Price
No data yet.
Social Signal Score
Analyst Ratings
27 analystsRevenue
$414.60M+249.75%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Jared Wolff
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 1,904
- Beta
- 1.13
- Country
- US
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- -0.69
Financials
Revenue
$414.60M+249.8%Net Income
$-240.25M-768.5%EBITDA
$-335.24M-1760.6%Free Cash Flow
$164.81M+128.2%EPS (diluted)
$-1.61-372.9%Shares Outstanding (diluted)
155.80M+29.4%Operating Expenses
$118.72MCash & Debt
$7.30BReturn of Capital
$29.42MRevenue by Segment (annual)
$77.59MDividend per Share
$0.12Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.81B | $228.97M | $1.18 |
| 2024 | $1.87B | $126.89M | $0.52 |
| 2023 | $1.50B | $-1.90B | $-22.71 |
| 2022 | $1.61B | $423.61M | $0.85 |
| 2021 | $1.34B | $606.96M | $0.95 |
| 2020 | $309.48M | $12.57M | $-0.02 |
| 2019 | $403.23M | $23.76M | $0.05 |
| 2018 | $448.97M | $45.47M | $0.37 |
| 2017 | $428.02M | $57.71M | $0.47 |
| 2016 | $455.16M | $115.42M | $1.97 |
| 2015 | $315.19M | $62.07M | $1.34 |
| 2014 | $326.95M | $30.32M | $0.91 |
| 2013 | $204.61M | $-84.0K | $-0.14 |
| 2012 | $78.80M | $6.00M | $0.40 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from BANC's reported EPS growth of 8.7% a year over 13 years.
- EPS in 5 years
- $2.24
- Implied price
- $35.77
- Return from $17.74
- 15.1% a year
To earn 15.0% a year on these assumptions you'd need to buy at $17.78 — today's price is already 0.2% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 14 | 16 | 18 | 20 |
|---|---|---|---|---|---|
| -1.3% | -1.4% | 1.7% | 4.5% | 7.0% | 9.2% |
| 3.7% | 3.6% | 6.9% | 9.8% | 12.4% | 14.8% |
| 8.7% | 8.6% | 12.0% | 15.1% | 17.8% | 20.3% |
| 13.7% | 13.6% | 17.2% | 20.3% | 23.2% | 25.8% |
| 18.7% | 18.6% | 22.3% | 25.6% | 28.6% | 31.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+140.00%Social Signal Score
Mentions (6)
- Newszacks.com·21h ago·Positive
Why Banc of California (BANC) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Banc of California (BANC) have what it takes?
View source ↗ - Newsbusinesswire.com·4d ago·Neutral
…alifornia Announces Schedule of Third Quarter 2026 Earnings Release and Conference Call LOS ANGELES--(BUSINESS WIRE)--Banc of California, Inc. (the “Company”) (NYSE: BANC) today announced it will release financial results for the third quarter ended September 30, 2026 after market close on Tuesday, October 27, 2026. The Company will host a conference call to discuss these financial results the following day on Wednesday, October 28, 2026, at 8:30 a.m. Pacific Time (PT).Interested parties are wel…
View source ↗ - Newsseekingalpha.com·5d ago·Negative
Banc of California: Ready For Trouble Ahead Banc of California, Inc. continues to benefit from its 2023 merger with PacWest and a $400 million capital injection. I see ongoing portfolio repositioning as a key driver. Banc of California has proactively shortened asset durations and reinvested at higher yields. The process underway is likely ahead of peers for inflationary and recessionary environments.
View source ↗ - Newsmarketbeat.com·19d ago·Neutral
Banc of California Bets on Short-Term Pain After spending the past few years absorbing the larger and more troubled PacWest, Bank of California is still cleaning its books. This summer, the bank delivered another jolt to investors, this time one it chose rather than one that was forced on it.
View source ↗ - Newsseekingalpha.com·20d ago·Positive
Banc of California, Inc. (BANC) Presents at Barclays 24th Annual Global Financial Services Conference Transcript Banc of California, Inc. (BANC) Presents at Barclays 24th Annual Global Financial Services Conference Transcript
View source ↗ - Newsbusinesswire.com·43d ago·Negative
BANC Investors Have Opportunity to Join Banc of California, Inc. Fraud Investigation with SBS Law LOS ANGELES--(BUSINESS WIRE)---- $BANC--BANC Investors Have Opportunity to Join Banc of California, Inc. Fraud Investigation with SBS Law.
View source ↗
Earnings
Tue, Oct 27(in 3 weeks)
Consensus estimate $0.45 per share
Typical surprise +8.3% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 29$-1.61 vs $0.40miss
- Wed, Apr 22$0.39 vs $0.38beat
- Wed, Jan 21$0.42 vs $0.37beat
- Wed, Oct 22$0.38 vs $0.32beat
- Wed, Jul 23$0.12 vs $0.27miss
- Wed, Apr 23$0.26 vs $0.24beat
Estimates and results for BANC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by BANC officers and directors.
- Bought
- $427k
- Sold
- $418.0m
2 trades
17 trades
- Dotan Idosold
- Lindsay Olivia Isold
- Corsini Bryan Msold
- Corsini Bryan Msold
- Warburg Pincus Llcsold
- Hussain Hamidbought
- Warburg Pincus Llcsold
- Warburg Pincus Llcsold
81 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Russell Fulcherhouse · ID01 · disclosed May 12, 2023 (423d later)Sell$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.