Price
No data yet.
Social Signal Score
Analyst Ratings
38 analystsRevenue
$4.07B+66.26%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Michael G. Rhodes
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 10,300
- Beta
- 1.07
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- 0.05
Financials
Revenue
$4.07B+66.3%Net Income
$410.00M+96.2%EBITDA
$537.00M-43.9%Free Cash Flow
$-754.00M-384.5%EPS (diluted)
$1.18+174.4%Shares Outstanding (diluted)
311.04M-35.7%Operating Expenses
$458.00MCash & Debt
$8.68BReturn of Capital
$268.00MRevenue by Segment (annual)
$1.24BDividend per Share
$0.30Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $12.15B | $852.00M | $2.39 |
| 2024 | $16.37B | $668.00M | $1.82 |
| 2023 | $15.97B | $957.00M | $2.80 |
| 2022 | $12.10B | $1.71B | $5.06 |
| 2021 | $10.69B | $3.06B | $8.30 |
| 2020 | $10.72B | $1.08B | $2.89 |
| 2019 | $11.56B | $1.72B | $4.36 |
| 2018 | $10.42B | $1.26B | $2.97 |
| 2017 | $9.85B | $929.00M | $2.05 |
| 2016 | $9.82B | $1.07B | $2.15 |
| 2015 | $9.84B | $1.29B | $-2.66 |
| 2014 | $9.85B | $1.15B | $1.83 |
| 2013 | $9.62B | $361.00M | $-1.51 |
| 2012 | $10.06B | $1.20B | $0.95 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from ALLY's reported EPS growth of 7.4% a year over 13 years.
- EPS in 5 years
- $3.92
- Implied price
- $74.43
- Return from $37.91
- 14.4% a year
To earn 15.0% a year on these assumptions you'd need to buy at $37.00 — -2.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 13 | 16 | 19 | 22 | 25 |
|---|---|---|---|---|---|
| -2.6% | -3.8% | 0.3% | 3.8% | 6.9% | 9.6% |
| 2.4% | 1.1% | 5.4% | 9.1% | 12.4% | 15.3% |
| 7.4% | 6.1% | 10.6% | 14.4% | 17.9% | 20.9% |
| 12.4% | 11.0% | 15.7% | 19.8% | 23.3% | 26.5% |
| 17.4% | 16.0% | 20.9% | 25.1% | 28.8% | 32.2% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
50+66.67%Social Signal Score
Mentions (14)
- Newsfool.com·4d ago·Neutral
American Express® High Yield Savings vs. Ally vs. Marcus: Which One Is Actually Better for You? See how these popular high-yield savings accounts compare on rate, features, and overall banking experience. Here's how to pick the right account for you.
View source ↗ - News (RSS)zerohedge·13d ago·Neutral
Foreign Actors Disrupt 2 Colorado Water Systems: Governor's Office Foreign Actors Disrupt 2 Colorado Water Systems: Governor's Office Authored by Kimberly Hayek via The Epoch Times, Foreign actors gained access to computer systems at two small private water utilities in Colorado in late August, changing equipment controls before operators restored normal operations, according to the governor's office. Ally Sullivan, a spokeswoman for Gov. Jared Polis, said the Colorado Department of Public Healt
View source ↗ - Newsprnewswire.com·13d ago·Neutral
Ally Launches Loyally: A Fee-Free Rewards Experience Built for Life Today New loyalty program ditches complex point systems to deliver everyday value, personalized offers and seamless access—designed for how people actually live, spend and save DETROIT, Sept. 22, 2026 /PRNewswire/ -- Today, Ally Financial announced Loyally, its first-ever loyalty experience built to fundamentally disrupt the traditional bank rewards model.
View source ↗ - Newsmarketbeat.com·16d ago·Neutral
Ally Financial Reaffirms Guidance as Margin Gains Offset Stellantis Lease Pressure Ally Financial NYSE: ALLY Chief Financial Officer Russ Hutchinson said the company remains on track to meet the guidance it issued at the start of the year, citing improving profitability, customer growth across its core franchises and continued discipline on expenses, pricing and credit risk.
View source ↗ - Newsprnewswire.com·18d ago·Neutral
Ally Financial schedules release of third quarter 2026 financial results CHARLOTTE, N.C., Sept. 17, 2026 /PRNewswire/ -- Ally Financial (NYSE: ALLY) has scheduled the release of its third quarter financial results for Tuesday, October 20, 2026, at approximately 7:30 a.m.
View source ↗ - Newsseekingalpha.com·20d ago·Positive
Ally Financial Inc. (ALLY) Presents at Barclays 24th Annual Global Financial Services Conference Transcript Ally Financial Inc. (ALLY) Presents at Barclays 24th Annual Global Financial Services Conference Transcript
View source ↗ - Newsprnewswire.com·40d ago·Negative
Ally Establishes New Benchmark for What Traditional Economic Indicators Miss New Cost of Life Today platform and proprietary Joy Index reveal only 15% of Americans say joy is easy to afford, highlighting the connection between financial well-being and quality of life CHARLOTTE, N.C., Aug. 26, 2026 /PRNewswire/ -- Ally Bank today launched Cost of Life Today, a new consumer research platform dedicated to understanding how economic realities shape everyday life.
