Price
No data yet.
Social Signal Score
Revenue
$47.68M+828.97%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Andrew C. Sagliocca
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 151
- Beta
- 0.38
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- -0.22
Financials
Revenue
$47.68M+829.0%Net Income
$12.98M+1653.8%EBITDA
$18.13M+1345.5%Free Cash Flow
$13.96MEPS (diluted)
$1.49+964.3%Shares Outstanding (diluted)
8.71M+72.9%Operating Expenses
$12.61MCash & Debt
$541.62MReturn of Capital
$1.82MRevenue by Segment (annual)
$2.89MDividend per Share
$0.20Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $164.50M | $50.85M | $6.30 |
| 2024 | $138.27M | $43.66M | $5.58 |
| 2023 | $121.64M | $41.01M | $5.31 |
| 2022 | $85.92M | $28.52M | $3.73 |
| 2021 | $65.56M | $17.93M | $2.40 |
| 2020 | $53.28M | $12.62M | $1.70 |
| 2019 | $48.47M | $14.14M | $1.91 |
| 2018 | $36.81M | $8.73M | $1.18 |
| 2017 | $25.91M | $3.64M | $0.59 |
| 2016 | $20.29M | $2.82M | $0.55 |
| 2015 | $15.39M | $1.17M | $0.23 |
| 2014 | $11.71M | $40.8K | $0.01 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from ESQ's reported EPS growth of 78.0% a year over 11 years. Historical EPS growth of 78% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.
- EPS in 5 years
- $21.68
- Implied price
- $346.86
- Return from $113.56
- 25.0% a year
To earn 15.0% a year on these assumptions you'd need to buy at $172.45 — today's price is already 34.1% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 14 | 16 | 18 | 20 |
|---|---|---|---|---|---|
| 20.0% | 9.0% | 12.4% | 15.4% | 18.2% | 20.7% |
| 25.0% | 13.5% | 17.0% | 20.2% | 23.1% | 25.7% |
| 30.0% | 18.0% | 21.7% | 25.0% | 28.0% | 30.7% |
| 35.0% | 22.6% | 26.4% | 29.8% | 32.9% | 35.8% |
| 40.0% | 27.1% | 31.1% | 34.6% | 37.8% | 40.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100Social Signal Score
Mentions (1)
- Newsprnewswire.com·6h ago·Neutral
Esquire Financial Holdings Ranks #3 Among Top-Performing U.S. Banks in Bank Director's 2026 RankingBanking JERICHO, N.Y., Aug. 25, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company for Esquire Bank, National Association, today announced that it ranked third among the top-performing publicly traded U.S. banks in Bank Director's 2026 RankingBanking.
View source ↗
Earnings
Thu, Oct 22(in 8 weeks)
Consensus estimate $1.81 per share
Typical surprise +0.7% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 23$1.60 vs $1.56beat
- Thu, Apr 23$1.58 vs $1.52beat
- Thu, Jan 22$1.55 vs $1.56miss
- Thu, Oct 23$1.47 vs $1.46beat
- Thu, Jul 24$1.38 vs $1.38beat
- Thu, Apr 24$1.33 vs $1.30beat
Estimates and results for ESQ via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by ESQ officers and directors.
- Bought
- —
- Sold
- $4.8m
0 trades
20 trades
- Mitzman Robertsold
- Powers Richard Tsold
- Zises Seligsold
- Zises Seligsold
- Zises Seligsold
- Zises Seligsold
- Zises Seligsold
- Zises Seligsold
80 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.