Price
$531.35-15.27%Social Signal Score
Analyst Ratings
18 analysts52-week range
- Last close
- $531.35
- Off 52w high
- -19.1%
- 200-day average
- $530.25
- vs 200-day
- +0.2%
Revenue
$587.40M+150.38%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Vinayak R.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 2,314
- Beta
- 1.35
- Country
- US
- Piotroski score
- 9 / 9 (Strong)
- Altman Z-score
- 2.41
Financials
Revenue
$587.40M+150.4%Net Income
$135.90M+58.2%EBITDA
$282.10M+119.7%Free Cash Flow
$307.90M+129.3%EPS (diluted)
$12.66+200.7%Shares Outstanding (diluted)
10.73M-47.3%Operating Expenses
$56.00MCash & Debt
$1.40MReturn of Capital
$141.40MQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $2.32B | $423.90M | $38.26 |
| 2024 | $2.13B | $247.90M | $20.12 |
| 2023 | $1.88B | $286.10M | $22.09 |
| 2022 | $1.82B | $535.80M | $39.50 |
| 2021 | $1.85B | $958.30M | $59.57 |
| 2020 | $1.67B | $421.00M | $23.57 |
| 2019 | $1.48B | $656.10M | $34.71 |
| 2018 | $1.28B | $574.00M | $29.52 |
| 2017 | $1.11B | $470.20M | $24.12 |
| 2016 | $965.20M | $332.80M | $16.37 |
| 2015 | $823.60M | $299.70M | $14.35 |
| 2014 | $722.00M | $266.20M | $11.96 |
| 2013 | $678.90M | $253.10M | $10.61 |
| 2012 | $608.50M | $219.70M | $8.65 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from CACC's reported EPS growth of 12.1% a year over 13 years.
- EPS in 5 years
- $67.74
- Implied price
- $812.83
- Return from $527.50
- 9.0% a year
To earn 15.0% a year on these assumptions you'd need to buy at $404.12 — -23.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 8 | 10 | 12 | 14 | 16 |
|---|---|---|---|---|---|
| 2.1% | -8.4% | -4.2% | -0.7% | 2.4% | 5.2% |
| 7.1% | -3.9% | 0.4% | 4.2% | 7.4% | 10.3% |
| 12.1% | 0.5% | 5.1% | 9.0% | 12.4% | 15.5% |
| 17.1% | 5.0% | 9.8% | 13.9% | 17.5% | 20.6% |
| 22.1% | 9.5% | 14.5% | 18.8% | 22.5% | 25.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
139+177.56%Social Signal Score
Mentions (100)
- News (RSS)zerohedge·11h ago·Neutral
America's Wile E. Coyote Moment America's Wile E. Coyote Moment Authored by Matthew Piepenburg via VonGreyerz.gold, When it comes to contextualizing the tech, bond, gold and policy headlines of Q4 2026, it's easier to foresee their pathway ahead by first looking backwards. Once understood, we mathematically realize that our problems are not in the future, they are right now. The 1970s Ah, the 1970s. It was an era of bellbottom jeans, checkered suits, wide ties, the music of ABBA and Saturday mor
View source ↗ - News (RSS)zerohedge·13h ago·Negative
Our Country...? Our Country...? Authored by James Howard Kunstler via kunstler.com, Pornish Hen "[NY Attorney General Letitia] James has always followed the policy of the Queen of Hearts in 'Alice in Wonderland': Sentence first, verdict afterward." You can be certain that nobody involved in the Cornell U fraternity gang-bang circus is going to come out looking good, not the frat boys, not the girl, not the county DA, not New York AG Letitia James, and not NY Governor Kathy Hochul. The latter two
View source ↗ - News (RSS)seekingalpha·14h ago·Negative
Credit Markets Are Signaling A Reckoning Is Ahead
View source ↗ - 4chan /biz/biz·15h ago·Negative
>>62755087 I've read the same doomer s*** when it was Italy. Muh bankruptcy, muh it's joever 4 real, muh Monte Paschi Del Sienna bank is totally over, also of course it would mean the downfall of Deutsche Bank and Credit Suisse because [b******* reasons but it's TOTALLY OVER trust us] Basically the usual ZiggseHedge fud. Always the same s***.
