Price
No data yet.
Social Signal Score
Analyst Ratings
57 analystsRevenue
$19.86B+184.62%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Richard D. Fairbank
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 78,400
- Beta
- 1.02
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- -0.29
Financials
Revenue
$19.86B+184.6%Net Income
$3.02B+200.5%EBITDA
$7.85B+269.6%Free Cash Flow
$9.00B+189.4%EPS (diluted)
$4.73+148.9%Shares Outstanding (diluted)
621.10M+22.8%Operating Expenses
$8.55BCash & Debt
$56.74BReturn of Capital
$3.37BRevenue by Segment (annual)
$8.06BDividend per Share
$0.80Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $69.25B | $2.45B | $4.03 |
| 2024 | $53.94B | $4.75B | $11.61 |
| 2023 | $49.48B | $4.89B | $11.98 |
| 2022 | $38.37B | $7.36B | $17.91 |
| 2021 | $32.03B | $12.39B | $27.04 |
| 2020 | $31.64B | $2.71B | $5.19 |
| 2019 | $33.77B | $5.55B | $11.10 |
| 2018 | $31.88B | $6.01B | $11.90 |
| 2017 | $30.00B | $1.98B | $3.52 |
| 2016 | $27.52B | $3.75B | $6.96 |
| 2015 | $25.04B | $4.05B | $7.15 |
| 2014 | $23.87B | $4.43B | $7.71 |
| 2013 | $24.18B | $4.34B | $7.05 |
| 2012 | $23.18B | $3.72B | $6.21 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from COF's reported EPS growth of -3.3% a year over 13 years.
- EPS in 5 years
- $3.84
- Implied price
- $69.05
- Return from $194.72
- -18.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $34.33 — -82.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 15 | 18 | 21 | 24 |
|---|---|---|---|---|---|
| -13.3% | -32.8% | -29.7% | -27.1% | -24.8% | -22.8% |
| -8.3% | -28.9% | -25.7% | -22.9% | -20.5% | -18.4% |
| -3.3% | -25.1% | -21.6% | -18.7% | -16.2% | -13.9% |
| 1.7% | -21.2% | -17.6% | -14.5% | -11.8% | -9.5% |
| 6.7% | -17.3% | -13.5% | -10.3% | -7.5% | -5.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
60-14.29%Social Signal Score
Mentions (21)
- Newsbusinesswire.com·5d ago·Positive
Capital One Research Highlights Correlation Between Vehicle Access and Economic Opportunity MCLEAN, Va.--(BUSINESS WIRE)--Physical mobility has long been associated with economic opportunity. New national survey data from Capital One Auto released today offers fresh insights into consumer perceptions of that connection—including a self-reported average of ~$21,000 in additional annual earning potential among adults lacking consistent vehicle access, alongside a 70% consumer demand for more guida
View source ↗ - Newszacks.com·6d ago·Positive
Why Capital One (COF) is a Top Value Stock for the Long-Term Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
View source ↗ - Newszacks.com·7d ago·Neutral
Fed Considers Higher Asset Thresholds: What it Means for Banks Fed considers higher bank asset thresholds that could ease regulatory burdens, and give banks more room to grow and pursue M&A.
View source ↗ - News247wallst.com·9d ago·Neutral
‘It Won’t Work’: Clark Howard Warns Capital One Quietly Moved Its Cheapest Customers to Discover Capital One quietly shifted certain cardholders onto a network that gets declined at hotel desks and taxi stands across Europe and Asia, and the reason comes down to a financial calculation most customers never see coming.
View source ↗ - Newszacks.com·13d ago·Positive
These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar The Zacks Earnings ESP is a great way to find potential earnings surprises. Why investors should take advantage now.
View source ↗ - Newsmarketbeat.com·18d ago·Negative
Capital One Sees Resilient Consumers as Discover Integration Targets 2027 Finish Capital One Financial NYSE: COF CEO Richard Fairbank said the company continues to see consumer strength across its portfolio, with credit performance, spending trends and bank balances remaining resilient despite concerns about inflation, energy prices and broader economic uncertainty.
View source ↗ - News (RSS)seekingalpha·19d ago·Positive
Capital One Financial Corporation (COF) Presents at Barclays 24th Annual Global Financial Services Conference Transcript
View source ↗ - Newsseekingalpha.com·19d ago·Positive
Capital One Financial Corporation (COF) Presents at Barclays 24th Annual Global Financial Services Conference Transcript Capital One Financial Corporation (COF) Presents at Barclays 24th Annual Global Financial Services Conference Transcript
View source ↗ - Newsbusinessinsider.com·23d ago·Neutral
I visited Capital One's lounge at LaGuardia. I loved the free steak and shrimp, but I'll do 1 thing differently next time. Business Insider editor Jane Zhang utilized Capital One's lounge at LaGuardia Airport ahead of her flight home. Thanks to lounge access through her credit card, she enjoyed tapas, steak, shrimp, and mocktails.
View source ↗ - Newsseekingalpha.com·25d ago·Neutral
Capital One Financial Preferreds Update: COF-N Is The Buy Capital One Financial Corporation preferreds offer attractive 7.1% yields, with strong dividend coverage and low call risk due to their low coupons. COF's robust financials—32x net income coverage and 9.8x par coverage—support preferred dividend security, even after the Discover acquisition. All five COF preferreds are rated BB and non-cumulative, and are past their Call dates.
View source ↗ - Newsreuters.com·26d ago·Neutral
Focus: Capital One and JPMorgan bet that fighting Trump may be safer than settling As U.S. President Donald Trump pressures institutions he views as adversaries, JPMorgan Chase and Capital One are fighting back. It is a strategy that legal experts and industry sources say may carry fewer risks than giving in.
