Price
No data yet.
Social Signal Score
Analyst Ratings
17 analystsRevenue
$324.28M+105.29%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Aurelio Aleman-Bermudez
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 3,218
- Beta
- 0.79
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.50
Financials
Revenue
$324.28M+105.3%Net Income
$96.15M+299.4%EBITDA
$120.21M+199.8%Free Cash Flow
$88.37M+160.3%EPS (diluted)
$0.62+463.6%Shares Outstanding (diluted)
154.16M-28.8%Operating Expenses
$85.55MCash & Debt
$559.63MReturn of Capital
$81.30MRevenue by Segment (annual)
$1.00BDividend per Share
$0.20Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.26B | $344.87M | $2.16 |
| 2024 | $1.19B | $298.72M | $1.82 |
| 2023 | $1.12B | $302.86M | $1.72 |
| 2022 | $953.89M | $305.07M | $1.60 |
| 2021 | $882.02M | $281.02M | $1.32 |
| 2020 | $770.14M | $102.27M | $0.46 |
| 2019 | $730.57M | $167.38M | $0.76 |
| 2018 | $668.61M | $201.61M | $0.92 |
| 2017 | $620.64M | $66.96M | $0.30 |
| 2016 | $638.67M | $93.23M | $0.44 |
| 2015 | $607.65M | $21.30M | $0.10 |
| 2014 | $621.88M | $392.29M | $1.89 |
| 2013 | $609.67M | $-164.49M | $-0.80 |
| 2012 | $622.71M | $29.78M | $0.15 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from FBP's reported EPS growth of 22.8% a year over 13 years.
- EPS in 5 years
- $6.02
- Implied price
- $60.21
- Return from $27.04
- 17.4% a year
To earn 15.0% a year on these assumptions you'd need to buy at $29.93 — today's price is already 9.7% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 6 | 8 | 10 | 12 | 14 |
|---|---|---|---|---|---|
| 12.8% | -2.7% | 3.1% | 7.8% | 11.8% | 15.3% |
| 17.8% | 1.6% | 7.7% | 12.6% | 16.8% | 20.4% |
| 22.8% | 6.0% | 12.2% | 17.4% | 21.7% | 25.5% |
| 27.8% | 10.3% | 16.8% | 22.1% | 26.7% | 30.6% |
| 32.8% | 14.6% | 21.4% | 26.9% | 31.6% | 35.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+0.00%Social Signal Score
Mentions (10)
- Newszacks.com·3d ago·Positive
Why First BanCorp (FBP) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First BanCorp (FBP) have what it takes?
View source ↗ - Newsbusinesswire.com·13d ago·Neutral
First BanCorp to Announce 3Q 2026 Results on October 22, 2026 SAN JUAN, Puerto Rico--(BUSINESS WIRE)--First BanCorp (the “Corporation”) (NYSE: FBP), the bank holding company for FirstBank Puerto Rico, announced today that it expects to report its financial results for the third quarter ended September 30, 2026, before the market opens on October 22, 2026. First BanCorp will hold a conference call and live webcast to discuss the financial results at 10:00am Eastern Time on Thursday, October 22, 2…
View source ↗ - Newszacks.com·18d ago·Negative
FBP or DBSDY: Which Is the Better Value Stock Right Now? Investors with an interest in Banks - Foreign stocks have likely encountered both First BanCorp (FBP) and DBS Group Holdings Ltd (DBSDY). But which of these two stocks is more attractive to value investors?
View source ↗ - Newszacks.com·19d ago·Positive
First BanCorp (FBP) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First BanCorp (FBP) have what it takes?
View source ↗ - News (RSS)seekingalpha·25d ago·Negative
First BanCorp: Exceptional Run Doesn't Necessitate A Downgrade
View source ↗ - News (RSS)seekingalpha·25d ago·Positive
First BanCorp: Strong Operations, But Valuation Leaves Limited Upside
View source ↗ - News (RSS)seekingalpha·34d ago·Positive
First Bancorp: I'm Not Ready To Downgrade The Stock Just Yet
View source ↗ - Newszacks.com·35d ago·Positive
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First BanCorp (FBP) have what it takes?
View source ↗ - News (Marketaux)seekingalpha.com·45d ago·Neutral
The First Bancorp Stock: Not Bad, But Not Quite Good Enough (NASDAQ:FNLC) With a market cap of just $390 million, [+294 characters]
View source ↗ - Newszacks.com·52d ago·Positive
Why First BanCorp (FBP) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First BanCorp (FBP) have what it takes?
View source ↗
Earnings
Thu, Oct 22(in 2 weeks)
Consensus estimate $0.59 per share
Typical surprise +10.0% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 22$0.62 vs $0.54beat
- Wed, Apr 22$0.57 vs $0.51beat
- Tue, Jan 27$0.55 vs $0.52beat
- Thu, Oct 23$0.51 vs $0.49beat
- Tue, Jul 22$0.50 vs $0.47beat
- Thu, Apr 24$0.47 vs $0.43beat
Estimates and results for FBP via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by FBP officers and directors.
- Bought
- —
- Sold
- $2.4m
0 trades
6 trades
- Herencia Roberto Rsold
- Rivera Naydasold
- Rivera Naydasold
- Diaz-bento Liliansold
- Herencia Roberto Rsold
- Mcdonald Michaelsold
94 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Daniel Goldmanhouse · NY10 · disclosed Aug 13, 2023 (34d later)Sell$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.