View source ↗ - News (RSS)zerohedge·16h ago·Neutral
Key Events This Week: FOMC Minutes, Umich, And FOMC Speakers Galore Key Events This Week: FOMC Minutes, Umich, And FOMC Speakers Galore Given the high stress and high alert in bond markets, which has pushed global 10Y yields to the highest level since 2022 and with Europe finding itself on the verge of another sovereign debt crisis... ... the main focus in the week ahead will be on central banks, with the minutes from the September FOMC meeting on Wednesday and the ECB’s account of its latest me
View source ↗ - News (RSS)seekingalpha·18h ago·Negative
S&P 500: Credit Always Cracks First
View source ↗ - News (RSS)seekingalpha·18h ago·Negative
The Treasury Is Twisting Us Towards A Worse Credit Crisis
View source ↗ - News (RSS)zerohedge·20h ago·Neutral
Stock Futures Drift As Attention Turns To European Debt Crisis Stock Futures Drift As Attention Turns To European Debt Crisis Futures are lower to start the week and global markets struggle for direction, as political upheaval and mounting concern over Europe’s public finances dampened risk sentiment and sent the euro to a 17-month low against the dollar while the US yield curve twists steeper and USD appreciates. As of 8:00am ET S&P futures are down 0.1% and Nasdaq futures slip 0.2% from their
View source ↗ - News (RSS)zerohedge·1d ago·Neutral
Something Is Rotten In The State Of Yields Something Is Rotten In The State Of Yields Submitted by Peter Tchir of Academy Securities Treasuries, European Sovereign, and even Credit. Something seemed rotten this week, with Thursday’s price action in all 3 of those markets triggering the need to focus on this more. Debt markets underpin the entire global financial system and when things don’t “look,” or “feel,” or “smell” right, it warrants our collective attention. Yes, “feel” or “smell” doesn’t
View source ↗ - News (RSS)zerohedge·2d ago·Negative
What Michael Milken Would See In AI Chip Financing What Michael Milken Would See In AI Chip Financing Authored by Patrick Feeley via Substack, Very few people in the AI financing debate are reading the deals like a credit trader would. We have had a week of headlines about who is raising what. Amazon is moving $8 billion of chips off its balance sheet. Broadcom is lending $42 billion to its own customer. Nvidia is offering to backstop $125 billion of the debt people use to buy Nvidia. The covera
View source ↗ - 4chan /biz/biz·3d ago·Negative
>>62749531 Credit cards are a huge Jewish scam. But the scam is done and everywhere. So the right thing is indeed getting a credit card with cash back and enjoying a 3% discount on everything. It's a bit of a prisoner's dilemma. The right global solutions is hanging the CEO of Visa in the town square.
View source ↗ - 4chan /biz/biz·3d ago·Negative
>>62749497 Why would you want that? Credit cards are ideal form of security
View source ↗ - News (RSS)fool·3d ago·Negative
Tesla Just Lined Up $30 Billion in Credit: What It Means for AI, Capex, and the Investment Case The credit facilities provide flexibility for future capital spending, but delays in robotaxi revenue increase Tesla's funding risks.
View source ↗ - News (RSS)barrons·3d ago·Negative
Two Blue Owl Private Credit Funds See Redemption Requests Well Above 5% Investors move to pull another $4.2 billion from two funds.
View source ↗ - News (RSS)zerohedge·3d ago·Neutral
Futures Rise, Yields and Oil Drop Ahead Of Key Jobs Report Futures Rise, Yields and Oil Drop Ahead Of Key Jobs Report US futures climbed and bond yields reversed an earlier rise, as a drop in oil prices provides a tailwind in calm trading following a week in which markets were lashed by sharp swings in yields, with the US payrolls report still to come. As of 8:15am ET, S&P 500 futures were up 0.4% after Thursday’s close left the index headed for its worst week since August; Nasdaq 100 contracts
View source ↗ - 4chan /biz/biz·4d ago·Positive
>>62746072 Trading is the escape hatch. The economy can be a doomed ponzi scheme but you can still buy silver. You can do literally anything you want long or short any market or commodity. The simple trick is that it's not actually possible for EVERYTHING to lose value at the same time. So you have to find the correct investment and accumulate a sizeable position to ensure you come out clean on the other side. That very simple heuristic, that most concise one I can find is this: Capital vs Cre
View source ↗ - News (RSS)fool·6d ago·Negative
Target's Management Team Deserves Credit for Accelerating Revenue Growth Amid a Challenging Backdrop Despite a weaker consumer outlook, Target is accelerating sales.
View source ↗ - Newsglobenewswire.com·7d ago·Negative
Coinbax Extends Payment Controls to FedNow and RTP Payments, Opens Design Partner Program for Banks and Credit Unions NEW YORK, Sept. 29, 2026 (GLOBE NEWSWIRE) -- Coinbax today announced it is extending its payment controls to instant payments on the Federal Reserve's FedNow Service and The Clearing House's RTP network. To shape the rollout, Coinbax is opening a design partner program for select community banks and credit unions.
View source ↗ - Newsfool.com·7d ago·Neutral
Here's What Happens When You Only Pay the Minimum on a $10,000 Credit Card Balance Making only minimum payments can stretch a credit card balance past two decades and cost thousands in interest. See the real math and faster ways out.
View source ↗ - News (RSS)rte·7d ago·Negative
Consumer sentiment at four-month low Renewed concerns over energy prices have pushed consumer sentiment down, according to the latest consumer sentiment by the Irish League of Credit Unions.
