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CLBK Columbia Financial, Inc.

NASDAQ Global Select · Banks - Regional · Financial Services

$11.79
+0.08 (+0.68%)

Columbia Financial, Inc. operates as a bank holding company, delivering a comprehensive array of financial solutions to both corporate clients and individual consumers, primarily within the United States. Its deposit offerings encompass various options, including non-interest-bearing checking accounts for businesses and individuals, interest-bearing checking and municipal accounts, savings and clu…

Market Cap: $2.63Bwww.columbiabankonline.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

100
100
Aug 13Aug 13

Quote

Day Range
$11.62 – $11.80
52-Week Range
$6.21 – $11.84
Volume
$4.03M
Market Cap
$2.63B
50-Day Avg
$10.11
200-Day Avg
$8.43
Prev Close
$11.71
Open
$11.71

Valuation & Ratios

P/E Ratio
30.45
EPS
$0.23
P/B Ratio
1.36
P/S Ratio
3.10
Debt/Equity
1.02
Current Ratio
0.08
Dividend Yield
+0.0%
Gross Margin
+50.3%

Returns & Efficiency

Return on Equity
+4.5%
Return on Assets
+0.5%
FCF Yield
+3.7%
EV/EBITDA
35.11

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$507.44M$51.77M$0.23
2024$453.32M$-11.65M$-0.05
2023$422.36M$36.09M$0.16
2022$340.07M$86.17M$0.37
2021$308.98M$92.05M$0.40

Social Signal Score

50
5d
50
1 mentions
30d
50
1 mentions
60d
50
1 mentions
90d
50
1 mentions
news: 1

Earnings

Mon, Oct 19(in 2 months)

Consensus estimate $0.06 per share

5of 7 quarters beat consensus

Typical surprise +1.3% (median, so one quarter with a near-zero estimate can't distort it)

  • Thu, Jul 30$0.15 vs $0.07beat
  • Wed, Apr 29$0.07 vs $0.07miss
  • Tue, Feb 3$0.07 vs $0.07beat
  • Thu, Oct 23$0.07 vs $0.06beat
  • Wed, Jul 30$0.05 vs $0.05beat
  • Wed, Apr 30$0.04 vs $0.02beat

Estimates and results for CLBK via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from CLBK's reported EPS growth of -12.7% a year over 4 years.

EPS in 5 years
$0.12
Implied price
$3.53
Return from $11.79
-21.4% a year

To earn 15.0% a year on these assumptions you'd need to buy at $1.75 -85.1% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E2025303540
-22.7%-35.9%-32.9%-30.4%-28.3%-26.3%
-17.7%-31.7%-28.6%-25.9%-23.6%-21.5%
-12.7%-27.6%-24.2%-21.4%-19.0%-16.8%
-7.7%-23.4%-19.9%-16.9%-14.3%-12.0%
-2.7%-19.3%-15.6%-12.4%-9.7%-7.2%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newszacks.com·2d ago·Neutral

    Can Columbia Financial (CLBK) Run Higher on Rising Earnings Estimates? Columbia Financial (CLBK) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

    View source ↗