers (Live Coverage)
View source ↗ - Newsbenzinga.com·38d ago·Positive
Inside Affirm's Stock Rally: Strong Credit Performance and Shopify Expansion Drive Big Gains Affirm Holdings Inc (NASDAQ:AFRM) stock remains in focus after the company delivered stronger-than-expected fourth-quarter results and issued an above-consensus fiscal 2027 outlook, prompting Needham to raise its price forecast.
View source ↗ - News (Finnhub)CNBC·38d ago·Positive
Jim Cramer's top 10 things to watch in the stock market Friday Marvell fell victim to high expectations, and Affirm delivers a strong quarter.
View source ↗ - News (RSS)zerohedge·38d ago·Positive
… premarket trading, Mag 7 names are mostly higher: Tesla +0.4%, Alphabet +0.3%, Amazon +0.4%, Meta +0.2%, Apple +0.2%, Microsoft -0.3%, Nvidia -0.3% Affirm Holdings (AFRM) climbs 13% after the financial technology company forecast revenue for the first quarter that beat the average analyst estimate. Also, the company and Shopify expanded their global partnership to launch Shop Pay Installments in Australia. Autodesk (ADSK) falls 4% as the application software company forecast adjusted earnings p…
View source ↗ - Newszacks.com·38d ago·Negative
Affirm Q4 Earnings Call Highlights Growth and Product Expansion AFRM???s record profitability, card momentum and merchant expansion frame fiscal 2027 as it balances growth with tight credit discipline.
View source ↗ - Newscnbc.com·38d ago·Positive
Affirm surges on strong outlook, CEO says high gas prices are hitting U.S. shoppers Buy now, pay later company Affirm reported strong fiscal fourth-quarter earnings and a better-than-expected outlook. CEO Max Levchin told CNBC that high gas prices are weighing on U.S. consumers.
View source ↗ - Newszacks.com·38d ago·Neutral
Is Affirm's Australia Comeback a Meaningful Growth Catalyst? AFRM's Australia comeback through Shopify's Shop Pay Installments opens a growth channel as GMV, revenues and its user base continue to rise.
View source ↗ - Newsyoutube.com·38d ago·Positive
Friday's First Moves: AFRM & GAP Soar on Earnings, ULTA Shows Blemish Diane King Hall turns to the key earnings movers to close out an overall strong earnings week on Wall Street. She explains why Affirm (AFRM) investors see the fintech firm's report as a big step up for forward momentum.
View source ↗ - Newsinvezz.com·39d ago·Neutral
Affirm stock jumps after record profit: why BofA sees a nearly 35% upside Affirm Holdings AFRM shares rose about 11% in trading on Friday after the buy-now, pay-later company reported stronger-than-expected fourth-quarter results and delivered its most profitable quarter on record. The company reported adjusted earnings per share of $4.62, compared with analysts' expectations of $3.77.
View source ↗ - Newsinvestopedia.com·39d ago·Positive
Why These Analysts See a ‘Breakout on Tap' for Affirm Stock Is a “breakout on tap” for shares of Affirm?
View source ↗ - Newsbenzinga.com·39d ago·Positive
Klarna Stock Climbs as Affirm's Q4 Beat Lifts Buy-Now-Pay-Later Peers Klarna Group plc (NYSE:KLAR) shares are trading higher in sympathy with Affirm Holdings Inc. (NASDAQ:AFRM) after the buy-now-pay-later peer reported fourth-quarter results Thursday after the market closed.
View source ↗ - Newsseekingalpha.com·39d ago·Neutral
Affirm: Strong Quarterly Results, And A Few Things To Watch Affirm Holdings, Inc. posted strong quarterly results, beating expectations and driving shares up nearly 10% in off-hours trading. AFRM's resilient business model is evidenced by low delinquency rates and robust 36% gross merchandise volume growth, despite industry-wide credit concerns. Valuation remains elevated, with a forward P/E near 40 and Price/Sales around 6.3, even after a $1.5B tax benefit distorted GAAP EPS.
View source ↗ - Newsseekingalpha.com·39d ago·Neutral
… The Real Story Affirm Holdings, Inc. reported headline GAAP earnings of $4.62 per share, but this reflects a one-time tax allowance release, not core profitability. AFRM delivered strong operational results: 33% revenue growth, 36% GMV growth, and a 49% increase in adjusted operating income, with margins expanding meaningfully. Credit performance remained stable, and funding costs declined by 103 basis points to 5.8%, directly supporting improved profitability and margin expansion.
View source ↗ - Newsbarrons.com·39d ago·Neutral
Affirm Stock Jumps After Earnings. This Key Number Crushed Estimates. Affirm posts better-than-expected revenue and gross merchandise volume in its fiscal fourth quarter.