View source ↗ - News (RSS)zerohedge·7d ago·Negative
Gold, Banking, & A Historical Disturbance In The Force Gold, Banking, & A Historical Disturbance In The Force Authored by Matthew Piepenburg via Von Greyerz, With everything from yields, fuel prices and populism rising with open elan as trust in U.S. leadership sinks to an historical nadir, most would agree that we are experiencing a palpable as well as intuitive feeling of what George Lucas might otherwise describe as a "disturbance in the force." Markets, led today by a narrow handful of tech
View source ↗ - Newsfool.com·8d ago·Negative
Here's Why You'll Probably Never Hit a 'Perfect' 850 Credit Score Reaching the very top of the credit scale takes decades of near-flawless habits, and most people get the same perks without ever getting there.
View source ↗ - News (RSS)zerohedge·8d ago·Neutral
Consumer Credit Stress: What The Data Really Shows Consumer Credit Stress: What The Data Really Shows Authored by Lance Roberts via RealInvestmentAdvice.com, A viral stat claims credit card delinquencies just hit their worst level since 2008. However, the New York Fed’s own data shows the opposite, and the real consumer credit stress is hiding exactly where the headlines aren’t looking. A number has been making the rounds all year, and it’s misleading. The claim: roughly 13% of credit card balan
View source ↗ - News (RSS)seekingalpha·8d ago·Negative
Encore Capital Group: Favorable U.S. Credit Conditions Support Growth
View source ↗ - News (RSS)zerohedge·9d ago·Neutral
Prepping For A Cashless Control Grid How Digital Currency Becomes Digital Control Prepping For A Cashless Control Grid How Digital Currency Becomes Digital Control Authored by Milan Adams via Preppgroup, When Money Stops Being Money Something fundamental is vanishing, and most people will not notice until it is already gone. Not with a declaration. Not with a law passed in the dead of night. Simply, gradually, the option to buy something without creating a permanent record will disappear. The ab
View source ↗ - News (RSS)zerohedge·9d ago·Negative
10 Unexpected Consequences Of An Economic Crisis Nobody Is Talking About 10 Unexpected Consequences Of An Economic Crisis Nobody Is Talking About Authored by John Walter via Substack, I need to be honest with you before we begin. I don't have all the answers. Anyone who claims to understand exactly how economic systems collapse, or precisely when, is either lying or selling something. What I have done is spend years reading, observing, and talking to people who lived through crises that most of
View source ↗ - News (RSS)livemint·9d ago·Negative
Rate Market Fear Gauge Is Warning for Corporates: Credit Weekly Corporate bonds have been relatively resilient amid a global government bond selloff, but the strength may not last.
View source ↗ - News (RSS)zerohedge·10d ago·Negative
Is California Running A Shadow Welfare System For Illegal Immigrants Is California Running A Shadow Welfare System For Illegal Immigrants The state of California spends billions of state and local tax dollars each year on welfare benefits for illegal immigrants through programs built to sidestep federal restrictions on public assistance, according to a new report from City Journal. The report estimates that California taxpayers spent at least $11 billion subsidizing illegal immigrants during the
View source ↗ - 4chan /biz/biz·10d ago·Negative
>>62726071 >The actual ratio of household debt to money supply did not drop from 1.99 to 0.597. It dropped from roughly 1.55 in 2008 to 0.81 in 2026 ($18.8T debt / $23.3T M2). While there is a decline, it is nowhere near the "massive deleveraging" claimed >Just because the central bank expanded the money supply via Quantitative Easing does not mean that liquidity was evenly distributed to the average consumer's bank account. Much of that money remained trapped in institutional bank reserves, fi
View source ↗ - Newsfool.com·11d ago·Negative
These 0% Intro APR Cards Have No Balance Transfer Fees. Are They Worth It? Credit cards with no balance transfer fees usually have a catch, which can make them not worth it. The real benefit comes from interest saved, not the fee.
View source ↗ - News (RSS)rte·11d ago·Negative
Credit Union total assets top €20 billion for first time Mortgage lending continues to be a key driver of Credit Union growth.
View source ↗ - News (RSS)economictimes·11d ago·Negative
Credit card spending falls 2.8% in August as new card additions slow In August, credit card spending decreased by 2.8% to ₹2.02 lakh crore from July's ₹2.08 lakh crore. While year-on-year spending saw an increase of 5.9% compared to August 2025, the trend indicates moderation. Additionally, banks added 1.19 million new credit cards, down 5.6% from July's figures. This brings the total credit card tally to 124.1 million at the month's end.
View source ↗ - News (RSS)investing·11d ago·Neutral
Credit rating trades: owning the agencies, fortress balance sheets, and Renault’s upgrade
View source ↗ - News (RSS)fool·11d ago·Neutral
News About Muse Drove a 1-Day 11% Jump in Meta Stock. But the AI Agent Could Be Even More Valuable Than the Market Is Giving It Credit For. The value of Meta's new AI agent goes beyond the subscription revenue it could generate.
