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BAP Credicorp Ltd.

New York Stock Exchange · Banks - Diversified · Financial Services

$386.99
+11.85 (+3.16%)

Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instrume…

Market Cap: $30.75Bgrupocredicorp.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

100
100
Aug 14Aug 14

Quote

Day Range
$376.00 – $392.16
52-Week Range
$230.45 – $413.25
Volume
$424.0K
Market Cap
$30.75B
50-Day Avg
$379.37
200-Day Avg
$330.09
Prev Close
$375.14
Open
$383.61

Valuation & Ratios

P/E Ratio
11.06
EPS
$86.80
P/B Ratio
2.10
P/S Ratio
2.66
Debt/Equity
0.94
Current Ratio
3.23
Dividend Yield
+3.9%
Gross Margin
+73.7%

Returns & Efficiency

Return on Equity
+18.9%
Return on Assets
+2.6%
FCF Yield
+10.0%
EV/EBITDA
6.29

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$28.92B$6.93B$87.25
2024$27.00B$5.50B$69.09
2023$25.37B$4.87B$61.08
2022$20.63B$4.65B$58.26
2021$19.22B$3.58B$45.09

Social Signal Score

51
5d
51
2 mentions
30d
51
2 mentions
60d
51
2 mentions
90d
51
2 mentions
news: 2

Earnings

Mon, Nov 9(in 3 months)

Consensus estimate $7.37 per share

3of 7 quarters beat consensus

Typical surprise -0.2% (median, so one quarter with a near-zero estimate can't distort it)

  • Thu, Aug 13$7.29 vs $7.31miss
  • Thu, May 14$7.65 vs $6.92beat
  • Thu, Feb 12$5.88 vs $6.50miss
  • Thu, Nov 13$6.28 vs $6.29miss
  • Thu, Aug 14$6.43 vs $5.93beat
  • Mon, May 19$6.02 vs $5.43beat

Estimates and results for BAP via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from BAP's reported EPS growth of 17.9% a year over 4 years.

EPS in 5 years
$197.74
Implied price
$2,175
Return from $386.99
41.2% a year

To earn 15.0% a year on these assumptions you'd need to buy at $1,081 — today's price is already 64.2% below that.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E79111315
7.9%18.1%24.2%29.3%33.7%37.5%
12.9%23.6%29.9%35.2%39.8%43.9%
17.9%29.0%35.7%41.2%46.0%50.3%
22.9%34.5%41.4%47.2%52.2%56.7%
27.9%40.0%47.2%53.2%58.4%63.0%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (2)

  • Newsseekingalpha.com·22h ago·Neutral

    Credicorp Ltd. (BAP) Q2 2026 Earnings Call Transcript Credicorp Ltd. (BAP) Q2 2026 Earnings Call Transcript

    View source ↗
  • Newsmarketbeat.com·1d ago·Neutral

    Credicorp Q2 Earnings Call Highlights Credicorp NYSE: BAP reported a second-quarter return on equity of 20.3% and raised its medium-term ROE expectation to approximately 22%, citing stronger loan growth, improved portfolio quality, a low-cost funding base and increasing contributions from digital and fee-based businesses.

    View source ↗