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CRZBY Commerzbank AG

Other OTC · Banks - Regional · Financial Services

$46.12
-0.07 (-0.15%)

Commerzbank AG is a leading global financial institution providing a comprehensive array of banking and capital market services. Its clientele is diverse, spanning individual consumers, small businesses, multinational corporations, financial service providers, and institutional investors worldwide. The company operates through two main divisions: "Private and Small-Business Customers" and "Corpora…

Market Cap: $52.17Bwww.commerzbank.de

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

100
808793100
Aug 12Aug 14

Quote

Day Range
$45.84 – $46.12
52-Week Range
$33.63 – $46.28
Volume
$996.00
Market Cap
$52.17B
50-Day Avg
$43.26
200-Day Avg
$40.80
Prev Close
$46.19
Open
$45.88

Valuation & Ratios

P/E Ratio
18.30
EPS
$2.33
P/B Ratio
1.20
P/S Ratio
3.80
Debt/Equity
4.22
Current Ratio
455.82
Dividend Yield
+2.5%
Gross Margin
+93.5%

Returns & Efficiency

Return on Equity
+7.8%
Return on Assets
+0.4%
FCF Yield
+119.7%
EV/EBITDA
25.68

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$10.69B$2.63B$1.97
2024$25.25B$2.68B$2.08
2023$21.71B$2.22B$1.63
2022$14.26B$1.44B$0.99
2021$12.06B$430.00M$0.23

Social Signal Score

41
5d
41
2 mentions
30d
41
2 mentions
60d
41
2 mentions
90d
41
2 mentions
news: 2

Earnings

Thu, Nov 5(in 3 months)

Consensus estimate $0.89 per share

5of 7 quarters beat consensus

Typical surprise +9.8% (median, so one quarter with a near-zero estimate can't distort it)

  • Thu, Aug 6$0.90 vs $0.82beat
  • Fri, May 8$0.98 vs $0.87beat
  • Wed, Feb 11$0.72 vs $0.64beat
  • Thu, Nov 6$0.61 vs $0.67miss
  • Wed, Aug 6$0.22 vs $0.67miss
  • Fri, May 9$0.77 vs $0.74beat

Estimates and results for CRZBY via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from CRZBY's reported EPS growth of 71.1% a year over 4 years. Historical EPS growth of 71% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.

EPS in 5 years
$8.65
Implied price
$155.66
Return from $46.12
27.5% a year

To earn 15.0% a year on these assumptions you'd need to buy at $77.39 — today's price is already 40.4% below that.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E1215182124
20.0%8.6%13.5%17.7%21.4%24.7%
25.0%13.1%18.2%22.6%26.5%29.9%
30.0%17.6%23.0%27.5%31.5%35.1%
35.0%22.1%27.7%32.4%36.6%40.3%
40.0%26.7%32.4%37.4%41.7%45.5%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (2)

  • Newsreuters.com·1d ago·Neutral

    Focus: Culture clash: How Orcel's profit-boosting recipe could prove a bitter pill for Commerzbank UniCredit's CEO Andrea Orcel has a blueprint for Commerzbank: slash costs, strip out management layers and push harder for revenue ​growth, a formula that has helped transform the Italian lender into one of Europe's most profitable banks.

    View source ↗
  • Newsreuters.com·3d ago·Negative

    ECB leaning towards approving UniCredit's Commerzbank bid The ECB is leaning towards approving UniCredit's ​takeover of Germany's Commerzbank , an internal document detailing its preliminary view of the Italian bank's attempt to ‌create one of Europe's largest lenders shows.

    View source ↗