Price
No data yet.
Social Signal Score
Revenue
$103.57M+160.68%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Katie A. Lorenson
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 843
- Beta
- 0.69
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 0.22
Financials
Revenue
$103.57M+160.7%Net Income
$20.86M+716.6%EBITDA
$25.56M+264.2%Free Cash Flow
$20.63MEPS (diluted)
$0.81+350.0%Shares Outstanding (diluted)
25.40M+81.4%Operating Expenses
$45.87MCash & Debt
$109.01MReturn of Capital
$12.71MRevenue by Segment (annual)
$103.36MDividend per Share
$0.22Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $327.86M | $17.44M | $0.69 |
| 2024 | $338.29M | $17.78M | $0.84 |
| 2023 | $243.26M | $11.70M | $0.59 |
| 2022 | $224.58M | $40.01M | $2.12 |
| 2021 | $235.79M | $52.68M | $3.02 |
| 2020 | $239.77M | $44.67M | $2.57 |
| 2019 | $204.64M | $29.54M | $1.96 |
| 2018 | $188.30M | $25.87M | $1.88 |
| 2017 | $176.45M | $15.00M | $1.10 |
| 2016 | $172.59M | $14.04M | $1.04 |
| 2015 | $140.19M | $17.11M | $1.26 |
| 2014 | $125.82M | $20.77M | $1.48 |
| 2013 | $124.23M | $20.27M | $1.52 |
| 2012 | $131.97M | $16.26M | $1.17 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from ALRS's reported EPS growth of -4.0% a year over 13 years.
- EPS in 5 years
- $0.56
- Implied price
- $18.49
- Return from $33.24
- -11.1% a year
To earn 15.0% a year on these assumptions you'd need to buy at $9.19 — -72.3% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 23 | 28 | 33 | 38 | 43 |
|---|---|---|---|---|---|
| -14.0% | -25.9% | -22.9% | -20.3% | -18.1% | -16.0% |
| -9.0% | -21.6% | -18.4% | -15.7% | -13.3% | -11.1% |
| -4.0% | -17.3% | -13.9% | -11.1% | -8.5% | -6.2% |
| 1.0% | -13.0% | -9.5% | -6.4% | -3.8% | -1.4% |
| 6.0% | -8.6% | -5.0% | -1.8% | 1.0% | 3.5% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100Social Signal Score
Mentions (1)
- Newsglobenewswire.com·5h ago·Neutral
…clares Cash Dividend on Common Shares and Announces New Stock Repurchase Program MINNEAPOLIS, Aug. 27, 2026 (GLOBE NEWSWIRE) -- Alerus Financial Corporation (NASDAQ: ALRS), or the Company, announced that its board of directors declared a regular quarterly cash dividend of $0.22 per common share on August 26, 2026, a 4.76% increase over the dividend paid a year ago. The dividend is payable on October 9, 2026, to stockholders of record as of close of business on September 25, 2026. Current and his…
View source ↗
Earnings
Thu, Oct 29(in 2 months)
Consensus estimate $0.67 per share
Typical surprise +28.6% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 29$0.80 vs $0.77beat
- Wed, Apr 29$0.89 vs $0.58beat
- Wed, Jan 28$0.85 vs $0.57beat
- Thu, Oct 30$0.66 vs $0.59beat
- Mon, Jul 28$0.72 vs $0.56beat
- Mon, Apr 28$0.56 vs $0.43beat
Estimates and results for ALRS via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by ALRS officers and directors.
- Bought
- $199k
- Sold
- —
4 trades
0 trades
- Bolton Jeffreybought
- Villalon Alanbought
- Wilson Forrestbought
- Lorenson Katie Abought
96 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.