Price
No data yet.
Social Signal Score
Analyst Ratings
1 analystRevenue
$6.28B+163.83%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Bettina Orlopp
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 40,812
- Beta
- 0.68
- Country
- DE
- Piotroski score
- 4 / 9 (Middling)
- Altman Z-score
- -0.66
Financials
Revenue
$6.28B+163.8%Net Income
$911.85MEBITDA
$1.39BFree Cash Flow
$0.00-100.0%EPS (diluted)
$0.85Shares Outstanding (diluted)
1.08B-13.7%Operating Expenses
$0.00Cash & Debt
$58.94BDividend per Share
$1.28Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $10.69B | $2.63B | $1.97 |
| 2024 | $25.25B | $2.68B | $2.08 |
| 2023 | $21.71B | $2.22B | $1.63 |
| 2022 | $14.26B | $1.44B | $0.99 |
| 2021 | $12.06B | $430.00M | $0.23 |
| 2020 | $11.37B | $-2.87B | $-2.35 |
| 2019 | $12.54B | $585.00M | $0.47 |
| 2018 | $12.49B | $862.00M | $0.69 |
| 2017 | $12.65B | $128.00M | $0.10 |
| 2016 | $13.75B | $279.00M | $0.22 |
| 2015 | $15.43B | $1.08B | $0.90 |
| 2014 | $16.24B | $266.00M | $0.23 |
| 2013 | $17.29B | $81.00M | $0.09 |
| 2012 | $20.07B | $-47.00M | $-0.08 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $3.42
- Implied price
- $61.60
- Return from $44.10
- 6.9% a year
To earn 15.0% a year on these assumptions you'd need to buy at $30.63 — -30.6% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 15 | 18 | 21 | 24 |
|---|---|---|---|---|---|
| -2.0% | -10.5% | -6.5% | -3.0% | 0.1% | 2.8% |
| 3.0% | -6.0% | -1.7% | 2.0% | 5.2% | 8.0% |
| 8.0% | -1.4% | 3.1% | 6.9% | 10.3% | 13.2% |
| 13.0% | 3.1% | 7.9% | 11.9% | 15.4% | 18.5% |
| 18.0% | 7.7% | 12.6% | 16.8% | 20.5% | 23.7% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
78+158.33%Social Signal Score
Mentions (14)
- Newsreuters.com·6d ago·Negative
Berlin expects UniCredit commitments on Commerzbank, sources say Berlin expects UniCredit to make clear commitments on jobs and Germany as a business location, government sources said on Tuesday, as the Italian lender moves closer to taking control of Commerzbank.
View source ↗ - Newsreuters.com·7d ago·Negative
UniCredit's Andrea Orcel moves to seize control of Commerzbank within months, FT reports UniCredit CEO Andrea Orcel is preparing to take control of Commerzbank and overhaul its supervisory board as early as January, the Financial Times reported on Tuesday, citing people familiar with the matter.
View source ↗ - Newsseekingalpha.com·11d ago·Positive
Commerzbank AG (CRZBY) Presents at Bank of America 31st Annual Financials CEO Conference Transcript Commerzbank AG (CRZBY) Presents at Bank of America 31st Annual Financials CEO Conference Transcript
View source ↗ - Newsreuters.com·12d ago·Neutral
Commerzbank could buy UniCredit's HVB as part of bank tie-up, CEO says Commerzbank could potentially buy UniCredit's German bank HVB in shares as the German and Italian banks work on a possible merger, Commerzbank's CEO Bettina Orlopp said on Thursday.
View source ↗ - Newsseekingalpha.com·17d ago·Neutral
UniCredit: Stronger Earnings Quality And Commerzbank Optionality Support The Buy Case Q2 delivered another strong earnings quarter, supported by loan growth, resilient NII, and double-digit fee and insurance growth. Cost discipline remains a key strength, with a low cost/income ratio and RoTE above 20%. The Danish Compromise improves capital efficiency, while Commerzbank offers meaningful strategic and earnings optionality.