View source ↗ - Newszacks.com·27d ago·Positive
Why Capital One (COF) is a Top Momentum Stock for the Long-Term Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
View source ↗ - News (RSS)yahoo·28d ago·Negative
Capital One Financial Stock: Is COF Underperforming the Financial Services Sector?
View source ↗ - Newszacks.com·28d ago·Positive
Here's Why Capital One (COF) is a Strong Value Stock Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
View source ↗ - Newsseekingalpha.com·33d ago·Positive
Capital One: Resilient Consumer Trends Make Shares Attractive Capital One Financial is rated a buy, supported by resilient consumer credit trends and strong earnings momentum. COF's Q2 net interest margin rose to 8.01% and earnings reached $5.81, beating expectations by $1.12. Reserve coverage remains robust at 5.02% of loans, and capital returns are strong with a 1.5% yield and aggressive buybacks.
View source ↗ - Newsfool.com·34d ago·Neutral
Berkshire Hathaway Just Sold 3 Bank Stocks. Here's Why Investors Should Take Notice Berkshire Hathaway reduced its positions in Capital One, Bank of America, and Ally Financial. The Capital One sale was the largest in percentage terms, while Bank of America had the largest dollar amount.
View source ↗ - Newsbusinesswire.com·41d ago·Negative
Capital One Business Travel Limited Time Offer Ends Sept. 7 for New Spark Cash Plus and Spark Cash Cardholders MCLEAN, Va.--(BUSINESS WIRE)--Capital One announced that its limited time travel credit offer for new Spark Cash Plus and Spark Cash business credit card customers will end on September 7, 2026. The new offer helps small business owners cut travel costs and simplify corporate booking, policies, and expense management. Customers can earn rewards on everyday business purchases while unloc
View source ↗ - Newszacks.com·46d ago·Neutral
Capital One (COF) Up 9.6% Since Last Earnings Report: Can It Continue? Capital One (COF) reported earnings 30 days ago. What's next for the stock?
View source ↗ - News (RSS)seekingalpha·50d ago·Negative
Capital One Financial: Solid 7% Yield From Series I Preferred Shares
View source ↗ - Newsseekingalpha.com·50d ago·Negative
…From Series I Preferred Shares Capital One Financial offers five preferred shares, with Series I favored for its higher dividend and lower interest rate sensitivity. COF's acquisition of Discover Financial has been well integrated, supporting stable net interest income and improved yield spreads above 7% for five consecutive quarters. Loan growth remains robust at 4.5% year-over-year, while deposit growth and a stable 90% loan-to-deposit ratio underpin balance sheet strength.
View source ↗ - News (RSS)zerohedge·52d ago·Positive
…oger (KR), 11MM shares sold bringing total to 39MM shares worth $2.2BN Ally Financial (ALLY), 2MM shares sold bringing total to 27MM shares worth $1.2BN Capital One (COF), 4.2MM shares sold bringing total to 3MM shares worth $602MM Nucor (NUE), 2MM shares sold bringing total to 1.9MM shares worth $413MM Exits: Entire position in Constellation Brands (STZ) for $95MM as of March 31. Full breakdown: Source: Edgar Tyler Durden Fri, 08/14/2026 - 18:50
View source ↗
Earnings
Tue, Oct 20(in 2 weeks)
Consensus estimate $5.49 per share
Typical surprise +11.5% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Jul 21$5.81 vs $4.79beat
- Tue, Apr 21$4.42 vs $4.50miss
- Thu, Jan 22$3.86 vs $4.14miss
- Tue, Oct 21$5.95 vs $4.49beat
- Tue, Jul 22$5.48 vs $4.05beat
- Tue, Apr 22$4.06 vs $3.64beat
Estimates and results for COF via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by COF officers and directors.
- Bought
- —
- Sold
- $19.4m
0 trades
37 trades
- Karam Celiasold
- Dean Liasold
- Cooper Matthew Wsold
- Dean Liasold
- Dean Liasold
- Karam Celiasold
- Karam Celiasold
- Mouadeb Mark Danielsold
63 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Alan Armstrongsenate · disclosed Jul 21, 2026 (116d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Jun 11, 2026 (41d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed May 13, 2026 (30d later)Buy$15,001 - $50,000
- Gilbert Ray Cisneroshouse · CA31 · disclosed Mar 10, 2026 (28d later)Sell$1,001 - $15,000
- Gilbert Ray Cisneroshouse · CA31 · disclosed Feb 13, 2026 (35d later)Buy$1,001 - $15,000
- Markwayne Mullinsenate · OK · disclosed Jan 16, 2026 (18d later)Buy$50,001 - $100,000
- Julie Johnsonhouse · TX32 · disclosed Jan 16, 2026 (29d later)Sell$1,001 - $15,000
- Julie Johnsonhouse · TX32 · disclosed Dec 12, 2025 (29d later)Sell$1,001 - $15,000
- Markwayne Mullinsenate · OK · disclosed Dec 5, 2025 (25d later)Buy$50,001 - $100,000
- Ro Khannahouse · CA17 · disclosed Nov 14, 2025 (44d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Nov 14, 2025 (44d later)Buy$1,001 - $15,000
- Val Hoylehouse · OR04 · disclosed Oct 10, 2025 (17d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Oct 3, 2025 (28d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Oct 3, 2025 (16d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Oct 3, 2025 (8d later)Buy$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Sep 26, 2025 (550d later)Sell$100,001 - $250,000
- Julie Johnsonhouse · TX32 · disclosed Sep 12, 2025 (29d later)Sell$1,001 - $15,000
- Val Hoylehouse · OR04 · disclosed Sep 12, 2025 (98d later)Buy$1,001 - $15,000
- Neal Patrick Dunnhouse · FL02 · disclosed Aug 13, 2025 (72d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Aug 8, 2025 (37d later)Buy$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.