Price
No data yet.
Social Signal Score
Analyst Ratings
5 analystsRevenue
$33.73M+432.01%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Christopher F. Baronas
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 327
- Beta
- 0.30
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.28
Financials
Revenue
$33.73M+432.0%Net Income
$-6.96M-676.8%EBITDA
$-7.18M-437.7%Free Cash Flow
$4.53MEPS (diluted)
$-0.64-390.9%Shares Outstanding (diluted)
10.91M+98.8%Operating Expenses
$23.13MCash & Debt
$204.47MReturn of Capital
$3.27MRevenue by Segment (annual)
$3.54MDividend per Share
$0.30Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $141.83M | $23.93M | $2.18 |
| 2024 | $137.71M | $23.61M | $2.10 |
| 2023 | $132.91M | $27.43M | $2.27 |
| 2022 | $111.25M | $23.73M | $1.81 |
| 2021 | $92.79M | $20.69M | $1.90 |
| 2020 | $95.62M | $13.73M | $1.15 |
| 2019 | $85.53M | $17.32M | $1.37 |
| 2018 | $64.02M | $14.49M | $1.50 |
| 2017 | $48.81M | $5.26M | $0.81 |
| 2016 | $31.04M | $5.91M | $1.10 |
| 2015 | $27.11M | $7.45M | $1.37 |
| 2014 | $20.38M | $5.18M | $1.09 |
| 2013 | $15.42M | $2.69M | $0.56 |
| 2012 | $11.63M | $2.15M | $0.45 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from BCML's reported EPS growth of 12.9% a year over 13 years.
- EPS in 5 years
- $4.03
- Implied price
- $52.37
- Return from $31.01
- 11.0% a year
To earn 15.0% a year on these assumptions you'd need to buy at $26.04 — -16.0% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 9 | 11 | 13 | 15 | 17 |
|---|---|---|---|---|---|
| 2.9% | -6.0% | -2.1% | 1.2% | 4.2% | 6.8% |
| 7.9% | -1.4% | 2.6% | 6.1% | 9.2% | 12.0% |
| 12.9% | 3.2% | 7.4% | 11.0% | 14.3% | 17.2% |
| 17.9% | 7.7% | 12.2% | 16.0% | 19.3% | 22.4% |
| 22.9% | 12.3% | 16.9% | 20.9% | 24.4% | 27.5% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100+25.00%Social Signal Score
Mentions (3)
- Newszacks.com·5h ago·Neutral
Bay Commercial Bank (BCML) Earnings Expected to Grow: What to Know Ahead of Q3 Release Bay Commercial Bank (BCML) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
View source ↗ - Newsbusinesswire.com·57d ago·Negative
Baycom Corp Announces Cash Dividend WALNUT CREEK, Calif.--(BUSINESS WIRE)--BayCom Corp (NASDAQ: BCML) (“BayCom” or the “Company”), the parent company of United Business Bank, today announced that its Board of Directors declared a quarterly cash dividend of $0.30 per share on the Company's common stock. The dividend is payable on October 8, 2026, to shareholders of record as of the close of business on September 10, 2026. About BayCom Corp The Company, through its wholly owned operating subsidiar…
View source ↗ - Newszacks.com·65d ago·Negative
Is the Options Market Predicting a Spike in Bay Commercial Bank Stock? Investors need to pay close attention to BCML stock based on the movements in the options market lately.
View source ↗
Earnings
Thu, Oct 22(in 6 days)
Consensus estimate $0.56 per share
Typical surprise -1.9% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 23$0.32 vs $0.64miss
- Thu, Apr 23$0.75 vs $0.60beat
- Thu, Jan 22$0.63 vs $0.65miss
- Thu, Oct 23$0.46 vs $0.52miss
- Thu, Jul 17$0.58 vs $0.55beat
- Thu, Apr 17$0.51 vs $0.52miss
Estimates and results for BCML via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by BCML officers and directors.
- Bought
- $1.7m
- Sold
- $939k
12 trades
2 trades
- Laverne Robert G.bought
- Laverne Robert G.bought
- Baron Christopher Fbought
- Perdue Michael Jbought
- Perdue Michael Jbought
- Perdue Michael Jbought
- Black William Jbought
- Black William Jbought
86 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in BCML.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.