Price (90d)
No price history yet — the daily price refresh runs once a day.
Signal Score (90d)
30Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $2.32B | $423.90M | $38.26 |
| 2024 | $2.13B | $247.90M | $20.12 |
| 2023 | $1.88B | $286.10M | $22.09 |
| 2022 | $1.82B | $535.80M | $39.50 |
| 2021 | $1.85B | $958.30M | $59.57 |
Social Signal Score
Earnings
Thu, Oct 29(in 2 months)
Consensus estimate $12.36 per share
Typical surprise +0.9% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Aug 4$12.12 vs $12.20miss
- Tue, May 5$10.71 vs $10.61beat
- Thu, Jan 29$11.35 vs $10.30beat
- Thu, Oct 30$10.28 vs $9.87beat
- Thu, Jul 31$8.56 vs $9.84miss
- Wed, Apr 30$8.66 vs $10.31miss
Estimates and results for CACC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Valuation
Project earnings forward and see what return today's price implies.
Seeded from CACC's reported EPS growth of -10.5% a year over 4 years.
- EPS in 5 years
- $21.97
- Implied price
- $263.69
- Return from $587.27
- -14.8% a year
To earn 15.0% a year on these assumptions you'd need to buy at $131.10 — -77.7% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 8 | 10 | 12 | 14 | 16 |
|---|---|---|---|---|---|
| -20.5% | -30.2% | -27.0% | -24.3% | -21.9% | -19.8% |
| -15.5% | -25.8% | -22.4% | -19.6% | -17.0% | -14.8% |
| -10.5% | -21.4% | -17.8% | -14.8% | -12.1% | -9.8% |
| -5.5% | -17.0% | -13.3% | -10.0% | -7.2% | -4.7% |
| -0.5% | -12.7% | -8.7% | -5.3% | -2.3% | 0.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (5)
- 4chan /biz/biz·7h ago·Negative
>>62596246 Credit markets always know what’s up far before the equity markets do,
View source ↗ - News (RSS)zerohedge·16h ago·Neutral
Your Grandfather's Military Is Dead Your Grandfather's Military Is Dead Authored by Byron King and Sean Ring via DailyReckoning.com, You may have already seen some of what I’m about to share in The Daily Reckoning. But given what we’re focused on here and the sheer amount of money now moving into this corner of the defense industry… I think it deserves a second look. The drone itself is only part of what’s happening here. Building a military around unmanned systems requires an enormous industria
View source ↗ - News (RSS)cointelegraph·1d ago·Negative
Gemini posts $108M Q2 net loss despite 37% revenue growth Credit card and staking revenue drove Gemini’s services growth in Q2 as exchange revenue fell 38% and trading volume dropped by two-thirds.
View source ↗ - Newsglobenewswire.com·2d ago·Negative
…nology Officer to Advance Digital-First, AI-Enabled Business Evolution Southfield, Michigan, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Jeetu Mirchandani, a veteran technology and AI executive with more than two decades of leadership experience at Amazon, will join the Company as Chief Technology Officer on August 27, 2026. In this role, he will lead Credit Acceptanc…
View source ↗ - News (RSS)fool·3d ago·Neutral
Credit Acceptance (CACC) Q2 2026 Earnings Call Transcript GAAP net income surged 71% as credit provisions fell and dealer engagement hit records.
View source ↗