Price
No data yet.
Social Signal Score
Analyst Ratings
3 analystsRevenue
$4.90B+15379.53%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Giuseppe Castagna
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 18,965
- Beta
- 0.47
- Country
- IT
- Piotroski score
- 2 / 9 (Weak)
- Altman Z-score
- 0.19
Financials
Revenue
$4.90B+15379.5%Net Income
$580.60MEBITDA
$1.64B-47.6%Free Cash Flow
$0.00-100.0%EPS (diluted)
$0.38Shares Outstanding (diluted)
1.53B+84.3%Operating Expenses
$879.92MCash & Debt
$2.81BReturn of Capital
$0.00Dividend per Share
$0.63Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $9.26B | $2.08B | $1.39 |
| 2024 | $10.34B | $1.92B | $1.28 |
| 2023 | $8.84B | $1.26B | $0.84 |
| 2022 | $5.29B | $685.05M | $0.45 |
| 2021 | $4.78B | $569.07M | $0.38 |
| 2020 | $4.50B | $20.88M | $0.01 |
| 2019 | $5.34B | $797.00M | $0.53 |
| 2018 | $5.33B | $-59.43M | $-0.04 |
| 2017 | $7.18B | $2.62B | $1.73 |
| 2016 | $3.76B | $-1.68B | $-2.06 |
| 2015 | $5.07B | $430.07M | $0.87 |
| 2014 | $5.20B | $-1.95B | $-4.82 |
| 2013 | $5.54B | $-606.29M | $-1.93 |
| 2012 | $5.71B | $-944.56M | $-3.01 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $2.18
- Implied price
- $21.75
- Return from $20.44
- 1.3% a year
To earn 15.0% a year on these assumptions you'd need to buy at $10.81 — -47.1% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 6 | 8 | 10 | 12 | 14 |
|---|---|---|---|---|---|
| -2.0% | -17.0% | -12.1% | -8.1% | -4.7% | -1.7% |
| 3.0% | -12.8% | -7.7% | -3.4% | 0.1% | 3.3% |
| 8.0% | -8.6% | -3.2% | 1.3% | 5.0% | 8.3% |
| 13.0% | -4.4% | 1.3% | 5.9% | 9.9% | 13.3% |
| 18.0% | -0.1% | 5.8% | 10.6% | 14.7% | 18.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
105+0.00%Social Signal Score
Mentions (2)
- Newsreuters.com·6h ago·Neutral
Shares in Banco BPM rise on report of joint Credit Agricole-UniCredit interest Shares in Banco BPM rose 2.3% on Friday, slightly outperforming the sector, lifted by the prospect of joint interest for the Italian bank by bigger rival UniCredit and France's Credit Agricole.
View source ↗ - Newsreuters.com·10d ago·Neutral
Credit Agricole sees MPS bid for Banco BPM as unappealing, paper says France's Credit Agricole , the single biggest investor in Italian lender Banco BPM , is against an offer for BPM by rival bank Banca Monte dei Paschi (MPS) , daily La Stampa reported on Tuesday.
View source ↗
Earnings
Thu, Nov 5(in 6 weeks)
Estimates and results for BNCZF via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Congress trades
No disclosed congressional trades in BNCZF.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.