Price
No data yet.
Social Signal Score
Analyst Ratings
3 analystsRevenue
$85.75M+617.82%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Michael Molepske
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 380
- Beta
- 0.41
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- -0.44
Financials
Revenue
$85.75M+617.8%Net Income
$24.69M+558.3%EBITDA
$31.39M+456.1%Free Cash Flow
$20.68M+2244.9%EPS (diluted)
$2.21+268.3%Shares Outstanding (diluted)
11.15M+79.8%Operating Expenses
$19.46MCash & Debt
$875.15MReturn of Capital
$26.46MDividend per Share
$0.60Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $240.45M | $71.50M | $7.23 |
| 2024 | $223.24M | $65.56M | $6.50 |
| 2023 | $186.47M | $74.51M | $7.28 |
| 2022 | $130.77M | $45.21M | $5.58 |
| 2021 | $116.78M | $45.44M | $5.92 |
| 2020 | $117.02M | $38.05M | $5.07 |
| 2019 | $97.14M | $26.69M | $3.91 |
| 2018 | $84.52M | $25.46M | $3.81 |
| 2017 | $59.28M | $15.31M | $2.44 |
| 2016 | $50.00M | $14.91M | $2.40 |
| 2015 | $45.83M | $13.39M | $2.13 |
| 2014 | $45.00M | $12.62M | $1.99 |
| 2013 | $42.84M | $11.56M | $1.79 |
| 2012 | $43.83M | $10.42M | $1.58 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from BFC's reported EPS growth of 12.4% a year over 13 years.
- EPS in 5 years
- $13.04
- Implied price
- $221.72
- Return from $148.34
- 8.4% a year
To earn 15.0% a year on these assumptions you'd need to buy at $110.23 — -25.7% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 11 | 14 | 17 | 20 | 23 |
|---|---|---|---|---|---|
| 2.4% | -9.5% | -5.0% | -1.3% | 2.0% | 4.9% |
| 7.4% | -5.1% | -0.4% | 3.5% | 7.0% | 10.0% |
| 12.4% | -0.7% | 4.2% | 8.4% | 12.0% | 15.1% |
| 17.4% | 3.8% | 8.9% | 13.2% | 16.9% | 20.2% |
| 22.4% | 8.2% | 13.5% | 18.0% | 21.9% | 25.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
130+129.41%Social Signal Score
Mentions (3)
- Newszacks.com·6h ago·Negative
Bank First Corporation (BFC) Q3 Earnings and Revenues Lag Estimates Bank First Corporation (BFC) came out with quarterly earnings of $2.35 per share, missing the Zacks Consensus Estimate of $2.63 per share. This compares to earnings of $1.91 per share a year ago.
View source ↗ - Newsprnewswire.com·8h ago·Negative
…se of 8.3% and 44.4% over the prior quarter and prior-year third quarter, respectively MANITOWOC, Wis., Oct. 20, 2026 /PRNewswire/ -- Bank First Corporation (NASDAQ: BFC) ("Bank First" or the "Bank"), the holding company for Bank First, N.A.
View source ↗ - Newsetftrends.com·41d ago·Neutral
Fed and Treasury at Odds Summary Fed Chairman Warsh signaled that rate hikes are needed to improve its price stability mandate. The US Treasury's plan to buy long maturities is a short-term fix for a growing unmanageable problem, in our opinion.
View source ↗
Earnings
Thu, Jan 28(in 3 months)
Consensus estimate $2.62 per share
Typical surprise +3.2% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Oct 20$2.35 vs $2.60miss
- Tue, Jul 21$2.45 vs $2.28beat
- Thu, Apr 16$2.24 vs $2.40miss
- Thu, Jan 22$2.00 vs $1.81beat
- Tue, Oct 21$1.91 vs $1.85beat
- Fri, Jul 18$1.71 vs $1.80miss
Estimates and results for BFC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by BFC officers and directors.
- Bought
- $612k
- Sold
- $2.9m
11 trades
4 trades
- Van Sistine Peter J.sold
- Pearson Tracy Cbought
- Sprang Todd A.bought
- Stayer-suprick Michael Sbought
- Eldred Steven Msold
- Eldred Steven Msold
- Sprang Todd A.bought
- Stayer-suprick Michael Sbought
85 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in BFC.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.