View source ↗ - News (RSS)seekingalpha·39d ago·Neutral
Affirm signals fiscal 2027 revenue less transaction costs at 4.16% as leadership shifts focus to products for fiscal 2028-2029
View source ↗ - News (RSS)seekingalpha·39d ago·Positive
Affirm Holdings, Inc. (AFRM) Q4 2026 Earnings Call Transcript
View source ↗ - News (RSS)investing·39d ago·Positive
Affirm Q4 FY’26 slides: record profit, 36% GMV growth, strong outlook
View source ↗ - Newspymnts.com·39d ago·Negative
Affirm and Shopify Take Shop Pay Installments to Australia Australian shoppers can now select installment payments powered by Affirm when they click on Shopify's Shop Pay button, Affirm said in a Thursday (Aug. 27) press release. This capability is enabled by the global partnership of Affirm and Shopify, in which the companies launch Shop Pay Installments powered exclusively by Affirm.
View source ↗ - News (RSS)yahoo·39d ago·Neutral
Affirm Stock Climbs As Key E-Commerce Metric Tops Views
View source ↗ - Newsseekingalpha.com·39d ago·Positive
Affirm Holdings, Inc. (AFRM) Q4 2026 Earnings Call Transcript Affirm Holdings, Inc. (AFRM) Q4 2026 Earnings Call Transcript
View source ↗ - 4chan /biz/biz·39d ago·Neutral
look at AFRM computer!
View source ↗ - Newsmarketbeat.com·39d ago·Positive
Affirm Q4 Earnings Call Highlights Affirm NASDAQ: AFRM said its fiscal fourth quarter was its most profitable ever, excluding the release of a tax valuation allowance, as the buy now, pay later company pointed to continued momentum in its core business and outlined product, merchant and international expansion priorities.
View source ↗ - Newspymnts.com·39d ago·Positive
Affirm Makes Smaller Purchases BNPL's Next Growth Test Affirm's latest quarter shows buy now, pay later (BNPL) moving deeper into everyday spending, where affordability depends less on financing one large purchase and more on giving consumers flexibility across a growing number of transactions. That pattern showed up clearly in the numbers for the fiscal fourth quarter released Thursday (Aug. 27).
View source ↗ - Newszacks.com·39d ago·Neutral
Affirm Holdings (AFRM) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates Although the revenue and EPS for Affirm Holdings (AFRM) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
View source ↗ - Newszacks.com·39d ago·Positive
Affirm Holdings (AFRM) Q4 Earnings and Revenues Beat Estimates Affirm Holdings (AFRM) came out with quarterly earnings of $4.62 per share, beating the Zacks Consensus Estimate of $0.33 per share. This compares to earnings of $0.2 per share a year ago.
View source ↗ - Newsbenzinga.com·39d ago·Neutral
Affirm Stock Rallies After Q4 Revenues Beat Expectations Affirm Holdings Inc. (NASDAQ:AFRM) posted its fourth-quarter results after Thursday's closing bell, beating expectations across the board. Here's a look at the details inside the report.
View source ↗ - 4chan /biz/biz·39d ago·Neutral
>>62635867 So is Affirm earnings tonight gonna hurt or help Klarna tomorrow? That is the question on everyone’s lips.
View source ↗ - Newsbusinesswire.com·39d ago·Negative
Affirm reports fourth fiscal quarter 2026 results SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm”) today reported financial results for its fiscal 2026 fourth quarter ended June 30, 2026. The results, which include a shareholder letter furnished to the U.S. Securities and Exchange Commission on Form 8-K, can be found in the “Quarterly Results” section of Affirm's investor relations website at https://investors.affirm.com/. Affirm will host a conference call and web…
View source ↗ - Newsbusinesswire.com·39d ago·Negative
Affirm and Shopify launch Shop Pay Installments in Australia SYDNEY--(BUSINESS WIRE)--Affirm expands its global partnership with Shopify to launch Shop Pay Installments in Australia. Powered exclusively by Affirm, it provides Australians the added flexibility to pay over time with no hidden fees, using the Shop Pay button they already trust. Millions of shoppers have made billions of dollars in purchases since Shop Pay Installments launched in 2021, making it one of Shopify's most popular paymen…
View source ↗ - News (RSS)zerohedge·39d ago·Neutral
…eeting and the Jackson Hole symposium will get under way, though its main highlights, including Warsh’s speech, will be on Friday. Earnings include Marvell, Workday, Affirm and Dollar Tree. And France will see its first major presidential debate ahead of the April 2027 election. Tyler Durden Thu, 08/27/2026 - 07:59
View source ↗ - Newsinvezz.com·39d ago·Neutral
Affirm stock is compressing: here's why it may pop after earnings today Affirm's stock has traded sideways over the past few weeks, but that may change later today when the company releases its financial results, offering fresh insight into the business. AFRM was recently trading at $76.45, still within the range it has held during this period.
View source ↗ - 4chan /biz/biz·41d ago·Neutral
>>62630160 how is that different from AFRM?
View source ↗ - News (RSS)yahoo·41d ago·Negative
Affirm (AFRM) Slipped After Klarna Cut Guidance. Category Warning or Share-Gain Opportunity?
