Price
No data yet.
Social Signal Score
Analyst Ratings
7 analystsRevenue
$72.44M+118.74%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- William Godfrey Smith Jr.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 902
- Beta
- 0.34
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.43
Financials
Revenue
$72.44M+118.7%Net Income
$16.28M+466.6%EBITDA
$23.07M+280.0%Free Cash Flow
$7.45M+204.5%EPS (diluted)
$0.95+458.8%Shares Outstanding (diluted)
17.13M+1.5%Operating Expenses
$33.16MCash & Debt
$67.12MReturn of Capital
$4.62MRevenue by Segment (annual)
$74.40MDividend per Share
$0.27Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $279.31M | $61.56M | $3.60 |
| 2024 | $262.22M | $52.91M | $3.12 |
| 2023 | $245.69M | $52.26M | $3.08 |
| 2022 | $200.56M | $33.41M | $1.97 |
| 2021 | $207.33M | $33.40M | $1.98 |
| 2020 | $211.53M | $31.58M | $1.88 |
| 2019 | $160.11M | $30.81M | $1.84 |
| 2018 | $144.98M | $26.22M | $1.54 |
| 2017 | $132.42M | $10.86M | $0.64 |
| 2016 | $128.36M | $11.75M | $0.69 |
| 2015 | $133.75M | $9.12M | $0.53 |
| 2014 | $124.69M | $9.26M | $0.53 |
| 2013 | $131.87M | $6.04M | $0.35 |
| 2012 | $140.28M | $108.0K | $0.01 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from CCBG's reported EPS growth of 57.3% a year over 13 years. Historical EPS growth of 57% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.
- EPS in 5 years
- $13.39
- Implied price
- $160.67
- Return from $49.66
- 26.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $79.88 — today's price is already 37.8% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 8 | 10 | 12 | 14 | 16 |
|---|---|---|---|---|---|
| 20.0% | 7.6% | 12.6% | 16.7% | 20.4% | 23.7% |
| 25.0% | 12.1% | 17.3% | 21.6% | 25.4% | 28.8% |
| 30.0% | 16.6% | 21.9% | 26.5% | 30.4% | 34.0% |
| 35.0% | 21.1% | 26.6% | 31.3% | 35.4% | 39.1% |
| 40.0% | 25.6% | 31.3% | 36.2% | 40.5% | 44.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+0.00%Social Signal Score
Mentions (3)
- Newszacks.com·5d ago·Positive
Why Capital City Bank (CCBG) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Capital City Bank (CCBG) have what it takes?
View source ↗ - Newszacks.com·21d ago·Positive
Capital City Bank (CCBG) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Capital City Bank (CCBG) have what it takes?
View source ↗ - Newszacks.com·56d ago·Positive
Why Capital City Bank (CCBG) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Capital City Bank (CCBG) have what it takes?
View source ↗
Earnings
Tue, Oct 20(in 2 weeks)
Consensus estimate $0.94 per share
Typical surprise +7.3% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Jul 21$0.95 vs $0.90beat
- Mon, Apr 20$0.92 vs $0.85beat
- Tue, Jan 27$0.80 vs $0.89miss
- Tue, Oct 21$0.93 vs $0.87beat
- Tue, Jul 22$0.88 vs $0.79beat
- Mon, Apr 21$0.99 vs $0.74beat
Estimates and results for CCBG via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by CCBG officers and directors.
- Bought
- —
- Sold
- $607k
0 trades
2 trades
- Barron Thomas Asold
- Barron Thomas Asold
98 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in CCBG.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.