View source ↗ - News (RSS)fool·46d ago·Positive
LENSAR (LNSR) Q2 2026 Earnings Call Transcript ALLY system placements accelerate as recurring revenue hits 83% of total sales.
View source ↗ - Newszacks.com·46d ago·Neutral
Ally Financial (ALLY) Down 3.5% Since Last Earnings Report: Can It Rebound? Ally Financial (ALLY) reported earnings 30 days ago. What's next for the stock?
View source ↗ - 4chan /biz/biz·48d ago·Neutral
Ally now has 4% 1yr CDs
View source ↗ - 4chan /biz/biz·48d ago·Neutral
>>62604476 By the time Trump is done with Iran they will become our second greatest Ally in the Middle East boss.
View source ↗ - News (RSS)zerohedge·52d ago·Positive
…DaVita (DVA), 1.2MM shares sold bringing total to 28.9MM shares worth $6.4BN Kroger (KR), 11MM shares sold bringing total to 39MM shares worth $2.2BN Ally Financial (ALLY), 2MM shares sold bringing total to 27MM shares worth $1.2BN Capital One (COF), 4.2MM shares sold bringing total to 3MM shares worth $602MM Nucor (NUE), 2MM shares sold bringing total to 1.9MM shares worth $413MM Exits: Entire position in Constellation Brands (STZ) for $95MM as of March 31. Full breakdown: Source: Edgar Tyler D…
View source ↗ - Newsfool.com·56d ago·Negative
Ally Financial Chief Risk Officer Stephanie Richard Sells 5,000 Shares The sale involved 5,000 shares executed at $44.23 per share for a total transaction value of ~$221,000. The sale reduced the insider's direct equity holdings by nearly 5% as of the August 4, 2026 transaction date.
View source ↗ - News (RSS)yahoo·914d ago·Neutral
Ally Unlimited Cash Back Mastercard review: A simplistic approach to cash back
View source ↗
Earnings
Tue, Oct 20(in 2 weeks)
Consensus estimate $1.41 per share
Typical surprise +18.8% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Jul 21$1.21 vs $1.22miss
- Fri, Apr 17$1.11 vs $0.93beat
- Wed, Jan 21$1.09 vs $1.01beat
- Fri, Oct 17$1.15 vs $1.00beat
- Fri, Jul 18$0.99 vs $0.81beat
- Thu, Apr 17$0.58 vs $0.42beat
Estimates and results for ALLY via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by ALLY officers and directors.
- Bought
- $1.7m
- Sold
- $3.7m
3 trades
5 trades
- Richard Stephanie Nsold
- Richard Stephanie Nsold
- Timmerman Douglas R.sold
- Hutchinson Russell E.bought
- Rhodes Michael Georgebought
- Patterson Kathleen L.sold
- Richard Stephanie Nsold
- Hutchinson Russell E.bought
92 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Ro Khannahouse · CA17 · disclosed Jun 11, 2026 (27d later)Buy$1,001 - $15,000
- Josh S. Gottheimerhouse · NJ05 · disclosed May 20, 2026 (41d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Nov 14, 2025 (23d later)Buy$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Oct 13, 2025 (19d later)Buy$50,001 - $100,000
- Michael T. McCaulhouse · TX10 · disclosed Feb 22, 2024 (34d later)Sell$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Feb 22, 2024 (34d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Jul 11, 2023 (18d later)Buy$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Jun 22, 2023 (41d later)Sell$50,001 - $100,000
- Michael T. McCaulhouse · TX10 · disclosed Jun 22, 2023 (41d later)Sell$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Apr 19, 2023 (20d later)Sell$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Apr 19, 2023 (20d later)Sell$15,001 - $50,000
- Daniel Goldmanhouse · NY10 · disclosed Apr 17, 2023 (42d later)Sell$15,001 - $50,000
- Daniel Goldmanhouse · NY10 · disclosed Feb 24, 2023 (24d later)Buy$15,001 - $50,000
- Susie Leehouse · NV03 · disclosed Dec 29, 2022 (29d later)Sell$1,001 - $15,000
- Susie Leehouse · NV03 · disclosed Aug 13, 2022 (424d later)Buy$1,001 - $15,000
- Kathy E. Manninghouse · NC06 · disclosed Aug 10, 2022 (21d later)Buy$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Jul 20, 2022 (22d later)Buy$50,001 - $100,000
- Michael T. McCaulhouse · TX10 · disclosed Jul 20, 2022 (22d later)Buy$1,001 - $15,000
- Zoe Lofgrenhouse · CA19 · disclosed Jul 13, 2022 (28d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Jul 7, 2022 (10d later)Sell$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.