View source ↗ - News (RSS)seekingalpha·12d ago·Negative
Franklin Intermediate Investment Grade Credit SMA Q2 2026 Commentary
View source ↗ - Newsbusinesswire.com·12d ago·Neutral
AM Best Withdraws Credit Ratings of WellPoint Insurance Services, Inc. OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rating of “a-” (Excellent) of WellPoint Insurance Services, Inc. (WISI) (Honolulu, HI). The outlook of these Credit Ratings (ratings) is stable. Concurrently, AM Best has withdrawn these ratings as the company has requested to no longer participate in AM Best's interactive rating pr
View source ↗ - 4chan /biz/biz·12d ago·Negative
>>62718972 Credit losses are going down so clearly they are
View source ↗ - News (RSS)zerohedge·13d ago·Negative
A Septennial Analysis Of Pre-Collapse Macroeconomic Indicators A Septennial Analysis Of Pre-Collapse Macroeconomic Indicators Authored by Milan Adams via Preppgroup, Walk through any downtown financial district in mid-September 2026 and you'll see the same strange disconnect. Construction crews still raise glass towers. Restaurants at noon remain packed with expense-account lunches. Bespoke tailors on side streets measure suits for clients who haven't yet noticed their foundations shifting. Surf
View source ↗ - News (RSS)economictimes·13d ago·Neutral
Credit card issuers push EMI loans to counter revolver model misfire With a smaller share of customers carrying balances month to month, interest-bearing receivables are growing more slowly than transaction volumes, pushing issuers to convert purchases into EMIs, deepen personal loan-on-card offerings and extract more fee income from a business that is increasingly being used as a payment product rather than a borrowing product.
View source ↗ - Newsglobenewswire.com·13d ago·Negative
Credit Acceptance Announces Shannon Wilson as Chief Human Resources Officer Business and transformation officer joins the Executive Leadership Team to help drive Credit Acceptance's next chapter of growth Business and transformation officer joins the Executive Leadership Team to help drive Credit Acceptance's next chapter of growth
View source ↗ - 4chan /biz/biz·14d ago·Negative
>>62711331 Pointing out facts is an ad hominem, dont get stingy boi. Your numbers are wrong. It takes 5 seconds to double check: SWIFT messages transmit within minutes, but actual fund settlement through correspondent banking requires 2-5 business days. Credit card authorizations complete in 2-3 seconds, but final settlement between merchants and card networks occurs in batch processes spanning 24-72 hours. Off-ledger payment channels enable theoretical throughput exceeding 70,000 TPS for mi
View source ↗ - News (RSS)kiplinger·14d ago·Negative
Treasury Yields Are Rising. Here's What That Could Mean for Your Mortgage, Car Loan and Credit Cards The 10-year Treasury yield is climbing. Here’s how higher yields could affect mortgage rates, car loans and credit card debt.
View source ↗ - Newsfool.com·15d ago·Negative
Here's What Happens When You Open Too Many Credit Cards Most Americans have one or two credit cards. Here's what changes when you open far more, and how to keep every account under control.
View source ↗ - 4chan /biz/biz·15d ago·Neutral
>>62709769 >Is there any other asset worth considering to preserve wealth for this upcoming fiat fallout? Real world capital assets. My heuristic is "Capital vs Credit", so I do think that productive assets will perform well so long as they are not overbought (such as housing, which no one can afford without a mortgage. Real estate is general will collapse in real-terms, when priced in metal). Arable land is great. Machinery that can manufacture products. Bulldozers and backhoes than can comple
View source ↗ - 4chan /biz/biz·15d ago·Neutral
>>62708803 >Eventually people will use credit over capital, with the convenience as the main factor. Credit isn't even all that egregious of a monetary tool if it is used to facilitate trade as well as capital formation. The Rothschild Fed we have was set up as a wealth extraction mechanism which is why it's suffocating on interest payments. The control of money needs to be in the hands of the masses with the intent to facilitate trade and commerce as well as capital accumulation. Even unbacked
View source ↗ - 4chan /biz/biz·15d ago·Neutral
>>62708803 >This was what I was hung up on, if gold/silver themselves will be the medium of exchange long term or we'll pivot into some kind of derivative after things stabilize. So gold/silver will the only trusted medium in the chaos before slowly being pushed to the side again once order has been established? The history of money is the elite trying to take it out of the hands of the masses and then replace it with credit. Notice how all of the gold is sitting in vaults and silver has been de
View source ↗ - 4chan /biz/biz·16d ago·Neutral
>>62707877 Ignoring the industrial aspect of silver for a moment, what is the point of stacking silver? I heavily stack silver, but can't shake the feeling that the way things will turn out won't be like past fiat fallout, with modern tech in the mix. Does silver's monetary function still hold up? I feel that its characteristic of being smaller unit of value is being challenged more than ever. Sure, when the fiat fallout happens, trust in credit will be destroyed, but it will come back sooner or
View source ↗ - News (RSS)zerohedge·16d ago·Positive
'Princes Of The Dollar': Why QE Is Over 'Princes Of The Dollar': Why QE Is Over Authored by Kane McGukin via Bombthrower, What the G20, Werner, and Warsh tell us about America's new monetary playbook In every transition, there are road signs along the way. Matt Dines has been one of the more accurate minds of late on the monetary and geopolitical transition we are living through. His and Camron Otsuka's commentary earlier this month on Mine Print Hash, post the G20 meeting in North Carolina, she
View source ↗ - 4chan /biz/biz·16d ago·Neutral
>>62707775 The American economy has not grown without the expansion of credit since 1983. Meaning it is being propped up with borrowed money which drives up asset prices. Do you want to be buying a house in 2026 when it costs 50,000 ounces of silver when the fundamentals of our mining production is decreasing? see image below >>62707695 What is over valued is the house. The simple heuristic that unpacks the valuation is Capital vs Credit.
