Price
No data yet.
Social Signal Score
Analyst Ratings
Revenue
$27.10M+105.30%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- John Nelson
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 260
- Beta
- 0.30
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.33
Financials
Revenue
$27.10M+105.3%Net Income
$7.05M+75.1%EBITDA
$9.13M+48.2%Free Cash Flow
—EPS (diluted)
$0.80+86.0%Shares Outstanding (diluted)
8.86M-5.4%Operating Expenses
$1.02MCash & Debt
$20.20MReturn of Capital
$0.00Dividend per Share
$0.24Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $98.26M | $19.03M | $2.14 |
| 2024 | $92.44M | $10.22M | $1.14 |
| 2023 | $83.52M | $10.82M | $1.20 |
| 2022 | $71.24M | $19.29M | $2.14 |
| 2021 | $71.02M | $23.91M | $2.62 |
| 2020 | $73.56M | $18.85M | $2.06 |
| 2019 | $64.81M | $17.19M | $1.86 |
| 2018 | $57.63M | $17.01M | $1.83 |
| 2017 | $53.79M | $13.70M | $1.47 |
| 2016 | $52.13M | $15.73M | $1.69 |
| 2015 | $51.42M | $15.01M | $1.61 |
| 2014 | $48.98M | $15.25M | $1.64 |
| 2013 | $46.15M | $13.95M | $1.50 |
| 2012 | $45.51M | $14.18M | $1.52 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from ATLO's reported EPS growth of 2.7% a year over 13 years.
- EPS in 5 years
- $2.44
- Implied price
- $26.80
- Return from $32.50
- -3.8% a year
To earn 15.0% a year on these assumptions you'd need to buy at $13.32 — -59.0% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 7 | 9 | 11 | 13 | 15 |
|---|---|---|---|---|---|
| -7.3% | -20.7% | -16.6% | -13.2% | -10.2% | -7.6% |
| -2.3% | -16.4% | -12.1% | -8.5% | -5.4% | -2.6% |
| 2.7% | -12.1% | -7.6% | -3.8% | -0.5% | 2.4% |
| 7.7% | -7.8% | -3.1% | 0.9% | 4.3% | 7.4% |
| 12.7% | -3.5% | 1.4% | 5.6% | 9.2% | 12.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
150+114.29%Social Signal Score
Mentions (3)
- Newszacks.com·6h ago·Negative
Is Ames National (ATLO) Stock Outpacing Its Finance Peers This Year? Here is how Ames National (ATLO) and Northern Trust Corporation (NTRS) have performed compared to their sector so far this year.
View source ↗ - Newszacks.com·7h ago·Positive
Best Income Stocks to Buy for October 22nd BBCP, ATLO and UCB made it to the Zacks Rank #1 (Strong Buy) income stocks list on October 22, 2026.
View source ↗ - Newszacks.com·5d ago·Positive
Ames National (ATLO) Surpasses Q3 Earnings and Revenue Estimates Ames National (ATLO) came out with quarterly earnings of $0.8 per share, beating the Zacks Consensus Estimate of $0.68 per share. This compares to earnings of $0.51 per share a year ago.
View source ↗
Earnings
Fri, Jan 22(in 3 months)
Consensus estimate $0.70 per share
Typical surprise +8.1% (median, so one quarter with a near-zero estimate can't distort it)
- Fri, Oct 16$0.80 vs $0.68beat
- Fri, Jul 17$0.67 vs $0.65beat
- Fri, Apr 24$0.67 vs $0.62beat
Estimates and results for ATLO via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by ATLO officers and directors.
- Bought
- $336k
- Sold
- —
68 trades
0 trades
- Baker Jeffery Cbought
- Cassabaum Michelle Rbought
- Beals Douglas Wbought
- Schreier Richardbought
- Cassabaum Michelle Rbought
- Cassabaum Michelle Rbought
- Hagan Patrick Gbought
- Hagan Patrick Gbought
32 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in ATLO.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.