Price
No data yet.
Social Signal Score
Revenue
$330.02M+11.73%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- William Bruce Swain Jr.
- Sector
- Financial Services
- Industry
- Insurance - Brokers
- Employees
- 9,943
- Beta
- 0.59
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
Financials
Revenue
$330.02M+11.7%Net Income
$13.45M+22.9%EBITDA
$32.75M+0.5%Free Cash Flow
$27.73M-14.7%EPS (diluted)
$0.27+35.0%Shares Outstanding (diluted)
48.98M-13.1%Operating Expenses
$69.66MCash & Debt
$69.42MReturn of Capital
$7.17MRevenue by Segment (annual)
$1.31BDividend per Share
$0.08Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.31B | $19.63M | $0.40 |
| 2024 | $1.34B | $26.60M | $0.54 |
| 2023 | $1.32B | $30.61M | $0.63 |
| 2022 | $1.23B | $-18.30M | $-0.37 |
| 2021 | $1.14B | $30.69M | $0.58 |
| 2020 | $1.02B | $28.30M | $0.54 |
| 2019 | $1.05B | $12.48M | $0.18 |
| 2018 | $1.12B | $25.98M | $0.51 |
| 2017 | $1.16B | $27.66M | $0.53 |
| 2016 | $1.18B | $35.97M | $0.68 |
| 2015 | $1.24B | $-45.49M | $-0.79 |
| 2014 | $1.22B | $30.62M | $0.58 |
| 2013 | $1.25B | $50.98M | $0.95 |
| 2012 | $1.27B | $48.89M | $0.99 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from CRD-B's reported EPS growth of -6.7% a year over 13 years.
- EPS in 5 years
- $0.28
- Implied price
- $7.84
- Return from $12.24
- -8.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $3.90 — -68.2% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 20 | 24 | 28 | 32 | 36 |
|---|---|---|---|---|---|
| -16.7% | -23.6% | -20.8% | -18.3% | -16.1% | -14.1% |
| -11.7% | -19.1% | -16.1% | -13.4% | -11.1% | -9.0% |
| -6.7% | -14.5% | -11.3% | -8.5% | -6.0% | -3.8% |
| -1.7% | -9.9% | -6.5% | -3.6% | -1.0% | 1.3% |
| 3.3% | -5.3% | -1.8% | 1.3% | 4.0% | 6.5% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120Social Signal Score
Mentions (1)
- Newszacks.com·5h ago·Positive
Best Income Stocks to Buy for August 24th CURI, CRI and CRD.B made it to the Zacks Rank #1 (Strong Buy) income stocks list on August 24th, 2026.
View source ↗
Earnings
Mon, Nov 2(in 2 months)
Consensus estimate $0.31 per share
Typical surprise -9.6% (median, so one quarter with a near-zero estimate can't distort it)
- Mon, Aug 3$0.38 vs $0.27beat
- Mon, May 4$0.16 vs $0.21miss
- Mon, Mar 2$0.15 vs $0.23miss
- Mon, Nov 3$0.25 vs $0.26miss
- Mon, Aug 4$0.22 vs $0.24miss
- Fri, May 9$0.21 vs $0.20beat
Estimates and results for CRD-B via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by CRD-B officers and directors.
- Bought
- —
- Sold
- $15.1m
0 trades
15 trades
- Bart Andrew Johnsold
- Bart Andrew Johnsold
- Bart Andrew Johnsold
- Bart Andrew Johnsold
- Crawford Jesse Csold
- Bart Andrew Johnsold
- Bart Andrew Johnsold
- Bart Andrew Johnsold
85 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.