View source ↗ - Newsseekingalpha.com·20d ago·Positive
Commerzbank AG (CRZBY) Presents at Barclays 24th Annual Global Financial Services Conference Transcript Commerzbank AG (CRZBY) Presents at Barclays 24th Annual Global Financial Services Conference Transcript
View source ↗ - Newskitco.com·20d ago·Negative
Gold could do well as Trump admin and Fed face a reckoning over interest rates - Commerzbank The gold market continues to see solid selling as U.S. bond yields push to their highest levels in nearly two decades, driven in part by expectations that persistent inflation pressures are forcing the Federal Reserve to raise interest rates.
View source ↗ - Newsreuters.com·21d ago·Negative
UniCredit wants Commerzbank CEO and chair to leave their roles UniCredit CEO Andrea Orcel wants Bettina Orlopp to leave her job as the CEO of Commerzbank and is opposed to the German government's demand to maintain two supervisory board seats, three people with knowledge of the matter told Reuters, as the Italian lender moves closer to taking over its German rival.
View source ↗ - Newsreuters.com·21d ago·Negative
German finance minister lays out demands to UniCredit CEO on possible Commerzbank takeover German Finance Minister Lars Klingbeil laid out demands to UniCredit CEO Andrea Orcel in Berlin on Monday over the possible takeover of Commerzbank , the German ministry said in a statement.
View source ↗ - Newsreuters.com·25d ago·Negative
Germany pushes for Commerzbank stock listing as UniCredit aims for deal, sources say Berlin will push for Commerzbank to retain its German identity with a domestic stock market listing and to protect jobs, two people familiar with the matter said, as the bank prepares for a takeover by Italy's UniCredit.
View source ↗ - Newsreuters.com·32d ago·Negative
Germany warming to UniCredit on Commerzbank seen bolstering way for European bank deals Germany's tilt towards a deal with UniCredit's CEO Andrea Orcel to take over Commerzbank, after years of his manoeuvring, could prompt other European nations and banks to warm to further banking consolidation.
View source ↗ - Newsreuters.com·43d ago·Neutral
Commerzbank chair calls for review of German takeover rules after UniCredit bid Commerzbank's supervisory board chair, Jens Weidmann, has called for a review of Germany's takeover rules, saying UniCredit was able to secure control of the lender without offering shareholders an adequate premium, a newspaper reported on Sunday.
View source ↗ - Newsreuters.com·53d ago·Neutral
Focus: Culture clash: How Orcel's profit-boosting recipe could prove a bitter pill for Commerzbank UniCredit's CEO Andrea Orcel has a blueprint for Commerzbank: slash costs, strip out management layers and push harder for revenue growth, a formula that has helped transform the Italian lender into one of Europe's most profitable banks.
View source ↗ - Newsreuters.com·54d ago·Negative
ECB leaning towards approving UniCredit's Commerzbank bid The ECB is leaning towards approving UniCredit's takeover of Germany's Commerzbank , an internal document detailing its preliminary view of the Italian bank's attempt to create one of Europe's largest lenders shows.
View source ↗
Earnings
Thu, Nov 5(in 4 weeks)
Consensus estimate $0.90 per share
Typical surprise +9.8% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Aug 6$0.90 vs $0.82beat
- Fri, May 8$0.98 vs $0.87beat
- Wed, Feb 11$0.72 vs $0.64beat
- Thu, Nov 6$0.61 vs $0.67miss
- Wed, Aug 6$0.22 vs $0.67miss
- Fri, May 9$0.77 vs $0.74beat
Estimates and results for CRZBY via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Congress trades
- Daniel Goldmanhouse · NY10 · disclosed Aug 13, 2023 (34d later)Sell$15,001 - $50,000
- Daniel Goldmanhouse · NY10 · disclosed Apr 17, 2023 (17d later)Buy$15,001 - $50,000
- Daniel Goldmanhouse · NY10 · disclosed Mar 20, 2023 (21d later)Buy$1,001 - $15,000
- Greg Gianfortehouse · MT00 · disclosed Dec 2, 2020 (19d later)Buy$15,001 - $50,000
- Greg Gianfortehouse · MT00 · disclosed Apr 7, 2020 (20d later)Buy$1,001 - $15,000
- Greg Gianfortehouse · MT00 · disclosed Oct 20, 2019 (39d later)Sell$15,001 - $50,000
- Greg Gianfortehouse · MT00 · disclosed Jan 23, 2019 (33d later)Buy$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.