Price
No data yet.
Social Signal Score
Analyst Ratings
6 analystsRevenue
$129.47M+272.30%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Priscilla Sims Brown
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 450
- Beta
- 0.78
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.30
Financials
Revenue
$129.47M+272.3%Net Income
$34.77M+1120.3%EBITDA
$46.62M+764.0%Free Cash Flow
$19.61M+36.4%EPS (diluted)
$1.15+1050.0%Shares Outstanding (diluted)
30.19M+7.6%Operating Expenses
$31.19MCash & Debt
$4.17MReturn of Capital
$13.15MDividend per Share
$0.17Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $455.03M | $104.45M | $3.45 |
| 2024 | $435.34M | $106.43M | $3.48 |
| 2023 | $382.48M | $87.98M | $2.88 |
| 2022 | $285.16M | $81.48M | $2.64 |
| 2021 | $208.76M | $52.94M | $1.70 |
| 2020 | $223.69M | $46.19M | $1.48 |
| 2019 | $215.16M | $47.20M | $1.49 |
| 2018 | $192.28M | $44.65M | $1.47 |
| 2017 | $167.25M | $6.11M | $0.19 |
| 2016 | $158.46M | $10.56M | $0.35 |
| 2015 | $124.45M | $19.53M | $0.61 |
| 2014 | $109.50M | $-11.80M | $-0.37 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $5.13
- Implied price
- $46.15
- Return from $48.19
- -0.9% a year
To earn 15.0% a year on these assumptions you'd need to buy at $22.94 — -52.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 5 | 7 | 9 | 11 | 13 |
|---|---|---|---|---|---|
| -2.0% | -20.0% | -14.5% | -10.0% | -6.4% | -3.2% |
| 3.0% | -15.9% | -10.1% | -5.5% | -1.6% | 1.8% |
| 8.0% | -11.9% | -5.7% | -0.9% | 3.2% | 6.7% |
| 13.0% | -7.8% | -1.4% | 3.7% | 8.0% | 11.6% |
| 18.0% | -3.7% | 3.0% | 8.3% | 12.8% | 16.6% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
127+5.56%Social Signal Score
Mentions (4)
- Newszacks.com·33d ago·Positive
What Makes Amalgamated Financial (AMAL) a New Buy Stock Amalgamated Financial (AMAL) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
View source ↗ - Newszacks.com·39d ago·Neutral
Implied Volatility Surging for Amalgamated Financial Stock Options Investors need to pay close attention to AMAL stock based on the movements in the options market lately.
View source ↗ - Newsseekingalpha.com·54d ago·Neutral
Amalgamated Financial: A Downgrade Is Getting Close Amalgamated Financial continues to outperform, with shares up 29.9% since March and nearly doubling since May 2024. AMAL's organic deposit growth, improved margins, and robust balance sheet expansion underpin its ongoing operational strength. Despite elevated uninsured deposit exposure (57.2%) and non-performing assets (1.09%), asset quality and returns remain industry-leading.
View source ↗ - Newszacks.com·56d ago·Positive
What Makes Amalgamated Financial (AMAL) a Strong Momentum Stock: Buy Now? Does Amalgamated Financial (AMAL) have what it takes to be a top stock pick for momentum investors? Let's find out.
View source ↗
Earnings
Thu, Oct 22(in 2 weeks)
Consensus estimate $1.10 per share
Typical surprise +3.4% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 23$1.10 vs $1.00beat
- Thu, Apr 23$0.80 vs $0.95miss
- Thu, Jan 22$0.99 vs $0.91beat
- Thu, Oct 23$0.91 vs $0.88beat
- Thu, Jul 24$0.88 vs $0.90miss
- Thu, Apr 24$0.88 vs $0.88beat
Estimates and results for AMAL via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by AMAL officers and directors.
- Bought
- —
- Sold
- $84.0m
0 trades
52 trades
- Searby Seansold
- Western States Regional Joint Board, Workers Unitedsold
- Western States Regional Joint Board, Workers Unitedsold
- Western States Regional Joint Board, Workers Unitedsold
- Workers Unitedsold
- Workers Unitedsold
- Workers Unitedsold
- Western States Regional Joint Board, Workers Unitedsold
48 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in AMAL.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.