View source ↗ - Newszacks.com·41d ago·Neutral
Higher GMV, More Consumers: What Could Drive Affirm's Q4 Earnings? Affirm's fiscal Q4 results could be driven by higher GMV, more active consumers and merchants, and growth in card and interest income.
View source ↗ - 4chan /biz/biz·41d ago·Neutral
Will this Affirm report be good or bad for Klarna? Should be positive, right? Shows BNPL is still overall doing good
View source ↗ - Newszacks.com·42d ago·Neutral
Stay Ahead of the Game With Affirm Holdings (AFRM) Q4 Earnings: Wall Street's Insights on Key Metrics Looking beyond Wall Street's top-and-bottom-line estimate forecasts for Affirm Holdings (AFRM), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended June 2026.
View source ↗ - News (RSS)yahoo·44d ago·Positive
Jim Cramer Said Affirm Holdings, Inc. (NASDAQ:AFRM) Was The One To Buy
View source ↗ - 4chan /biz/biz·45d ago·Positive
>>62616439 >Affirm Same failed moon mission as KLAR next Friday?
View source ↗ - News247wallst.com·46d ago·Positive
Klarna Slides 5%, Affirm Slips 3%, but PayPal Stays in the Green: Is a Rotation in BNPL Stocks Afoot? A sustained rotation toward established financial companies could leave Klarna and Affirm with more work to do before their stocks regain momentum.
View source ↗ - News (Marketaux)finance.yahoo.com·47d ago·Positive
SoFi Climbs 6%, Upstart Jumps 8%, Affirm Rises 7% as Fintech Names Rebound With Bond Market Catalyst SoFi Technologies (NASDAQ:SOFI) stock is[+223 characters]
View source ↗ - News247wallst.com·47d ago·Positive
Cramer Warns Fintech Bulls: These Three Stocks Are Priced for Perfection Jim Cramer used a recent CNBC Stop Trading segment to push back against what he sees as reflexive analyst enthusiasm for a narrow group of fintech names.
View source ↗ - News247wallst.com·48d ago·Neutral
Klarna Craters 19% on Guidance Cut While Affirm, PayPal Shrug It Off Klarna Group (NYSE:KLAR | KLAR Price Prediction) stock is down 19% to $15.84 Tuesday morning after the buy now, pay later company cut its full-year revenue and volume outlook, overshadowing a Q2 2026 beat and raised profit guidance.
View source ↗ - Newszacks.com·49d ago·Neutral
Affirm Holdings (AFRM) Dips More Than Broader Market: What You Should Know Affirm Holdings (AFRM) concluded the recent trading session at $74.52, signifying a -4.89% move from its prior day's close.
View source ↗ - 4chan /biz/biz·53d ago·Neutral
>>62592066 Good stack. Think you need a BNPL stock too though like Klarna or Affirm. Can’t have a dystopia without nihilistic spending and permanent debt.
View source ↗ - Newspymnts.com·53d ago·Neutral
Airwallex Adds Affirm Pay-Over-Time Options for US Shoppers Airwallex is adding Affirm's installment payment options to its checkout platform, giving merchants in 35 countries a way to offer pay-over-time financing to eligible customers in the United States. Under the partnership announced Thursday (Aug. 13), merchants using Airwallex can make Affirm available at checkout without completing a separate integration.
View source ↗
Earnings
Thu, Nov 5(in 4 weeks)
Consensus estimate $0.34 per share
Typical surprise +90.6% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Aug 27$4.62 vs $0.35beat
- Thu, May 7$0.30 vs $0.17beat
- Thu, Feb 5$0.37 vs $0.28beat
- Thu, Nov 6$0.23 vs $0.11beat
- Thu, Aug 28$0.20 vs $0.12beat
- Thu, May 8$0.01 vs $-0.01beat
Estimates and results for AFRM via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by AFRM officers and directors.
- Bought
- —
- Sold
- $26.9m
0 trades
14 trades
- Jiyane Siphelelesold
- Jiyane Siphelelesold
- Adkins Katherinesold
- O'hare Robertsold
- Adkins Katherinesold
- Adkins Katherinesold
- Adkins Katherinesold
- O'hare Robertsold
86 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Daniel Goldmanhouse · NY10 · disclosed May 19, 2023 (39d later)Buy$1,001 - $15,000
- Thomas Suozzihouse · NY03 · disclosed May 20, 2022 (77d later)Sell$1,001 - $15,000
- Josh S. Gottheimerhouse · NJ05 · disclosed Mar 18, 2022 (35d later)Sell$1,001 - $15,000
- Josh S. Gottheimerhouse · NJ05 · disclosed Jan 10, 2022 (13d later)Sell$1,001 - $15,000
- Josh S. Gottheimerhouse · NJ05 · disclosed Nov 15, 2021 (34d later)Buy$1,001 - $15,000
- Thomas Suozzihouse · NY03 · disclosed Nov 5, 2021 (23d later)Buy$15,001 - $50,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.
