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AII American Integrity Insurance Group, Inc.

New York Stock Exchange · Insurance - Property & Casualty · Financial Services

$23.99
-0.01 (-0.04%)

American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and specialt…

Market Cap: $469.98Mwww.aii.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

160
5087123160
Aug 11Aug 12

Quote

Day Range
$23.70 – $24.36
52-Week Range
$16.19 – $26.36
Volume
$158.9K
Market Cap
$469.98M
50-Day Avg
$18.98
200-Day Avg
$19.50
Prev Close
$24.00
Open
$24.02

Valuation & Ratios

P/E Ratio
3.60
EPS
$5.78
P/B Ratio
1.07
P/S Ratio
1.30
Debt/Equity
0.00
Current Ratio
92.89
Dividend Yield
+6.4%
Gross Margin
+64.5%

Returns & Efficiency

Return on Equity
+29.6%
Return on Assets
+8.1%
FCF Yield
+37.1%
EV/EBITDA
1.33

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$276.49M$99.62M$5.78
2024$204.35M$39.74M$1.94
2023$200.87M$37.80M$1.84

Social Signal Score

58
5d
58
3 mentions
30d
58
3 mentions
60d
58
3 mentions
90d
58
3 mentions
news: 3

Earnings

Tue, Nov 10(in 3 months)

Consensus estimate $0.01 per share

6of 6 quarters beat consensus

Typical surprise +12.6% (median, so one quarter with a near-zero estimate can't distort it)

  • Tue, Aug 11$1.78 vs $0.88beat
  • Tue, May 12$1.03 vs $0.98beat
  • Tue, Feb 24$1.03 vs $0.80beat
  • Tue, Nov 11$0.71 vs $0.61beat
  • Tue, Aug 12$1.84 vs $1.69beat
  • Mon, Jun 9$1.95 vs $1.92beat

Estimates and results for AII via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from AII's reported EPS growth of 77.2% a year over 2 years. Historical EPS growth of 77% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.

EPS in 5 years
$21.46
Implied price
$85.84
Return from $23.99
29.0% a year

To earn 15.0% a year on these assumptions you'd need to buy at $42.68 — today's price is already 43.8% below that.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E02468
20.0%3.7%19.1%29.2%36.8%
25.0%8.0%24.1%34.6%42.5%
30.0%12.3%29.0%39.9%48.2%
35.0%16.7%34.0%45.3%53.9%
40.0%21.0%39.0%50.7%59.6%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (3)

  • Newsmarketbeat.com·3d ago·Neutral

    American Integrity Insurance Group Q2 Earnings Call Highlights American Integrity Insurance Group NYSE: AII reported record second-quarter earnings and voluntary new-business production, as the Florida-focused property insurer expanded in key in-state markets and continued building its presence across the Southeast.

    View source ↗
  • Newsseekingalpha.com·3d ago·Positive

    American Integrity Insurance Group, Inc. (AII) Q2 2026 Earnings Call Transcript American Integrity Insurance Group, Inc. (AII) Q2 2026 Earnings Call Transcript

    View source ↗
  • Newszacks.com·3d ago·Neutral

    Here's What Key Metrics Tell Us About American Integrity Insurance (AII) Q2 Earnings Although the revenue and EPS for American Integrity Insurance (AII) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

    View source ↗