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ALLY Ally Financial Inc.

New York Stock Exchange · Financial - Credit Services · Financial Services

$44.91
+0.31 (+0.70%)

Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in ve…

Market Cap: $13.66Bwww.ally.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

120
8093107120
Aug 10Aug 14

Quote

Day Range
$44.41 – $45.16
52-Week Range
$35.92 – $47.29
Volume
$1.85M
Market Cap
$13.66B
50-Day Avg
$44.71
200-Day Avg
$42.56
Prev Close
$44.60
Open
$44.55

Valuation & Ratios

P/E Ratio
18.95
EPS
$2.74
P/B Ratio
0.91
P/S Ratio
1.16
Debt/Equity
1.40
Current Ratio
0.90
Dividend Yield
+3.5%
Gross Margin
+52.0%

Returns & Efficiency

Return on Equity
+5.5%
Return on Assets
+0.4%
FCF Yield
-4.6%
EV/EBITDA
10.54

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$12.15B$852.00M$2.39
2024$16.37B$668.00M$1.82
2023$15.97B$957.00M$2.80
2022$12.10B$1.71B$5.06
2021$10.69B$3.06B$8.30

Social Signal Score

51
5d
51
2 mentions
30d
51
2 mentions
60d
51
2 mentions
90d
51
2 mentions
news: 1 · rss: 1

Earnings

Fri, Oct 16(in 2 months)

Consensus estimate $1.43 per share

6of 7 quarters beat consensus

Typical surprise +18.8% (median, so one quarter with a near-zero estimate can't distort it)

  • Tue, Jul 21$1.21 vs $1.22miss
  • Fri, Apr 17$1.11 vs $0.93beat
  • Wed, Jan 21$1.09 vs $1.01beat
  • Fri, Oct 17$1.15 vs $1.00beat
  • Fri, Jul 18$0.99 vs $0.81beat
  • Thu, Apr 17$0.58 vs $0.42beat

Estimates and results for ALLY via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from ALLY's reported EPS growth of -26.7% a year over 4 years. Historical EPS growth of -27% would project the company towards zero. Floored at -15% as a starting point.

EPS in 5 years
$1.22
Implied price
$23.11
Return from $44.91
-12.4% a year

To earn 15.0% a year on these assumptions you'd need to buy at $11.49 -74.4% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E1316192225
-25.0%-28.4%-25.4%-22.7%-20.4%-18.4%
-20.0%-23.6%-20.4%-17.6%-15.1%-12.9%
-15.0%-18.8%-15.4%-12.4%-9.8%-7.5%
-10.0%-14.1%-10.4%-7.3%-4.5%-2.1%
-5.0%-9.3%-5.4%-2.1%0.8%3.4%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (2)

  • News (RSS)zerohedge·15h ago·Positive

    …DaVita (DVA), 1.2MM shares sold bringing total to 28.9MM shares worth $6.4BN Kroger (KR), 11MM shares sold bringing total to 39MM shares worth $2.2BN Ally Financial (ALLY), 2MM shares sold bringing total to 27MM shares worth $1.2BN Capital One (COF), 4.2MM shares sold bringing total to 3MM shares worth $602MM Nucor (NUE), 2MM shares sold bringing total to 1.9MM shares worth $413MM Exits: Entire position in Constellation Brands (STZ) for $95MM as of March 31. Full breakdown: Source: Edgar Tyler D…

    View source ↗
  • Newsfool.com·4d ago·Negative

    Ally Financial Chief Risk Officer Stephanie Richard Sells 5,000 Shares The sale involved 5,000 shares executed at $44.23 per share for a total transaction value of ~$221,000. The sale reduced the insider's direct equity holdings by nearly 5% as of the August 4, 2026 transaction date.

    View source ↗