Price
$68.72+6.54%Social Signal Score
Analyst Ratings
19 analystsRevenue
$362.69M+199.11%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Mark A. Casale
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- Employees
- 518
- Beta
- 0.76
- Country
- BM
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- 3.22
Financials
Revenue
$362.69M+199.1%Net Income
$189.71M+217.7%EBITDA
$238.47M+182.1%Free Cash Flow
$196.12M+156.5%EPS (diluted)
$2.08+220.0%Shares Outstanding (diluted)
91.39M-1.1%Operating Expenses
$0.00Cash & Debt
$6.11BReturn of Capital
$223.44MRevenue by Segment (annual)
$1.14BDividend per Share
$0.35Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.26B | $689.97M | $6.97 |
| 2024 | $1.27B | $729.40M | $6.92 |
| 2023 | $1.13B | $696.39M | $6.56 |
| 2022 | $1.02B | $831.35M | $7.75 |
| 2021 | $1.03B | $681.78M | $6.13 |
| 2020 | $955.15M | $413.04M | $3.89 |
| 2019 | $867.57M | $555.71M | $5.68 |
| 2018 | $719.35M | $467.36M | $4.80 |
| 2017 | $576.51M | $379.75M | $4.07 |
| 2016 | $458.26M | $222.61M | $2.45 |
| 2015 | $353.29M | $157.33M | $1.74 |
| 2014 | $239.47M | $88.50M | $1.05 |
| 2013 | $131.40M | $65.41M | $0.90 |
| 2012 | $48.72M | $-13.54M | $-0.35 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $10.24
- Implied price
- $92.16
- Return from $60.22
- 8.9% a year
To earn 15.0% a year on these assumptions you'd need to buy at $45.82 — -23.9% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 5 | 7 | 9 | 11 | 13 |
|---|---|---|---|---|---|
| -2.0% | -12.2% | -6.0% | -1.2% | 2.8% | 6.3% |
| 3.0% | -7.7% | -1.2% | 3.8% | 8.1% | 11.8% |
| 8.0% | -3.2% | 3.5% | 8.9% | 13.3% | 17.2% |
| 13.0% | 1.3% | 8.3% | 13.9% | 18.6% | 22.6% |
| 18.0% | 5.8% | 13.1% | 19.0% | 23.8% | 28.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
65+116.67%Social Signal Score
Mentions (8)
- Newszacks.com·25d ago·Positive
ESNT or CINF: Which Is the Better Value Stock Right Now? Investors with an interest in Insurance - Property and Casualty stocks have likely encountered both Essent Group (ESNT) and Cincinnati Financial (CINF). But which of these two companies is the best option for those looking for undervalued stocks?
View source ↗ - Newszacks.com·31d ago·Positive
Essent Group (ESNT) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Essent Group (ESNT) have what it takes?
View source ↗ - Newszacks.com·46d ago·Neutral
ESNT vs. CINF: Which Stock Is the Better Value Option? Investors interested in stocks from the Insurance - Property and Casualty sector have probably already heard of Essent Group (ESNT) and Cincinnati Financial (CINF). But which of these two stocks presents investors with the better value opportunity right now?
View source ↗ - Newszacks.com·47d ago·Positive
Essent Group (ESNT) Upgraded to Buy: What Does It Mean for the Stock? Essent Group (ESNT) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
View source ↗ - Newszacks.com·47d ago·Positive
Essent Group (ESNT) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Essent Group (ESNT) have what it takes?
View source ↗ - Newszacks.com·56d ago·Neutral
ESNT Q2 Earnings & Revenues Top Estimates on Strong Reinsurance Growth Essent Group tops Q2 earnings and revenue estimates as reinsurance premiums surged, though higher loss provisions and expenses weighed.
View source ↗ - Newsbenzinga.com·56d ago·Positive
These Analysts Boost Their Forecasts On Essent Group After Upbeat Q2 Results Essent Group Ltd (NYSE:ESNT) on Friday posted better-than-expected results for the second quarter.
View source ↗ - Newsmarketbeat.com·59d ago·Negative
Essent Group Q2 Earnings Call Highlights Essent Group NYSE: ESNT reported second-quarter 2026 net income of $190 million, or $2.08 per diluted share, as a benign credit environment, elevated mortgage-insurance persistency and higher investment income supported results.
View source ↗
Earnings
Fri, Nov 6(in 4 weeks)
Consensus estimate $1.84 per share
Typical surprise +2.4% (median, so one quarter with a near-zero estimate can't distort it)
- Fri, Aug 7$2.08 vs $1.76beat
- Fri, May 8$1.82 vs $1.75beat
- Fri, Feb 13$1.60 vs $1.74miss
- Fri, Nov 7$1.67 vs $1.77miss
- Fri, Aug 8$1.93 vs $1.68beat
- Fri, May 9$1.69 vs $1.65beat
Estimates and results for ESNT via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by ESNT officers and directors.
- Bought
- —
- Sold
- $16.2m
0 trades
20 trades
- Weinstock David Bsold
- Kasmar Roy Jamessold
- Kasmar Roy Jamessold
- Casale Marksold
- Pauls Douglas Jsold
- Casale Marksold
- Casale Marksold
- Bhasin Vijaysold
80 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Lisa C. McClainhouse · MI09 · disclosed Aug 13, 2025 (57d later)Sell$1,001 - $15,000
- Lisa C. McClainhouse · MI09 · disclosed Aug 13, 2025 (63d later)Buy$1,001 - $15,000
- Donna Shalalahouse · FL27 · disclosed Apr 27, 2020 (418d later)Buy$1,001 - $15,000
- Donna Shalalahouse · FL27 · disclosed Apr 27, 2020 (377d later)Sell$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.