Price
No data yet.
Social Signal Score
Analyst Ratings
15 analystsRevenue
$418.75M+126.86%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Lachlan Given
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 8,500
- Beta
- 0.64
- Country
- US
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- 3.13
Financials
Revenue
$418.75M+126.9%Net Income
$38.20M+483.7%EBITDA
$70.01MFree Cash Flow
$35.00M+952.9%EPS (diluted)
$0.48+300.0%Shares Outstanding (diluted)
83.36M+54.4%Operating Expenses
$34.00MCash & Debt
$311.03MReturn of Capital
$2.32MRevenue by Segment (annual)
$1.18BDividend per Share
$0.00Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.27B | $109.61M | $1.91 |
| 2024 | $1.16B | $83.09M | $1.69 |
| 2023 | $1.05B | $38.46M | $0.77 |
| 2022 | $886.23M | $50.16M | $0.89 |
| 2021 | $729.55M | $8.61M | $0.15 |
| 2020 | $822.78M | $-68.46M | $-1.24 |
| 2019 | $847.23M | $2.54M | $0.03 |
| 2018 | $812.16M | $37.28M | $0.72 |
| 2017 | $747.95M | $31.41M | $0.62 |
| 2016 | $730.50M | $-80.74M | $-1.48 |
| 2015 | $720.00M | $-89.19M | $-1.61 |
| 2014 | $745.77M | $-67.72M | $-0.87 |
| 2013 | $809.52M | $22.31M | $0.63 |
| 2012 | $960.72M | $136.84M | $2.81 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from EZPW's reported EPS growth of -2.9% a year over 13 years.
- EPS in 5 years
- $1.65
- Implied price
- $16.46
- Return from $30.20
- -11.4% a year
To earn 15.0% a year on these assumptions you'd need to buy at $8.19 — -72.9% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 6 | 8 | 10 | 12 | 14 |
|---|---|---|---|---|---|
| -12.9% | -28.3% | -24.0% | -20.5% | -17.6% | -15.0% |
| -7.9% | -24.1% | -19.7% | -16.0% | -12.9% | -10.1% |
| -2.9% | -20.0% | -15.3% | -11.4% | -8.1% | -5.3% |
| 2.1% | -15.9% | -10.9% | -6.9% | -3.4% | -0.4% |
| 7.1% | -11.8% | -6.6% | -2.3% | 1.3% | 4.5% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
115+7.81%Social Signal Score
Mentions (4)
- Newsseekingalpha.com·6d ago·Positive
Ezcorp's Strong Growth Metrics, Short-Term Loans, And Collateral-Backed Lending Excel In Elevated Inflation Environment EZCORP is rated Buy, with a DCF-derived target price of $35.43, 13.7% above its current $31.16. Strong pawn loan and PSC growth, robust acquisitions, and organic expansion drive double-digit revenue, EBITDA, and EPS CAGRs through FY2026. EZPW outperforms peers on growth metrics while maintaining higher net income margins and asset turnover than most competitors.
View source ↗ - Newszacks.com·31d ago·Neutral
Why Is Ezcorp (EZPW) Up 14.1% Since Last Earnings Report? Ezcorp (EZPW) reported earnings 30 days ago. What's next for the stock?
View source ↗ - Newsmarketbeat.com·53d ago·Neutral
EZCORP Eyes Faster Expansion After Record Quarter, SMG Deal EZCORP NASDAQ: EZPW Chief Financial Officer Tim Jugmans said the pawn retailer's latest quarterly results reflected both favorable consumer conditions and operational improvements, including store expansion, pricing discipline and acquisitions.
View source ↗ - Newsseekingalpha.com·56d ago·Neutral
EZCORP: Time To Take Profits As The 100%+ Rally Runs Out Of Steam (Rating Downgrade) EZCORP (EZPW) is downgraded from Buy to Hold after a strong rally driven by gold price tailwinds and acquisitions. Recent results benefited from one-off factors: surging gold prices, inventory gains, and large-scale M&A, which are not sustainable. EZPW now trades at a historic high of ~3x price to tangible book value, with valuation exceeding sustainable earnings potential.
View source ↗
Earnings
Wed, Nov 18(in 6 weeks)
Consensus estimate $0.40 per share
Typical surprise +20.0% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Aug 5$0.47 vs $0.41beat
- Wed, May 6$0.58 vs $0.36beat
- Wed, Feb 4$0.55 vs $0.40beat
- Thu, Nov 13$0.34 vs $0.29beat
- Wed, Jul 30$0.33 vs $0.23beat
- Mon, Apr 28$0.34 vs $0.32beat
Estimates and results for EZPW via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by EZPW officers and directors.
- Bought
- —
- Sold
- $7.6m
0 trades
20 trades
- Bryant Ellen Hsold
- Espinosa Pablo Lagossold
- Espinosa Pablo Lagossold
- Appel Matthew Wsold
- Kulas Jason A.sold
- Sajnani Sunilsold
- Tillett Garysold
- Espinosa Pablo Lagossold
80 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in EZPW.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.