View source ↗ - News (RSS)economictimes·16d ago·Neutral
Bank of India MF CIO Alok Singh sees banks poised for a re-rating. Here’s what could trigger it Indian banks may be closer to a re-rating than their recent performance suggests. Bank of India Mutual Fund CIO Alok Singh says lenders have the fundamentals investors typically look for—low non-performing assets, healthy return on assets and equity, and loan growth—but lingering concerns over net interest margins and FCNR-related liquidity flows have kept the trade from taking off.That overhang could
View source ↗ - 4chan /biz/biz·17d ago·Negative
>>62705431 yeah trend, credit and breadth you can do it with just those three signals Trend looks at trend direction and strength. with credit, look at corporate credit stress and see if it is breaking down along with equities, and breadth compare RSP to SPY, and if RSP is breaking down you're losing breadth. So trend, distance from moving averages ,how much above or below it is. Credit, use HYG and look at 20 day momentum of it,and breadth compare RSP to SPY if both RSP and SPY are breakin
View source ↗ - Newszacks.com·17d ago·Negative
What's Next for CACC After Its Multistate Lending Settlement? Credit Acceptance settles a multistate investigation with $630M+ in debt relief, a $60M fund, and new consumer and dealer protections.
View source ↗ - 4chan /biz/biz·18d ago·Negative
>>62702510 3% cashback is free money you d******, there's no annual fee and I have never paid on interest. Credit cards are amazing, you don't know what you're talking about.
View source ↗ - 4chan /biz/biz·18d ago·Negative
>>62701175 The bond market is still solvent. So expect normalcy bias to continue. >>62701176 Credit not only props up financial assets and markets, but it also seeps into income statements and balance sheets. The vast majority of the costs of healthcare are paid for by insurance companies (who own portfolios of bonds) and the government (which is getting very close to insolvency). If the waterflow is cut off upstream then you need to anticipate how that money works its way into Mainstreet. The
View source ↗ - News (RSS)zerohedge·18d ago·Neutral
Yttrium Emerges As Resource War Flashpoint As Beijing Squeezes Western Supply Chains Yttrium Emerges As Resource War Flashpoint As Beijing Squeezes Western Supply Chains China is using its top supplier position in yttrium, a silvery metal used in heat-resistant ceramic coatings for jet engines and power turbine blades, as well as in electronics and optics, to pressure the Trump administration. Disrupted shipments expose another critical material dependency that gives Beijing leverage over Washin
View source ↗ - Newsbusinesswire.com·18d ago·Positive
AM Best Upgrades Credit Ratings of Bupa Insurance Company OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has upgraded the Financial Strength Rating to A- (Excellent) from B++ (Good) and the Long-Term Issuer Credit Rating to “a-” (Excellent) from “bbb+” (Good) of Bupa Insurance Company (BIC) (Palmetto Bay, FL). The outlook of these Credit Ratings (ratings) is stable.The ratings reflect BIC's balance sheet strength, which AM Best assesses as very strong, as well as its adequate operating per
View source ↗ - News (RSS)thestreet·18d ago·Negative
Credit Card fees are so annoying, Americans are going back to cash As more businesses tack surcharges onto credit card purchases, frustrated consumers are reaching for bills and coins again
View source ↗ - News (RSS)barrons·18d ago·Negative
Daily Briefing: A-CAP Insurers Face Takeover Bid Over Risky Private Credit Plus, the Federal Reserve raises interest rates for the first time in three years.
