EBMT logo

EBMT Eagle Bancorp Montana, Inc.

NASDAQ Global Market · Banks - Regional · Financial Services

$23.43
-0.35 (-1.47%)

Eagle Bancorp Montana, Inc. serves as the parent company for Opportunity Bank of Montana, delivering a comprehensive array of retail banking products and financial services. Its primary clientele comprises small businesses and individual customers located throughout Montana. The bank facilitates diverse deposit accounts, which include checking, savings, money market, individual retirement accounts…

Market Cap: $186.63Mwww.opportunitybank.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

120
120
Aug 12Aug 12

Quote

Day Range
$23.36 – $23.77
52-Week Range
$15.80 – $24.66
Volume
$21.1K
Market Cap
$186.63M
50-Day Avg
$23.46
200-Day Avg
$21.18
Prev Close
$23.78
Open
$23.48

Valuation & Ratios

P/E Ratio
10.47
EPS
$1.90
P/B Ratio
0.81
P/S Ratio
1.23
Debt/Equity
0.43
Current Ratio
0.71
Dividend Yield
+2.9%
Gross Margin
+70.9%

Returns & Efficiency

Return on Equity
+7.7%
Return on Assets
+0.7%
FCF Yield
+18.2%
EV/EBITDA
8.29

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$125.97M$14.84M$1.90
2024$120.42M$9.78M$1.25
2023$112.45M$10.06M$1.29
2022$93.65M$10.70M$1.45
2021$93.19M$14.42M$2.17

Social Signal Score

70
5d
70
1 mentions
30d
70
1 mentions
60d
70
1 mentions
90d
70
1 mentions
news: 1

Earnings

Tue, Oct 27(in 2 months)

Consensus estimate $0.55 per share

6of 7 quarters beat consensus

Typical surprise +13.3% (median, so one quarter with a near-zero estimate can't distort it)

  • Tue, Jul 28$0.47 vs $0.50miss
  • Tue, Apr 28$0.51 vs $0.45beat
  • Tue, Jan 27$0.60 vs $0.47beat
  • Tue, Oct 28$0.46 vs $0.46beat
  • Tue, Jul 29$0.41 vs $0.41beat
  • Tue, Apr 29$0.41 vs $0.33beat

Estimates and results for EBMT via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from EBMT's reported EPS growth of -3.3% a year over 4 years.

EPS in 5 years
$1.61
Implied price
$16.07
Return from $23.43
-7.3% a year

To earn 15.0% a year on these assumptions you'd need to buy at $7.99 -65.9% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E68101214
-13.3%-24.9%-20.5%-16.9%-13.8%-11.1%
-8.3%-20.6%-15.9%-12.1%-8.8%-5.9%
-3.3%-16.3%-11.3%-7.3%-3.8%-0.8%
1.7%-11.9%-6.7%-2.5%1.1%4.3%
6.7%-7.6%-2.1%2.3%6.1%9.4%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newszacks.com·3d ago·Positive

    Eagle Bancorp Montana, Inc. (EBMT) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Eagle Bancorp Montana (EBMT) have what it takes?

    View source ↗