Price (90d)
$68.72Signal Score (90d)
160Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.26B | $689.97M | $6.97 |
| 2024 | $1.27B | $729.40M | $6.92 |
| 2023 | $1.13B | $696.39M | $6.56 |
| 2022 | $1.02B | $831.35M | $7.75 |
| 2021 | $1.03B | $681.78M | $6.13 |
Social Signal Score
Earnings
Fri, Nov 6(in 3 months)
Consensus estimate $1.88 per share
Typical surprise +2.4% (median, so one quarter with a near-zero estimate can't distort it)
- Fri, Aug 7$2.08 vs $1.76beat
- Fri, May 8$1.82 vs $1.75beat
- Fri, Feb 13$1.60 vs $1.74miss
- Fri, Nov 7$1.67 vs $1.77miss
- Fri, Aug 8$1.93 vs $1.68beat
- Fri, May 9$1.69 vs $1.65beat
Estimates and results for ESNT via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Valuation
Project earnings forward and see what return today's price implies.
Seeded from ESNT's reported EPS growth of 3.3% a year over 4 years.
- EPS in 5 years
- $8.20
- Implied price
- $73.78
- Return from $69.57
- 1.2% a year
To earn 15.0% a year on these assumptions you'd need to buy at $36.68 — -47.3% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 5 | 7 | 9 | 11 | 13 |
|---|---|---|---|---|---|
| -6.7% | -18.7% | -13.1% | -8.6% | -4.9% | -1.6% |
| -1.7% | -14.4% | -8.4% | -3.7% | 0.2% | 3.6% |
| 3.3% | -10.0% | -3.8% | 1.2% | 5.3% | 8.9% |
| 8.3% | -5.7% | 0.9% | 6.1% | 10.4% | 14.2% |
| 13.3% | -1.3% | 5.5% | 11.0% | 15.5% | 19.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (3)
- Newszacks.com·5d ago·Neutral
ESNT Q2 Earnings & Revenues Top Estimates on Strong Reinsurance Growth Essent Group tops Q2 earnings and revenue estimates as reinsurance premiums surged, though higher loss provisions and expenses weighed.
View source ↗ - Newsbenzinga.com·5d ago·Positive
These Analysts Boost Their Forecasts On Essent Group After Upbeat Q2 Results Essent Group Ltd (NYSE:ESNT) on Friday posted better-than-expected results for the second quarter.
View source ↗ - Newsmarketbeat.com·7d ago·Negative
Essent Group Q2 Earnings Call Highlights Essent Group NYSE: ESNT reported second-quarter 2026 net income of $190 million, or $2.08 per diluted share, as a benign credit environment, elevated mortgage-insurance persistency and higher investment income supported results.
View source ↗