View source ↗ - News (RSS)economictimes·19d ago·Positive
US Fed chair Kevin Warsh explains why the Federal Reserve raised interest rates The strengthening of US economy and geopolitics pushing inflation higher were key reasons for the Federal Reserve to raise interest rates, its chair Kevin Warsh said on Wednesday. Reiterating his commitment not to give forward guidance on the rate path, he pointed to trends in the economic data to deliver the Fed's stated objective of price stability.The American economy appears to be strengthening. New hirings, priv
View source ↗ - 4chan /biz/biz·19d ago·Negative
>>62696145 >We dont use CREDIT CARDS in GERMANY Correction... Cant*
View source ↗ - Newsfool.com·20d ago·Negative
I Carry 5 Credit Cards. Here's the One I Reach for the Most I carry a total of five credit cards, but I use one of them the most by far. Here's why you should get it today.
View source ↗ - News (RSS)investing·20d ago·Negative
Credit Acceptance extends warehouse facility to 2028
View source ↗ - News (RSS)yahoo·20d ago·Negative
Credit card application denied? Here’s what to do next
View source ↗ - Newsglobenewswire.com·20d ago·Negative
…house Facility and Extension of $500.0 Million Asset-Backed Financing Southfield, Michigan, Sept. 15, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we extended the date on which our $500.0 million revolving secured warehouse facility (the “Facility”) will cease to revolve from September 20, 2027 to September 15, 2028. The interest rate on borrowings under the Facility has been d…
View source ↗ - News (RSS)yahoo·21d ago·Negative
Big Tech Issued About $220 Billion of Bonds. Alphabet and Meta Show How AI Is Warping the Credit Market
View source ↗ - News (RSS)economictimes·21d ago·Neutral
SBI Research, IDFC First expect rate hike in October as crude prices climb: Higher oil prices & inflation raise likelihood of policy tightening Some economists have brought forward their forecasts for a rate hike by the central bank to as early as October, overturning earlier expectations that the rates would be held steady for the rest of the year amid surplus liquidity.IDFC First Bank and SBI Research now expect a 25-basis-point (bps) increase next month due to a sharp rise in crude oil prices
View source ↗ - News (RSS)economictimes·21d ago·Negative
First-time borrowers deepen credit reach: Credit uptake among eligible Indians more than doubled to 74% in March from 35% in 2017 Consumer durable loans are leading new-to-credit customers into institutional borrowing. Gold loans and microfinance also significantly contribute to this growing credit access. Institutional credit penetration is expanding beyond major cities into smaller locations. India's retail credit portfolio has seen substantial year-on-year expansion. This trend indicates incr
View source ↗ - 4chan /biz/biz·22d ago·Negative
>EconoMommy is going to shart herself >Sneakerheads are going to have to actually wear their shoes for a change >Collectable market is going to brapp itself from everyone selling to recoup liquid squirts of cash >Money is going to dip out of stocks >Car repo's spiking, rental prices dropping, housing stagnating and new builds dropping >AI might dip, gold might rise, silver LMAO XD, Aluminum hiking due to war material needs >Consumer spending dropping all of the s***** companies will run out of m
View source ↗ - News (RSS)yahoo·22d ago·Neutral
Is ConocoPhillips Stock Worth Buying Here? - Shorting COP Puts and Credit Spreads are Better Plays
View source ↗ - News (RSS)yahoo·23d ago·Negative
Bank Multifamily Delinquencies Dip as Credit Losses Rise
View source ↗ - News (RSS)economictimes·23d ago·Neutral
Inside the 140-point New Delhi Declaration BRICS leaders on Saturday adopted the New Delhi Declaration, setting out an 18-point agenda focused on strengthening the voice of the Global South, reforming global governance and expanding cooperation among emerging markets and developing countries.The declaration was adopted at the 18th BRICS Summit in New Delhi in the presence of Prime Minister Narendra Modi, Chinese President Xi Jinping, Russian President Vladimir Putin and Iranian President Masoud
View source ↗ - News (RSS)yahoo·24d ago·Negative
Mercado Pago Keeps Issuing Credit Cards Even as Brazil Worries About Debt
View source ↗ - 4chan /biz/biz·24d ago·Negative
>>62682181 Figure out what it is and why someone would pay 10x the silver content. My heuristic of Capital vs Credit would actually say that a lot of "collector premium" is largely dependent on the quality factor. Once the bond market implodes and people all over the world straight up have less cash, the ability to tie up real value in these types of collectibles will diminish. for the near-medium term. If you like the coin and fear you won't be able to replace it. Then don't trade it. But if
View source ↗ - News (RSS)economictimes·24d ago·Negative
Bank deposits grow 17.8% in August, fastest in decade as FCNR-B inflows mask local mobilisation woes Bank deposits grew 17.8% year-on-year at the end of August, the fastest pace in a decade, driven largely by a surge in FCNR-B deposits after RBI opened a special window for dollar inflows. Credit growth eased slightly to 19.1%, while banks continued to face challenges in mobilising domestic savings.
