Price
No data yet.
Social Signal Score
Analyst Ratings
16 analystsRevenue
$153.98M+260.08%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Richard Hancock Moore
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 1,374
- Beta
- 0.85
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 0.47
Financials
Revenue
$153.98M+260.1%Net Income
$51.28M+513.7%EBITDA
$0.00-100.0%Free Cash Flow
—EPS (diluted)
$1.24+210.0%Shares Outstanding (diluted)
0.00-100.0%Operating Expenses
$0.00Cash & Debt
$2.12BReturn of Capital
$0.00Dividend per Share
$0.24Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $543.12M | $111.05M | $2.68 |
| 2024 | $530.81M | $76.22M | $1.85 |
| 2023 | $541.11M | $104.13M | $2.54 |
| 2022 | $407.66M | $146.94M | $4.12 |
| 2021 | $324.90M | $95.64M | $2.68 |
| 2020 | $318.48M | $81.48M | $2.85 |
| 2019 | $308.70M | $92.05M | $3.12 |
| 2018 | $289.58M | $89.29M | $3.02 |
| 2017 | $226.08M | $45.97M | $1.82 |
| 2016 | $166.79M | $27.51M | $1.37 |
| 2015 | $155.52M | $27.03M | $1.34 |
| 2014 | $167.04M | $25.00M | $1.22 |
| 2013 | $176.12M | $20.70M | $1.01 |
| 2012 | $178.19M | $-23.41M | $-1.54 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $3.95
- Implied price
- $74.97
- Return from $61.04
- 4.2% a year
To earn 15.0% a year on these assumptions you'd need to buy at $37.28 — -38.9% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 13 | 16 | 19 | 22 | 25 |
|---|---|---|---|---|---|
| -2.0% | -12.4% | -8.6% | -5.5% | -2.6% | -0.1% |
| 3.0% | -7.9% | -4.0% | -0.6% | 2.3% | 5.0% |
| 8.0% | -3.4% | 0.7% | 4.2% | 7.3% | 10.1% |
| 13.0% | 1.1% | 5.3% | 9.0% | 12.3% | 15.2% |
| 18.0% | 5.5% | 10.0% | 13.8% | 17.2% | 20.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+10.77%Social Signal Score
Mentions (3)
- Newszacks.com·6h ago·Positive
First Bancorp (FBNC) Beats Q3 Earnings and Revenue Estimates First Bancorp (FBNC) came out with quarterly earnings of $1.24 per share, beating the Zacks Consensus Estimate of $1.18 per share. This compares to earnings of $1.01 per share a year ago.
View source ↗ - Newszacks.com·6d ago·Neutral
Will First Bancorp (FBNC) Beat Estimates Again in Its Next Earnings Report? First Bancorp (FBNC) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
View source ↗ - Newsseekingalpha.com·41d ago·Positive
First BanCorp: Exceptional Run Doesn't Necessitate A Downgrade First BanCorp has delivered outsized returns, outperforming the S&P 500 since my bullish stance in December. FBP's asset quality remains impressive, with strong returns on assets (2.02%) and equity (19.49%) despite elevated valuation multiples. Net interest margin improved to 4.87%, and the bank is well-positioned to benefit further from rising interest rates.
View source ↗
Earnings
Wed, Jan 27(in 3 months)
Consensus estimate $1.04 per share
Typical surprise +5.1% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Oct 21$1.24 vs $1.18beat
- Wed, Jul 22$1.22 vs $1.15beat
- Wed, Apr 22$1.13 vs $1.09beat
- Wed, Jan 21$0.38 vs $1.03miss
- Wed, Oct 22$0.49 vs $0.85miss
- Wed, Jul 23$0.93 vs $0.88beat
Estimates and results for FBNC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by FBNC officers and directors.
- Bought
- $281k
- Sold
- $5.5m
6 trades
13 trades
- Moore Richard Hsold
- Moore Richard Hsold
- Nevin Katharine Caldwellbought
- Mayer Michael Goodwinsold
- Crawford James C Iiisold
- Capel Mary Clarasold
- Capel Mary Clarasold
- Capel Mary Clarasold
81 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in FBNC.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.