Price
$33.45+3.56%Social Signal Score
Analyst Ratings
7 analystsRevenue
$163.86M+177.38%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Stephen Jay Sills
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Employees
- 296
- Beta
- -0.11
- Country
- US
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- 1.50
Financials
Revenue
$163.86M+177.4%Net Income
$16.14M+222.8%EBITDA
$25.77M+274.7%Free Cash Flow
$92.53M+169.7%EPS (diluted)
$0.48+200.0%Shares Outstanding (diluted)
33.56M+6.4%Cash & Debt
$1.75BQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $551.54M | $53.79M | $1.64 |
| 2024 | $425.59M | $38.24M | $1.31 |
| 2023 | $283.42M | $25.05M | $0.79 |
| 2022 | $187.60M | $11.26M | $0.36 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from BOW's reported EPS growth of 65.8% a year over 3 years. Historical EPS growth of 66% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.
- EPS in 5 years
- $6.09
- Implied price
- $103.56
- Return from $33.77
- 25.1% a year
To earn 15.0% a year on these assumptions you'd need to buy at $51.49 — today's price is already 34.4% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 11 | 14 | 17 | 20 | 23 |
|---|---|---|---|---|---|
| 20.0% | 5.9% | 11.1% | 15.5% | 19.3% | 22.7% |
| 25.0% | 10.3% | 15.7% | 20.3% | 24.3% | 27.8% |
| 30.0% | 14.7% | 20.4% | 25.1% | 29.3% | 32.9% |
| 35.0% | 19.1% | 25.0% | 29.9% | 34.2% | 38.0% |
| 40.0% | 23.5% | 29.6% | 34.7% | 39.2% | 43.1% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
77+53.33%Social Signal Score
Mentions (5)
- Newszacks.com·5d ago·Positive
Bowhead Specialty Holdings Inc. (BOW) Upgraded to Buy: What Does It Mean for the Stock? Bowhead Specialty Holdings Inc. (BOW) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
View source ↗ - Newsgurufocus.com·38d ago·Neutral
BOW Stock Alert: Halper Sadeh LLC is Investigating Whether Bowhead Specialty Holdings Inc. is Obtaining a Fair Price for its Shareholders Halper Sadeh LLC, an investor rights law firm, is investigating the sale of Bowhead Specialty Holdings Inc. (NYSE: BOW) to American Family Mutual Insurance Comp
View source ↗ - Newsbusinesswire.com·38d ago·Neutral
BOW Stock Alert: Halper Sadeh LLC is Investigating Whether Bowhead Specialty Holdings Inc. is Obtaining a Fair Price for its Shareholders NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating the sale of Bowhead Specialty Holdings Inc. (NYSE: BOW) to American Family Mutual Insurance Company, S.I. for $34.00 per share in cash.Halper Sadeh encourages Bowhead shareholders to click here to learn more about their rights and options or contact Daniel Sadeh or Zacha…
View source ↗ - Newsglobenewswire.com·54d ago·Neutral
BOW Alert: Monsey Firm of Wohl & Fruchter Investigating Fairness of the Proposed Sale of Bowhead Specialty Holdings to American Family Mutual Insurance MONSEY, N.Y., Aug. 13, 2026 (GLOBE NEWSWIRE) -- The law firm of Wohl & Fruchter LLP is investigating the fairness of the proposed sale of Bowhead Specialty Holdings Inc. (NYSE: BOW) (“Bowhead”) to American Family Mutual Insurance Company for $34.00 per share in cash.
View source ↗ - Newsprnewswire.com·59d ago·Neutral
Are BOW, ATKR, SUPN Obtaining Fair Deals for their Shareholders? /PRNewswire/ -- Halper Sadeh LLC, an investor rights law firm, is investigating the following companies for potential violations of the federal securities laws
View source ↗
Earnings
Tue, Nov 3(in 4 weeks)
Consensus estimate $0.51 per share
Typical surprise +4.4% (median, so one quarter with a near-zero estimate can't distort it)
- Mon, Aug 3$0.48 vs $0.47beat
- Tue, May 5$0.48 vs $0.42beat
- Tue, Feb 24$0.47 vs $0.45beat
- Tue, Nov 4$0.47 vs $0.40beat
- Tue, Aug 5$0.37 vs $0.36beat
- Tue, May 6$0.34 vs $0.33beat
Estimates and results for BOW via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by BOW officers and directors.
- Bought
- $1.9m
- Sold
- $336.4m
6 trades
5 trades
- Botein Matthewsold
- Gallatin Point Capital Llcsold
- Schnidman Avabought
- Botein Matthewsold
- Gallatin Point Capital Llcsold
- American Family Mutual Insurance Company, S.i.sold
- Sills Stephen Jaybought
- Newman David Johnbought
89 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in BOW.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.