Price
No data yet.
Social Signal Score
Analyst Ratings
2 analystsRevenue
$22.28M+135.77%Company Profile
- CEO
- Stacy Brantley
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 246
- Beta
- 0.07
- Country
- US
- Piotroski score
- 4 / 9 (Middling)
- Altman Z-score
- 0.12
Financials
Revenue
$22.28M+135.8%Net Income
$3.19M+82.3%EBITDA
$3.83M+77.3%Free Cash Flow
$0.00-100.0%EPS (diluted)
$0.56+55.6%Shares Outstanding (diluted)
5.71M+17.0%Operating Expenses
$6.94MCash & Debt
$17.51MReturn of Capital
$0.00Revenue by Segment (annual)
$8.16MDividend per Share
$0.02Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $82.64M | $8.15M | $1.44 |
| 2024 | $73.95M | $5.49M | $0.98 |
| 2023 | $57.07M | $1.85M | $0.33 |
| 2022 | $49.76M | $9.62M | $1.72 |
| 2021 | $49.88M | $7.49M | $1.34 |
| 2020 | $50.17M | $6.93M | $1.24 |
| 2019 | $44.27M | $5.90M | $1.17 |
| 2018 | $39.20M | $6.67M | $1.36 |
| 2017 | $37.92M | $3.70M | $0.76 |
| 2016 | $37.10M | $6.74M | $1.38 |
| 2015 | $38.75M | $7.59M | $1.56 |
| 2014 | $38.59M | $7.45M | $1.53 |
| 2013 | $38.55M | $7.15M | $1.47 |
| 2012 | $40.60M | $6.78M | $1.40 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from CIZN's reported EPS growth of 0.2% a year over 13 years.
- EPS in 5 years
- $1.46
- Implied price
- $7.28
- Return from $9.15
- -4.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $3.62 — -60.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 1 | 3 | 5 | 7 | 9 |
|---|---|---|---|---|---|
| -9.8% | -37.7% | -22.3% | -14.0% | -8.0% | -3.3% |
| -4.8% | -34.2% | -18.0% | -9.2% | -2.9% | 2.1% |
| 0.2% | -30.8% | -13.7% | -4.5% | 2.2% | 7.5% |
| 5.2% | -27.3% | -9.4% | 0.3% | 7.3% | 12.8% |
| 10.2% | -23.8% | -5.1% | 5.1% | 12.4% | 18.2% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
163+226.67%Social Signal Score
Mentions (11)
- Newsbenzinga.com·19h ago·Positive
QUICK SPARK: Citizens Turns Bullish on Ondas Stock Citizens turned bullish on Monday on autonomous-systems firm Ondas Inc. (NASDAQ:ONDS), initiating coverage with an Outperform rating as it pitches the company as a diversified platform positioned for growth.
View source ↗ - Newsmarketbeat.com·1d ago·Neutral
First Citizens BancShares vs MP Materials: A Tale of 2 Regulation Bets Washington has spent the past year and a half writing checks to private companies, and the scoreboard on those investments has been rough. The quieter story—a lighter supervisory touch on banks—has barely made the front page.
View source ↗ - Newsprnewswire.com·5d ago·Neutral
First Citizens BancShares, Inc. Announces Date of Third Quarter 2026 Earnings Call RALEIGH, N.C., Sept. 30, 2026 /PRNewswire/ -- First Citizens BancShares, Inc. ("BancShares") (NASDAQ: FCNCA) today announced it will report its financial results for the quarter ended September 30, 2026, before the U.S. financial markets open on Friday, October 23, 2026.
View source ↗ - Newszacks.com·7d ago·Positive
Citizens Financial Gains 22.2% in a Year: How to Play the Stock Now? Shares of Citizens Financial Group, Inc. CFG have gained 22.2% in the past year, outperforming the industry's 18.8% growth.
View source ↗ - Newsprnewswire.com·19d ago·Positive
Graphic Packaging Earns Top-Five Ranking Among 100 Best Corporate Citizens Recognition highlights the company's positive impact on communities, workers and the environment worldwide ATLANTA, Sept. 17, 2026 /PRNewswire/ -- Graphic Packaging Holding Company (NYSE: GPK), a global leader in sustainable consumer packaging, has been recognized among America's leading corporate citizens, ranking No.
View source ↗ - Newsbusinesswire.com·19d ago·Negative
Citizens Financial Group Announces Prime Rate Change PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) announced today that Citizens Bank, N.A. has increased its prime lending rate to 7.00 percent from 6.75 percent, effective Thursday, September 17, 2026. About Citizens Financial Group, Inc. Citizens Financial Group, Inc. is one of the nation's oldest and largest financial institutions, with $233.8 billion in assets as of June 30, 2026. Headquartered in Providence, Rh
View source ↗ - Newsprnewswire.com·22d ago·Neutral
First Citizens Bank Provides $157 Million to Morningstar Properties Funding will be used to refinance Blue Doors Storage Fund IV RALEIGH, N.C., Sept. 14, 2026 /PRNewswire/ -- First Citizens Bank today announced that its Middle Market Banking business provided $157 million in financing to Morningstar Properties, a leading investor in and operator of self-storage facilities, marinas, and other specialty real estate assets.
View source ↗ - Newsprnewswire.com·28d ago·Negative
First Citizens Bank Completes Branch Acquisition, Expanding Presence Across the Midwest, Great Plains and West Associated client accounts have transitioned to First Citizens Bank platforms Regional leadership appointments, $1 million giving commitment reinforce Bank's investment in local banking with a relationship-driven approach RALEIGH, N.C., Sept. 8, 2026 /PRNewswire/ -- First Citizens Bank today announced the successful conversion of 138 branches that it acquired from BMO Bank N.A.
View source ↗ - Newsseekingalpha.com·35d ago·Neutral
Citizens Financial Group: Diversified Growth Supports Q2 2026 Earnings Citizens Financial Group is rated BUY, targeting a 16–18% ROTCE, with 2Q26 ROTCE at 13.9%. CFG delivered robust 2Q26 results: 14% net interest income growth, 35% net income growth, and strong capital markets and private banking momentum. CFG trades at a 13% discount to sector median P/B, with forward ROE projected 486% above peers, supporting valuation upside.
View source ↗ - Newsseekingalpha.com·37d ago·Positive
Despite Recent Gains, Opportunity Remains With Citizens Financial Services Citizens Financial Services is rated Buy, driven by strong profit growth, operational metrics, and discounted valuation despite recent share price gains. CZFS's Q2 2026 EPS beat expectations, net interest margin expanded to 3.69%, and tangible book value per share rose 17.6% year over year. Forward PE of 9.29 remains below regional peers, with the company likely to exceed its FY 2026 earnings projection.
View source ↗ - Newsprnewswire.com·55d ago·Neutral
Revman International Secures $87 million from First Citizens Bank First Citizens' Commercial Bank provides expanded ABL revolver and factoring, commercial real estate loan and treasury management solutions RALEIGH, N.C., Aug. 12, 2026 /PRNewswire/ -- Revman International ("Revman") today announced it received expanded funding and banking solutions from First Citizens Bank.
View source ↗
Insider trading
Open-market buys and sells by CIZN officers and directors.
- Bought
- $747k
- Sold
- —
23 trades
0 trades
- Branch Phillip Rbought
- Branch Phillip Rbought
- King Herbert Abought
- Brantley Stacy Mbought
- Brantley Stacy Mbought
- Brantley Stacy Mbought
- Dungan Vincent Craigbought
- Dungan Vincent Craigbought
77 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in CIZN.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.