View source ↗ - Newsfool.com·25d ago·Neutral
We Compared 100+ Credit Cards -- Here's the Best Balance Transfer Card for September 2026 My favorite balance transfer card offers 21 months of 0% intro APR. Here's why it's worth applying for, plus another great option.
View source ↗ - News (RSS)economictimes·25d ago·Negative
HDFC Bank shares fall 2% to fresh 52-week low despite victory in Credit Suisse AT1 bonds cases in Bahrain HDFC Bank shares fell despite the rejection of all seven Bahrain cases linked to Credit Suisse AT1 bonds. The stock remains under pressure amid governance concerns, recent losses and investor focus on earnings, while brokerages maintain positive views.
View source ↗ - News (RSS)yahoo·25d ago·Negative
Tether Expands Into Private Credit
View source ↗ - Newsfool.com·26d ago·Negative
Enjoy a $300 Stays Credit and Earn 75,000 Bonus Miles: Capital One Venture Rewards Credit Card's New Limited-Time Offer The Capital One Venture's new offer stacks a travel credit on top of bonus miles. Here's what to know and how to decide if it's for you.
View source ↗ - News (RSS)kiplinger·26d ago·Negative
Why the Navy Federal Flagship Premier Visa Signature® Credit Card Might Be Your New Favorite Travel Card If you're looking for a new travel credit card with a simple rewards structure, Navy Federal's new card could be the right fit. Discover its perks and trade-offs.
View source ↗ - 4chan /biz/biz·26d ago·Positive
All you scientists and mathematicians creating value right now aren't able to capture ANY of it. It's all getting scooped up by a tiny AI cabal hahahahahahaha You won't even get CREDIT hahahahahaha You are actually inside Hell right now and the fun is just starting :)
View source ↗ - Newszacks.com·26d ago·Negative
Is the Options Market Predicting a Spike in Credit Acceptance Stock? Investors need to pay close attention to CACC stock based on the movements in the options market lately.
View source ↗ - PodcastCompound And Friends·27d ago·Neutral
I think they're doing IPO stuff in 2022. Not like this, they were getting an allocation. They're now part of the syndicate. True. Yeah, I always find the magazine article stuff, and trying to point to these types of things is a little bit cute for me. That's what I think. Chart? Yeah. I don't know if I'm seeing anything that's just outright fraud. Is it illegal for, for example, I was in Rhode Island over the weekend? There's some sports betting there, you can't do it. But draft Kings flips thei
View source ↗ - News (RSS)economictimes·28d ago·Neutral
Spain mandates new 20-year green bond syndication, seeks to raise €4 billion Spain has announced a new initiative requiring banks to participate in a syndicated 20-year green government bond, aimed at generating about four billion euros soon. Leading financial institutions such as Barclays, BBVA, Credit Agricole CIB, J.P. Morgan, Morgan Stanley, and Santander will manage the offering. Additional primary dealers will be welcomed in the syndication while the funds raised will align with Spain's re
View source ↗ - News (RSS)ft·29d ago·Negative
FNZ: the Credit Suisse spinout haemorrhaging cash Wealth management software company plots US expansion and profitability but is once again asking investors for help
View source ↗ - News (RSS)zerohedge·30d ago·Neutral
FICO Crashes As Trump Housing Chief Pulte Cracks Mortgage-Score Monopoly FICO Crashes As Trump Housing Chief Pulte Cracks Mortgage-Score Monopoly "Equifax, Experian, and TransUnion have been overcharging Americans for far too long," Federal Housing Finance Agency Director Bill Pulte wrote on X late Thursday. The Trump administration's campaign against the cost of credit scores and reports used in the mortgage industry sent shares of Fair Isaac, the company behind FICO scores, as well as Equifax
View source ↗ - News (RSS)washingtonpost·30d ago·Negative
Credit card scammers are using this tactic to bury bank fraud alerts This kind of fraud, which is used to primarily target businesses, is now affecting ordinary consumers.
