CINF logo

CINF Cincinnati Financial Corporation

NASDAQ Global Select · Insurance - Property & Casualty · Financial Services

$173.17
+0.50 (+0.29%)

Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commerci…

Market Cap: $26.58Bwww.cinfin.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

105
9397101105
Aug 5Aug 15

Quote

Day Range
$171.85 – $173.76
52-Week Range
$149.60 – $194.81
Volume
$244.4K
Market Cap
$26.58B
50-Day Avg
$176.88
200-Day Avg
$166.48
Prev Close
$172.67
Open
$173.28

Valuation & Ratios

P/E Ratio
10.77
EPS
$15.17
P/B Ratio
1.62
P/S Ratio
2.04
Debt/Equity
0.06
Current Ratio
1.29
Dividend Yield
+2.0%
Gross Margin
+47.4%

Returns & Efficiency

Return on Equity
+15.0%
Return on Assets
+5.8%
FCF Yield
+12.0%
EV/EBITDA
7.88

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$12.63B$2.39B$15.17
2024$11.34B$2.29B$14.65
2023$10.01B$1.84B$11.74
2022$6.56B$-487.00M$-3.06
2021$9.63B$2.97B$18.30

Social Signal Score

50
5d
50
2 mentions
30d
51
3 mentions
60d
51
3 mentions
90d
51
3 mentions
podcast: 1 · rss: 2

Earnings

Mon, Oct 26(in 2 months)

Consensus estimate $1.89 per share

6of 7 quarters beat consensus

Typical surprise +33.2% (median, so one quarter with a near-zero estimate can't distort it)

  • Mon, Jul 27$1.43 vs $1.84miss
  • Mon, Apr 27$2.10 vs $1.95beat
  • Mon, Feb 9$3.37 vs $2.90beat
  • Mon, Oct 27$2.85 vs $2.14beat
  • Mon, Jul 28$1.97 vs $1.41beat
  • Mon, Apr 28$-0.24 vs $-0.62beat

Estimates and results for CINF via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from CINF's reported EPS growth of -4.6% a year over 4 years.

EPS in 5 years
$11.99
Implied price
$131.86
Return from $173.17
-5.3% a year

To earn 15.0% a year on these assumptions you'd need to buy at $65.56 -62.1% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E79111315
-14.6%-22.6%-18.6%-15.2%-12.4%-9.8%
-9.6%-18.0%-13.8%-10.3%-7.2%-4.5%
-4.6%-13.5%-9.0%-5.3%-2.1%0.8%
0.4%-9.0%-4.3%-0.3%3.0%6.0%
5.4%-4.4%0.5%4.6%8.2%11.3%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (3)

  • News (RSS)aljazeera·7h ago·Neutral

    Venus Williams hits 13-game tennis losing streak with Cincinnati Open exit Seven-time Grand Slam winner Venus Williams defeated 6-2, 6-2 by Emiliana Arango in the first round of Cincinnati Open.

    View source ↗
  • PodcastAll In·19h ago·Neutral

    All right, everybody. Welcome back. We all in podcast. The number one podcast in the world. David Sachs and Evan Baker are with us this week. We got a, we got a short crew, but a long docket. And we are going to rock at how are you doing? Gavin, nice to see you. Fantastic. You're still in that space X after glow. This is the biggest win of your career, correct? You know, it's a space X was a magical moment. There's, you know, there's only one space X. But yeah, to quote Bill Bellachek, you know,

    View source ↗
  • News (RSS)wsj·9d ago·Neutral

    I Didn’t Realize How Addicted I Was to My Phone—Until I Went to Prison A former Cincinnati politician writes about the irony of his involuntary separation from his constantly chirping device.

    View source ↗