Price
No data yet.
Social Signal Score
Revenue
$10.90M+343.39%Company Profile
- CEO
- William S. Keller
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 38
- Beta
- 0.10
- Country
- US
- Piotroski score
- 3 / 9 (Weak)
- Altman Z-score
- 0.26
Financials
Revenue
$10.90M+343.4%Net Income
$1.66M+238.2%EBITDA
$2.27M+7.6%EPS (diluted)
$0.76+130.3%Shares Outstanding (diluted)
2.17M+44.6%Operating Expenses
$4.30MCash & Debt
$5.50MQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $37.00M | $6.78M | $3.22 |
| 2024 | $25.28M | $6.54M | $3.10 |
| 2023 | $30.23M | $6.93M | $3.35 |
| 2022 | $25.39M | $5.86M | $2.87 |
| 2021 | $25.18M | $8.99M | $4.42 |
| 2020 | $21.04M | $4.66M | $2.31 |
| 2019 | $17.54M | $4.06M | $2.02 |
| 2018 | $14.68M | $3.31M | $1.84 |
| 2017 | $11.19M | $1.31M | $0.65 |
| 2016 | $9.94M | $1.53M | $0.76 |
| 2015 | $8.27M | $1.27M | $1.02 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from BSFO's reported EPS growth of 12.2% a year over 10 years.
- EPS in 5 years
- $5.73
- Implied price
- $57.30
- Return from $43.75
- 5.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $28.49 — -34.9% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 6 | 8 | 10 | 12 | 14 |
|---|---|---|---|---|---|
| 2.2% | -13.2% | -8.1% | -3.9% | -0.3% | 2.8% |
| 7.2% | -9.0% | -3.6% | 0.8% | 4.6% | 7.9% |
| 12.2% | -4.7% | 0.9% | 5.5% | 9.5% | 12.9% |
| 17.2% | -0.5% | 5.4% | 10.2% | 14.3% | 17.9% |
| 22.2% | 3.8% | 9.9% | 15.0% | 19.2% | 23.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100Social Signal Score
Mentions (1)
- Newsaccessnewswire.com·6h ago·Neutral
Bank of San Francisco Announces Daniel H. Edelman as Chair of the Board of Directors SAN FRANCISCO, CA / ACCESS Newswire / September 1, 2026 / Bank of San Francisco ("Bank") (OTCQX:BSFO) today announced that Daniel H. Edelman has assumed the role of Chair of the Board of Directors, effective September 1, 2026, following a planned leadership transition.
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