View source ↗ - Newsbusinesswire.com·32d ago·Negative
KBRA Assigns Preliminary Ratings to Driver UK Multi-Compartment S.A., Compartment Driver UK twelve LONDON--(BUSINESS WIRE)-- #creditratingagency--KBRA UK (KBRA) assigns preliminary ratings to two classes of notes issued by Driver UK Multi-Compartment S.A., acting for and on behalf of its Compartment Driver UK twelve (Driver UK 12), a United Kingdom auto loan receivables ABS transaction. Credit enhancement on the notes is comprised of overcollateralisation, subordination, a cash reserve account a
View source ↗ - News (RSS)zerohedge·32d ago·Neutral
OpenAI President Declares The "AGI Era" Has Officially Begun OpenAI President Declares The "AGI Era" Has Officially Begun OpenAI President Greg Brockman said Thursday that he believes the company has reached artificial general intelligence, and that its latest model, GPT-6 Astra, marks the beginning of the so-called "AGI era," according to Axios. Greg Brockman Photographer: Jordan Vonderhaar/Bloomberg Speaking to reporters, Brockman called Astra a "generational leap" and said it could eventually
View source ↗ - News (RSS)seekingalpha·32d ago·Negative
UBS faces fresh probe over Credit Suisse's handling of Nazi-linked accounts - report
View source ↗ - News (RSS)economictimes·33d ago·Negative
'Revolver' misfire hits credit card issuers: India's credit card boom sees lower bank profits Credit card profits are shrinking for Indian banks as spending rises. Customers now use cards more for payments than borrowing, reducing interest income. Interest-bearing balances have significantly fallen as a percentage of total card spending. This trend is impacting major lenders like HDFC Bank and SBI Cards. Analysts predict further profit margin declines in the coming years.
View source ↗ - Newsfool.com·34d ago·Negative
Here's What Happens When You Pay Down $10,000 in Credit Card Debt at Once -- and What to Do Next You just paid off $10,000 in credit card debt -- nice. Here's what happens to your credit score and what you should do next.
View source ↗ - PodcastCompound And Friends·34d ago·Positive
rush more of wealth tech early stage investors? Credit to you, but this is a growth investment. Am I a generational talent in investing in early investing in pre-IPO wealth tech companies? You are a generational talent, and you are a generational talent, and you regret your hair without a doubt. I almost think I am like a king minus in this space, you do have some good winners. All right, congrats to Jason, let's end there. I would also point out in the best stocks in the market list, we finally
View source ↗ - News (RSS)seekingalpha·34d ago·Negative
JBND: Intermediate Duration With High-Quality Credit
View source ↗ - News (RSS)forbes·34d ago·Negative
Trump Backs A Federal Film And Television Tax Credit President Trump is backing a federal film and television tax credit, building on GA and NC's incentives. Here's how it could work—and what it might cost states.
View source ↗ - News (RSS)zerohedge·35d ago·Neutral
The Fallacy Of Stable Prices The Fallacy Of Stable Prices Authored by George Ford Smith via Mises Institute, Though Herbert Hoover was a pioneer among presidents in getting the government to "do something" about a depression, he was no maverick. He had the support of distinguished court economists who promoted the idea that stable prices were the key to lasting prosperity. Common sense tells us that if we walk into a store and find prices consistently lower than they had been, we are better off,
View source ↗ - News (RSS)investing·35d ago·Negative
Bitcoin’s worst is over, former Credit Suisse risk head sees $150,000 by 2027
View source ↗ - Newsfool.com·36d ago·Neutral
How Long Does It Take to Pay Off $10,000 in Credit Card Debt? We Did the Math for 5 People See how much your monthly payment changes the payoff timeline on a five-figure balance -- and the fastest way to shrink it.
View source ↗ - Newsfool.com·37d ago·Negative
I Have a 650 Credit Score. Can I Still Get a Balance Transfer Card? Fair credit narrows your options but doesn't end them. See what issuers weigh beyond your score, and the fastest ways to improve your approval odds.
View source ↗ - Newsfool.com·37d ago·Neutral
We Compared 100+ Credit Cards -- These Made the Winner's List for 2026 Motley Fool Money's experts name the 2026 credit card award winners across cash back, groceries, and travel, and explain how each pick was chosen.
View source ↗ - News (RSS)zerohedge·37d ago·Neutral
Have We Really Learnt The Lessons Of The GFC? Have We Really Learnt The Lessons Of The GFC? Authored by Richard Ryan via BondVigilantes.com, It is 20 years ago this month that I sat in a pitch and listened to an investment bank describe their latest stroke of genius. In 2006, the Constant Proportion Debt Obligation (CPDO) was hailed as a financial innovation that appeared to offer something for nothing: a AAA-rated security paying a meaningful premium over cash. It was a structure that increased
View source ↗
Earnings
Thu, Oct 29(in 3 weeks)
Consensus estimate $12.36 per share
Typical surprise +0.9% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Aug 4$12.12 vs $12.20miss
- Tue, May 5$10.71 vs $10.61beat
- Thu, Jan 29$11.35 vs $10.30beat
- Thu, Oct 30$10.28 vs $9.87beat
- Thu, Jul 31$8.56 vs $9.84miss
- Wed, Apr 30$8.66 vs $10.31miss
Estimates and results for CACC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by CACC officers and directors.
- Bought
- —
- Sold
- $28.5m
0 trades
73 trades
- Watson Jill Fosssold
- Watson Jill Fosssold
- Watson Jill Fosssold
- Watson Jill Fosssold
- Watson Jill Fosssold
- Watson Jill Fosssold
- Watson Jill Fosssold
- Watson Jill Fosssold
27 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in CACC.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.