Price
No data yet.
Social Signal Score
Revenue
$3.17B+49.18%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Marciano Testa
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 4,700
- Beta
- 1.73
- Country
- BR
- Piotroski score
- 4 / 9 (Middling)
- Altman Z-score
- -0.17
Financials
Revenue
$3.17B+49.2%Net Income
$200.28M+2.6%EBITDA
$172.77M-39.8%Free Cash Flow
$-1.62B-826.6%EPS (diluted)
$1.40+32.1%Shares Outstanding (diluted)
143.05M+143.7%Operating Expenses
$523.54MCash & Debt
$892.76MReturn of Capital
$0.00Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $10.69B | $1.04B | $6.49 |
| 2024 | $7.27B | $791.01M | $4.31 |
| 2023 | $4.99B | $421.99M | $2.30 |
| 2022 | $3.32B | $168.88M | $0.92 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from AGBK's reported EPS growth of 91.8% a year over 3 years. Historical EPS growth of 92% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.
- EPS in 5 years
- $24.09
- Implied price
- $216.85
- Return from $5.98
- 105.1% a year
To earn 15.0% a year on these assumptions you'd need to buy at $107.81 — today's price is already 94.5% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 5 | 7 | 9 | 11 | 13 |
|---|---|---|---|---|---|
| 20.0% | 68.3% | 80.0% | 89.3% | 97.0% | 103.7% |
| 25.0% | 75.3% | 87.5% | 97.2% | 105.3% | 112.2% |
| 30.0% | 82.3% | 95.0% | 105.1% | 113.5% | 120.7% |
| 35.0% | 89.3% | 102.5% | 113.0% | 121.7% | 129.2% |
| 40.0% | 96.3% | 110.0% | 120.8% | 129.9% | 137.7% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
113Social Signal Score
Mentions (1)
- Newsbusinesswire.com·5h ago·Positive
…AA' level rating from all three major agencies that assess its credit risk: S&P, Fitch Ratings, and Moody's Local. Agibank is a subsidiary company of Agi Inc. (NYSE: AGBK) (“Agi”).
View source ↗
Earnings
Wed, Nov 4(in 3 months)
Consensus estimate $0.33 per share
Typical surprise +4.0% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Aug 5$0.28 vs $0.25beat
- Tue, May 5$0.26 vs $0.25beat
- Mon, Mar 23$0.05 vs $0.27miss
Estimates and results for AGBK via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.