Price
No data yet.
Social Signal Score
Revenue
$219.14M+194.72%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- David A. Brager
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 1,079
- Beta
- 0.65
- Country
- US
- Piotroski score
- 9 / 9 (Strong)
- Altman Z-score
- -0.33
Financials
Revenue
$219.14M+194.7%Net Income
$48.26M+90.4%EBITDA
$69.08M+61.5%Free Cash Flow
$387.36M+885.4%EPS (diluted)
$0.36+56.5%Shares Outstanding (diluted)
135.92M+24.3%Operating Expenses
$63.09MCash & Debt
$6.78BReturn of Capital
$29.39MRevenue by Segment (annual)
$37.20MDividend per Share
$0.20Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $643.36M | $209.30M | $1.52 |
| 2024 | $658.69M | $200.72M | $1.44 |
| 2023 | $665.66M | $221.44M | $1.59 |
| 2022 | $561.94M | $235.43M | $1.67 |
| 2021 | $467.83M | $212.52M | $1.57 |
| 2020 | $478.53M | $177.16M | $1.30 |
| 2019 | $506.43M | $207.83M | $1.48 |
| 2018 | $405.34M | $152.00M | $1.25 |
| 2017 | $325.91M | $104.41M | $0.95 |
| 2016 | $300.60M | $101.43M | $0.94 |
| 2015 | $295.00M | $99.14M | $0.93 |
| 2014 | $289.31M | $104.02M | $0.98 |
| 2013 | $257.20M | $95.61M | $0.91 |
| 2012 | $275.98M | $77.28M | $0.74 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from CVBF's reported EPS growth of 5.7% a year over 13 years.
- EPS in 5 years
- $2.03
- Implied price
- $24.38
- Return from $22.36
- 1.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $12.12 — -45.8% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 8 | 10 | 12 | 14 | 16 |
|---|---|---|---|---|---|
| -4.3% | -15.1% | -11.2% | -7.9% | -5.0% | -2.4% |
| 0.7% | -10.6% | -6.5% | -3.1% | -0.0% | 2.7% |
| 5.7% | -6.2% | -1.9% | 1.7% | 4.9% | 7.8% |
| 10.7% | -1.7% | 2.7% | 6.6% | 9.9% | 12.9% |
| 15.7% | 2.7% | 7.4% | 11.4% | 14.9% | 18.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
127Social Signal Score
Mentions (1)
- Newszacks.com·6h ago·Positive
CVB Financial (CVBF) Upgraded to Buy: Here's What You Should Know CVB Financial (CVBF) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
View source ↗
Earnings
Wed, Oct 28(in 2 months)
Consensus estimate $0.45 per share
Typical surprise +2.7% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 22$0.29 vs $0.30miss
- Wed, Apr 22$0.38 vs $0.38beat
- Wed, Jan 21$0.40 vs $0.40beat
- Wed, Oct 22$0.38 vs $0.37beat
- Wed, Jul 23$0.36 vs $0.35beat
- Wed, Apr 23$0.36 vs $0.33beat
Estimates and results for CVBF via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by CVBF officers and directors.
- Bought
- $5.0m
- Sold
- $1.2m
7 trades
3 trades
- Harvey David Csold
- O Brien Raymond V Iiibought
- Borba George A Jrbought
- Borba George A Jrbought
- Borba George A Jrbought
- Borba George A Jrbought
- Borba George A Jrbought
- Kan Annasold
90 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.